PLATO CONSULTING
ActiveSummary
PLATO CONSULTING has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €402k and a net result of €41k. Equity is shrinking by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 50% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▲+26
Solvency85▼-6
Growth32=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 1.58 against 1.73 in 2024; short-term debt: 12.1% and cash: 5.6% of total assets), and 39.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60.1%
Return on assets
6.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
51 d early
2024
51 d early
2023
29 d late
2022
31 d early
2021
29 d late
2020
31 d late
2019
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€402k▼ 8.4%
2024 · €439k
2018: €507k
2019: €557k
2020: €537k
2021: €543k
2022: €546k
2023: €498k
2024: €439k
2018 → 2025
Total assets
€670k▲ 0.8%
2024 · €665k
2018: €714k
2019: €725k
2020: €684k
2021: €627k
2022: €839k
2023: €783k
2024: €665k
2018 → 2025
Net result
€41k
2024 · €-19k
2018: €65k
2019: €51k
2020: €16k
2021: €11k
2022: €47k
2023: €11k
2024: €-19k
2018 → 2025
Working capital
€47k▲ 62.2%
2024 · €29k
2018: €4k
2019: €43k
2020: €37k
2021: €51k
2022: €32k
2023: €57k
2024: €29k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€543k-€546k▲ 0.5%€498k▼ 8.8%€439k▼ 11.8%€402k▼ 8.4%
Operating result€21k-€65k▲ 213%€31k▼ 52.5%€-3k€79k
Net result€11k-€47k▲ 325%€11k▼ 77.6%€-19k€41k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €79k after a loss of €3k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €670k
Fixed assets
€541k ▼ 9.1%
Current assets
€129k ▲ 85.9%
Equity and liabilities €670k
Equity
€402k ▼ 8.4%
Debt
€268k ▲ 18.6%
Debt's share of the balance-sheet total rises from 33.9% to 39.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€150k▲
2024 · €68k
Cash flow
€111k▲
2024 · €52k
Current ratio
1.58▼
2024 · 1.73
Debt to equity
0.66▲
2024 · 0.51
ROE
10.1%▲
2024 · -4.3%
ROA
6.1%▲
2024 · -2.8%
Interest coverage
7.97▲
2024 · 4.20
Debt ≤ 1 year
€81k▲
2024 · €40k
Debt > 1 year
€170k=
2024 · €170k
Income taxes
€20k▲
2024 · €298
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€665k€670k▲
Fixed assets21/28€596k€541k▼
Tangible fixed assets22/27€596k€541k▼
Land and buildings22€580k€517k▼
Plant, machinery and equipment23€10k€7k▼
Furniture and vehicles24€6k€17k▲
Current assets29/58€69k€129k▲
Amounts receivable within one year40/41€28k€62k▲
Trade receivables40€18k€57k▲
Other amounts receivable41€10k€6k▼
Current investments50/53-€27k
Cash at bank and in hand54/58€40k€37k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€665k€670k▲
Equity10/15€439k€402k▼
Contributions10/11€12k€12k=
Reserves13€427k€390k▼
Distributable reserves133€427k€390k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€226k€268k▲
Amounts payable after more than one year17€170k€170k=
Financial debts170/4€170k€170k=
Amounts payable within one year42/48€40k€81k▲
Financial debts43€10€2k▲
Credit institutions430/8€10€2k▲
Trade debts44€933€4k▲
Suppliers440/4€933€4k▲
Taxes, remuneration and social security45€11k€25k▲
Taxes450/3€10k€25k▲
Remuneration and social security454/9€600€600=
Other amounts payable47/48€28k€50k▲
Accrued charges and deferred income492/3€16k€16k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€71k€71k▼
Other operating charges640/8€2k€3k▲
Gross operating margin9900€71k€153k▲
Operating profit (loss)9901€-3k€79k▲
Financial income75/76B€456€130▼
Recurring financial income75€3€130▲
Non-recurring financial income76B€452€0▼
Financial charges65/66B€16k€19k▲
Recurring financial charges65€16k€19k▲
Profit (loss) for the period before taxes9903€-19k€60k▲
Income taxes67/77€298€20k▲
Profit (loss) for the period9904€-19k€41k▲
Profit (loss) for the period to be appropriated9905€-19k€41k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-19k€41k▲
Transfer from equity791/2€59k€77k▲
Transfer to equity691/2€0€41k▲
To other reserves6921€0€41k▲
Profit to be distributed694/7€40k€77k▲
Return on contributions (dividend)694€40k€77k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €41k
Net result €41k after one loss-making year.
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-19k ▼279%
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nieuwpoort · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Albert I laan 1948620 NieuwpoortGround area
190 m²
Parcel 38402D0345/00E000, Flanders. Linked by address, not a title deed.
1 establishment unit
PLATO CONSULTING
since 20072.159.559.302
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38402D0345/00E000 | Flanders | 190 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 2 entries · 295 EUR awarded · 292 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 175 EUR | 175 EUR |
| 2022 | 1 | 120 EUR | 117 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
875500FP6B7LOH2IZ382
Similar companies · same sector, comparable size
STRATTON MAES
BE 1008.945.696
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BE 0543.565.927
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N&N IT CONSULTANCY
BE 0884.695.032
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DOTEC
BE 0545.937.180
Mechelen · Eq €402,603
Carl Software Benelux
BE 0521.919.287
Waterloo · Eq €402,717
Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 12,813 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-01-2007
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
47400Retail sale of information and communication equipment
58290Other software publishing
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.