PLASTIRUB
ActiveSummary
PLASTIRUB has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €274k and a net result of €3k. Equity is growing by ~19.4% per year across the filed fiscal years. Its solvency ranks better than 62% of 27786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-11
Solvency83▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 6.02 against 5.08 in 2024; short-term debt: 11.7% and cash: 37.8% of total assets), and 42.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57.7%
Return on assets
0.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
30 d late
2023
30 d late
2022
29 d late
2021
29 d late
2020
27 d late
2019
22 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€274k▲ 1.1%
2024 · €271k
2018: €98k
2019: €89k
2020: €99k
2021: €114k
2022: €138k
2023: €221k
2024: €271k
2018 → 2025
Total assets
€475k▼ 2.0%
2024 · €484k
2018: €376k
2019: €349k
2020: €341k
2021: €355k
2022: €398k
2023: €435k
2024: €484k
2018 → 2025
Net result
€3k▼ 93.8%
2024 · €49k
2018: €-7k
2019: €-9k
2020: €10k
2021: €15k
2022: €23k
2023: €84k
2024: €49k
2018 → 2025
Working capital
€278k▲ 5.0%
2024 · €265k
2018: €53k
2019: €53k
2020: €73k
2021: €101k
2022: €140k
2023: €222k
2024: €265k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€114k-€138k▲ 20.4%€221k▲ 60.8%€271k▲ 22.2%€274k▲ 1.1%
Operating result€21k-€38k▲ 75.9%€108k▲ 187%€72k▼ 32.8%€42k▼ 42.2%
Net result€15k-€23k▲ 54.3%€84k▲ 259%€49k▼ 41.2%€3k▼ 93.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 42% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €475k
Fixed assets
€141k ▼ 8.8%
Current assets
€334k ▲ 1.2%
Equity and liabilities €475k
Equity
€274k ▲ 1.1%
Provisions
€45k =
Debt
€156k ▼ 7.6%
Debt's share of the balance-sheet total falls from 34.8% to 32.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€55k▼
2024 · €85k
Cash flow
€17k▼
2024 · €62k
Current ratio
6.02▲
2024 · 5.08
Quick ratio
4.30▲
2024 · 3.59
Debt to equity
0.57▼
2024 · 0.62
ROE
1.1%▼
2024 · 18.2%
ROA
0.6%▼
2024 · 10.2%
Interest coverage
8.78▼
2024 · 20.72
Debt ≤ 1 year
€55k▼
2024 · €65k
Debt > 1 year
€92k▼
2024 · €104k
Income taxes
€33k▲
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 54 lines
Balance sheet
Code20242025
Assets
Total assets20/58€484k€475k▼
Fixed assets21/28€154k€141k▼
Tangible fixed assets22/27€154k€141k▼
Land and buildings22€140k€130k▼
Plant, machinery and equipment23€1k€1k▼
Furniture and vehicles24€13k€9k▼
Current assets29/58€330k€334k▲
Stocks and contracts in progress3€97k€96k▼
Stocks30/36€97k€96k▼
Amounts receivable within one year40/41€95k€59k▼
Trade receivables40€95k€59k▼
Cash at bank and in hand54/58€138k€179k▲
Equity and liabilities
Total equity and liabilities10/49€484k€475k▼
Equity10/15€271k€274k▲
Contributions10/11€19k€19k=
Reserves13€138k€138k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€11k€11k=
Distributable reserves133€125k€125k=
Profit (loss) carried forward14€114k€117k▲
Provisions and deferred taxes16€45k€45k=
Provisions for liabilities and charges160/5€45k€45k=
Pensions and similar obligations160€45k€45k=
Amounts payable17/49€169k€156k▼
Amounts payable after more than one year17€104k€92k▼
Financial debts170/4€104k€92k▼
Amounts payable within one year42/48€65k€55k▼
Current portion of amounts payable after more than one year42€12k€11k▼
Trade debts44€21k€27k▲
Suppliers440/4€21k€27k▲
Taxes, remuneration and social security45€18k€15k▼
Taxes450/3€18k€15k▼
Other amounts payable47/48€14k€2k▼
Accrued charges and deferred income492/3-€8k
Income statement
Code20242025
Non-recurring operating income76A€0€2k▲
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€14k▲
Other operating charges640/8€4k€3k▼
Non-recurring operating charges66A€109€0▼
Gross operating margin9900€89k€59k▼
Operating profit (loss)9901€72k€42k▼
Financial income75/76B€879€773▼
Recurring financial income75€879€773▼
Financial charges65/66B€4k€6k▲
Recurring financial charges65€4k€6k▲
Profit (loss) for the period before taxes9903€69k€36k▼
Income taxes67/77€20k€33k▲
Profit (loss) for the period9904€49k€3k▼
Profit (loss) for the period to be appropriated9905€49k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€164k€117k▼
Profit (loss) brought forward from the previous period14P€115k€114k▼
Transfer to equity691/2€50k€0▼
To the legal reserve6920€50k€0▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Highest result since 2018net €84k ▲259%
Operating result €108k, net result €84k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 5.16
Current ratio from 2.35 to 5.16; short-term debt falls from €104k to €53k.
31-12
Financial
Equity above €200kEq €221k ▲60.8%
4 profitable years in a row build equity to €221k.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 29 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Equity above €100kEq €114k ▲15.2%
2 profitable years in a row build equity to €114k.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Back to profitnet €10k
Net result €10k after 2 loss-making years.
22-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 22 days late
Show earlier events
2019
31-12
Financial
Weakest financial yearnet €-9k
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Riemst · 2 establishment units since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Biesenakkers 113770 RiemstGround area
1,726 m²
Building footprint
470 m²
Volume, LiDAR
1,891 m³
2 parcels, Flanders, Wallonia · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Christophe Pepe
since 20072.165.337.730
Plastirub
since 20072.167.940.397
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62029A0131/00E000 | Wallonia | 1,191 m² | 1 · 192 m² | - |
| 73066A0265/00F000 | Flanders | 535 m² | 1 · 277 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 2 entries · 2,164 EUR awarded · 2,164 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 2,164 EUR | 2,164 EUR |
Schemes
Bijkomende retroactieve investeringspremie voor eigenaars van een warmtepomp én zonnepanelen na afschaffing van terugdraaiende teller
Retroactieve investeringspremie voor eigenaars van zonnepanelen na afschaffing van terugdraaiende teller
Similar companies · same sector, comparable size
Verlooy Services
BE 0764.484.021
Zaventem · Eq €273,151
T&T HEATING SOLUTIONS
BE 0829.094.632
Middelkerke · Eq €274,325
DBEERL
BE 0539.826.081
Ath · Eq €272,471
ETS ALEXANDRE - TAFFAREL
BE 0475.338.897
Ciney · Eq €272,447
AIR 4 ALL
BE 0874.127.475
Rotselaar · Eq €274,837
Of 9,530 companies in sector 43222 we hold annual accounts for 5,662. 4,619 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-08-2007
Fiscal year end31-12
Activities, NACEBEL 2025
43222Installation of electric heating, air conditioning, cooling and ventilation
02100Forestry and logging
02200Logging
22120Manufacture of rubber and plastic products
46180Agents specialised in the wholesale of other particular products
46900Non-specialised wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.