PLASTI - FEN

Active

Private limited companyfounded 1976active for 50 yearsRue Chaumont(Herm) 4A, 4480 Engis, BelgiumKBO/BCE: BE 0415.838.802

From the official registers: KBO 49 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of PLASTI - FEN is 3.0% (moderate). The 2025 annual accounts show negative equity (-€62,377) and a net result of -€19,392. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 34,855 sector peers (NACE 43, financial year 2025). The company has been active since 1976 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

PLASTI - FENActiveChecked score 48/100

Risk analysis Report Compare

Official details

KBO

Status: Active since 02-01-1976 Normal situation
Legal form: Private limited company
Registered office: Rue Chaumont(Herm) 4A, 4480 Engis
Activity: Joinery installation NACE 43320
Establishment unit: 2.038.072.542 4480 Engis, since 03-03-1999
Financial year end: 31 December
Peppol: Reachable since 21-10-2026

Company details

Who decides

Board

Murielle HUBERTYDirector · since 18-10-2001

Shareholders

PLASTI-FEN HOLDING80%annual accounts 2025

Board & ownership

How it is doing

48 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 3.0%

Annual accounts 2025

Gross margin: €67,114; ▲ 53.9%
Turnover: ≈ €260,000; estimated
Loss: €19,392; ▼ 66.3%
Equity: -€62,377; ▼ 45.1%
Total assets: €135,639; ▼ 10.1%
Staff: 2.8 FTE; ▼ 24.3%

2025 accounts filed 27 days late

Filed on 27-08-2026at the National Bank

Financials

Why 48raises riskSector: Specialised construction activities (NACE 43)Loss of €19,392, the second in a row (financial year 2025)Negative equity -€62,377lowers riskSize: total assets €135,639Show the evidence

Checked score

Score 2025

48 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 6% of its sector peers (NACE 43, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 0=

equity -46.0% of total assets

Liquidity 0-6

short-term debt 118.5% · cash 0.2%

Profitability 1+1

return on assets -14.3%

Bankruptcy probability, 12 months

3.0% Moderate

0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)

Last 24 months 11-2024: 0.9% 12-2024: 0.9%● unchanged vs 11-2024 01-2025: 0.9%● unchanged vs 12-2024 02-2025: 0.9%● unchanged vs 01-2025 03-2025: 0.9%● unchanged vs 02-2025 04-2025: 0.9%● unchanged vs 03-2025 05-2025: 0.9%● unchanged vs 04-2025 06-2025: 0.8%▼ -0.1 percentage points vs 05-2025lowest value 07-2025: 1.1%▲ +0.3 percentage points vs 06-2025 08-2025: 1.6%▲ +0.5 percentage points vs 07-2025 09-2025: 2.8%▲ +1.2 percentage points vs 08-2025 10-2025: 2.8%● unchanged vs 09-2025 11-2025: 2.8%● unchanged vs 10-2025 12-2025: 2.8%● unchanged vs 11-2025 01-2026: 2.8%● unchanged vs 12-2025 02-2026: 2.8%● unchanged vs 01-2026 03-2026: 2.8%● unchanged vs 02-2026 04-2026: 2.8%● unchanged vs 03-2026 05-2026: 2.8%● unchanged vs 04-2026 06-2026: 2.8%● unchanged vs 05-2026 07-2026: 2.9%▲ +0.1 percentage points vs 06-2026 08-2026: 3.6%▲ +0.7 percentage points vs 07-2026highest value 09-2026: 3.0%▼ -0.6 percentage points vs 08-2026 10-2026: 3.0%● unchanged vs 09-2026

No credit on open account

Liquidity insufficient (current ratio 0.71, compared with 0.86 in 2024, below 1; short-term debt: 118.5% and cash: 0.2% of total assets), and equity is negative.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 3% on solvency, 2% on liquidity, 9% on profitability and 10% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises risk

Size: total assets €135,639

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Sector: Specialised construction activities (NACE 43)

KBO

Loss of €19,392, the second in a row (financial year 2025)

NBB · annual accounts

Negative equity -€62,377

NBB · annual accounts

Negative equity

The 2025 annual accounts show negative equity and a net loss.

NBB · annual accounts 2025

Equity per financial year

1819202122232425

2018 to 2025 · latest year -€62,377

2025 accounts filed 27 days late

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 10 filings

Deviation from the deadline

2025

27 days late

2024

25 days late

2023

2 days late

2022

25 days early

2021

45 days late

2020

55 days late

2019

67 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 28 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 August (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

01-11-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

Key points

Risk: Negative equityfinancial year 2025: debts exceed assets -€62,377 View
Caution: Among the weakest 5% on solvencysector median 46.7% · 34,855 companies -46.0% View
Caution: 2 loss-making years in a rowloss financial year 2025 -€19,392 View

Documents

Key facts about PLASTI - FEN

What is the company number of PLASTI - FEN?: 0415.838.802. In Belgium the VAT number is the company number with BE in front: BE 0415.838.802.
Where is PLASTI - FEN based?: The registered office is at Rue Chaumont(Herm) 4A, 4480 Engis.Company details
What does PLASTI - FEN do?: According to the KBO register, the main activity is joinery installation (NACE 43320).
What is the legal form of PLASTI - FEN?: Private limited company (BV).
When was PLASTI - FEN founded?: On 02-01-1976.
Is PLASTI - FEN still active?: Yes, PLASTI - FEN is an active enterprise in the KBO register.
How many employees does PLASTI - FEN have?: On average 2.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of PLASTI - FEN?: ≈ €260,000 in financial year 2025. Estimated from the gross margin of €67,114: probably between €200,000 and €420,000, based on 38 comparable companies, NACE 43320.
Is PLASTI - FEN profitable?: In financial year 2025, PLASTI - FEN made a loss of €19,392.
Where can I find the annual accounts of PLASTI - FEN?: PLASTI - FEN filed 49 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of PLASTI - FEN due?: By 31-07-2027, for financial year 2026.Timeline