PLATANE MIND
ActiveSummary
PLATANE MIND has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €11k and a net result of €16k. Equity is shrinking by ~7.5% per year across the filed fiscal years. Its solvency ranks better than 46% of 14128 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+100
Solvency50▲+31
Growth58▲+26
Track record94
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.14 against 0.87 in 2024; short-term debt: 75.1% and cash: 24.4% of total assets), and 75.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.9%
Return on assets
38.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
1 d early
2024
31 d early
2023
39 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€11k
2024 · €-6k
2023: €12khighest in 3 years
2024: €-6k▼ -148% vs 2023lowest in 3 years
2025: €11k▲ +281% vs 2024
2023 → 2025
Total assets
€43k▼ 53.9%
2024 · €92k
2023: €16klowest in 3 years
2024: €92k▲ +476% vs 2023highest in 3 years
2025: €43k▼ -53.9% vs 2024
2023 → 2025
Net result
€16k
2024 · €-18k
2023: €8k
2024: €-18k▼ -321% vs 2023lowest in 3 years
2025: €16k▲ +191% vs 2024highest in 3 years
2023 → 2025
Working capital
€5k
2024 · €-12k
2023: €12khighest in 3 years
2024: €-12k▼ -205% vs 2023lowest in 3 years
2025: €5k▲ +136% vs 2024
2023 → 2025
Trend over the years
Multi-year overview
Available amounts per fiscal year
Line202320242025Trend
Equity€12k-€-6k€11k
2023: €12khighest in 3 years
2024: €-6k▼ -148% vs 2023lowest in 3 years
2025: €11k▲ +281% vs 2024
Operating result€11k-€-17k€20k
2023: €11k
2024: €-17k▼ -258% vs 2023lowest in 3 years
2025: €20k▲ +216% vs 2024highest in 3 years
Net result€8k-€-18k€16k
2023: €8k
2024: €-18k▼ -321% vs 2023lowest in 3 years
2025: €16k▲ +191% vs 2024highest in 3 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €20k after a loss of €17k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €43k
Fixed assets
€6k ▼ 7.2%
Current assets
€36k ▼ 57.4%
Equity and liabilities €43k
Equity
€11k
Debt
€32k
Debt finances 75.1% of the balance-sheet total.
Key figures and ratios
EBITDA
€21k▲
2024 · €-16k
Cash flow
€17k▲
2024 · €-17k
Current ratio
1.14▲
2024 · 0.87
Debt to equity
3.02▲
2024 · -16.72
ROE
155.4%
ROA
38.7%▲
2024 · -19.6%
Interest coverage
79.17▲
2024 · -18.67
Debt ≤ 1 year
€32k▼
2024 · €98k
Income taxes
€3k▲
2024 · €496
Staff costs
€131
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€92k€43k▼
Fixed assets21/28€7k€6k▼
Tangible fixed assets22/27€7k€6k▼
Furniture and vehicles24€484€672▲
Other tangible fixed assets26€6k€5k▼
Current assets29/58€86k€36k▼
Amounts receivable within one year40/41€75k€26k▼
Trade receivables40€65k€1k▼
Other amounts receivable41€10k€25k▲
Cash at bank and in hand54/58€10k€10k▲
Deferred charges and accrued income490/1€395€34▼
Equity and liabilities
Total equity and liabilities10/49€92k€43k▼
Equity10/15€-6k€11k▲
Contributions10/11€4k€4k=
Reserves13-€7k
Distributable reserves133-€7k
Profit (loss) carried forward14€-10k€0▲
Amounts payable17/49€98k€32k▼
Amounts payable within one year42/48€98k€32k▼
Trade debts44€9k€23k▲
Suppliers440/4€9k€23k▲
Taxes, remuneration and social security45€4k€4k▲
Taxes450/3€4k€4k▲
Remuneration and social security454/9-€104
Other amounts payable47/48€85k€5k▼
Income statement
Code20242025
Remuneration, social security and pensions62-€131
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€848€1k▲
Other operating charges640/8€3k€2k▼
Gross operating margin9900€-14k€23k▲
Operating profit (loss)9901€-17k€20k▲
Financial income75/76B€614€0▼
Recurring financial income75€614€0▼
Financial charges65/66B€880€267▼
Recurring financial charges65€880€267▼
Profit (loss) for the period before taxes9903€-18k€20k▲
Income taxes67/77€496€3k▲
Profit (loss) for the period9904€-18k€16k▲
Profit (loss) for the period to be appropriated9905€-18k€16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-18k€7k▲
Profit (loss) brought forward from the previous period14P-€-10k
Transfer from equity791/2€8k€0▼
Transfer to equity691/2-€7k
To the legal reserve6920-€7k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | €131 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €101 | €848 | €1k | ▲ 19.0% |
| Other operating charges640/8 | €440 | €3k | €2k | ▼ 25.8% |
| Gross operating margin9900 | €12k | €-14k | €23k | ▲ 270% |
| Operating profit (loss)9901 | €11k | €-17k | €20k | ▲ 216% |
| Financial income75/76B | €308 | €614 | €0 | ▼ 100.0% |
| Recurring financial income75 | €308 | €614 | €0 | ▼ 100.0% |
| Financial charges65/66B | - | €880 | €267 | ▼ 69.7% |
| Recurring financial charges65 | - | €880 | €267 | ▼ 69.7% |
| Profit (loss) for the period before taxes9903 | €11k | €-18k | €20k | ▲ 213% |
| Income taxes67/77 | €3k | €496 | €3k | ▲ 584% |
| Profit (loss) for the period9904 | €8k | €-18k | €16k | ▲ 191% |
| Profit (loss) for the period to be appropriated9905 | €8k | €-18k | €16k | ▲ 191% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €16k | €92k | €43k | ▼ 53.9% |
| Fixed assets21/28 | €395 | €7k | €6k | ▼ 7.2% |
| Tangible fixed assets22/27 | €395 | €7k | €6k | ▼ 7.2% |
| Furniture and vehicles24 | €395 | €484 | €672 | ▲ 39.0% |
| Other tangible fixed assets26 | - | €6k | €5k | ▼ 10.9% |
| Current assets29/58 | €16k | €86k | €36k | ▼ 57.4% |
| Amounts receivable within one year40/41 | €12k | €75k | €26k | ▼ 65.2% |
| Trade receivables40 | - | €65k | €1k | ▼ 98.1% |
| Other amounts receivable41 | €12k | €10k | €25k | ▲ 151% |
| Current investments50/53 | €4k | - | - | - |
| Cash at bank and in hand54/58 | - | €10k | €10k | ▲ 0.1% |
| Deferred charges and accrued income490/1 | - | €395 | €34 | ▼ 91.3% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €16k | €92k | €43k | ▼ 53.9% |
| Equity10/15 | €12k | €-6k | €11k | ▲ 281% |
| Contributions10/11 | €4k | €4k | €4k | = |
| Reserves13 | €8k | - | €7k | - |
| Distributable reserves133 | €8k | - | €7k | - |
| Profit (loss) carried forward14 | - | €-10k | €0 | ▲ 100% |
| Amounts payable17/49 | €4k | €98k | €32k | ▼ 67.4% |
| Amounts payable within one year42/48 | €4k | €98k | €32k | ▼ 67.4% |
| Trade debts44 | €177 | €9k | €23k | ▲ 140% |
| Suppliers440/4 | €177 | €9k | €23k | ▲ 140% |
| Taxes, remuneration and social security45 | €3k | €4k | €4k | ▲ 15.9% |
| Taxes450/3 | €3k | €4k | €4k | ▲ 13.0% |
| Remuneration and social security454/9 | - | - | €104 | - |
| Other amounts payable47/48 | €562 | €85k | €5k | ▼ 94.1% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €8k | €-18k | €16k | ▲ 191% |
| + Depreciation and write-downs630 | €101 | €848 | €1k | ▲ 19.0% |
| Operating cash flow (approximation) | €8k | €-17k | €17k | ▲ 202% |
| Investment in fixed assets (approximation) | - | €-7k | €-537 | ▲ 92.3% |
| Change in cash | - | - | €9 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-18k
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
22-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2023
Ground area
1,139 m²
Building footprint
478 m²
Volume, LiDAR
11,284 m³
2 parcels, Wallonia · tallest building 32.6 m, ±10 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Platane Mind
since 20232.343.787.838
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62817B0715/00R000 | Wallonia | 752 m² | 1 · 339 m² | 32.6 m · 10 fl. |
| 62024A0773/00W000 | Wallonia | 387 m² | 1 · 139 m² | 10.3 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MCA FININVEST
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Of 9,693 companies in sector 68121 we hold annual accounts for 7,385. 3,181 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded31-01-2023
Fiscal year end31-12
Activities, NACEBEL 2025
68121Development of residential building projects
68310Real estate agency activities
85599Other education
Contact
E-mail
platanemindsrl@gmail.comVisé
Phone
0491/525896Visé
Scores and ratios are computed by Checked and are not a credit decision.