PLANTES EXPRESS
ActiveSummary
PLANTES EXPRESS has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €33k and a net result of €-12k. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 79% of 26043 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
56
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability1▼-60
Solvency94▼-6
Growth38▼-32
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity short (current ratio 0.37 against 0.62 in 2023; short-term debt: 31.1% and cash: 10.5% of total assets), and 31.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
68.9%
Return on assets
-24.5%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-12k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-10-2025, 80 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
80 d late
2023
54 d late
2022
67 d late
2021
29 d late
2020
116 d late
2019
120 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
€91k▼ 3.2%
2023 · €94k
2018: €70k
2019: €65k
2020: €51k
2021: €84k
2022: €101k
2023: €94k
2018 → 2024
EBIT margin
-13.0%▼ 10.9pp
2023 · -2.1%
2018: -5.5%
2019: -7.6%
2020: 0.5%
2021: 17.4%
2022: 6.3%
2023: -2.1%
2018 → 2024
Net result
€-12k▼ 280%
2023 · €-3k
2018: €-4k
2019: €-5k
2020: €218
2021: €12k
2022: €5k
2023: €-3k
2018 → 2024
Working capital
€-10k▼ 72.9%
2023 · €-6k
2018: €-2k
2019: €-2k
2020: €2k
2021: €7k
2022: €17k
2023: €-6k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€51k-€84k▲ 64.6%€101k▲ 19.2%€94k▼ 6.2%€91k▼ 3.2%
Equity€32k-€44k▲ 37.0%€49k▲ 10.3%€45k▼ 6.5%€33k▼ 26.3%
Operating result€263-€15k▲ 5,464%€6k▼ 56.8%€-2k€-12k▼ 493%
Net result€218-€12k▲ 5,359%€5k▼ 61.8%€-3k€-12k▼ 280%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €12k in 2024 against €2k in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €49k
Fixed assets
€43k ▼ 15.5%
Current assets
€6k ▼ 38.8%
Equity and liabilities €49k
Equity
€33k ▼ 26.3%
Debt
€15k ▲ 3.2%
Debt's share of the balance-sheet total rises from 24.4% to 31.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-4k▼
2023 · €9k
Cash flow
€-4k▼
2023 · €8k
Current ratio
0.37▼
2023 · 0.62
Debt to equity
0.45▲
2023 · 0.32
ROE
-35.6%▼
2023 · -6.9%
ROA
-24.5%▼
2023 · -5.2%
Debt ≤ 1 year
€15k▲
2023 · €15k
Staff costs
€21k▼
2023 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 36 lines
Balance sheet
Code20232024
Assets
Total assets20/58€60k€49k▼
Fixed assets21/28€51k€43k▼
Tangible fixed assets22/27€51k€43k▼
Land and buildings22€24k€25k▲
Furniture and vehicles24€27k€18k▼
Current assets29/58€9k€6k▼
Amounts receivable within one year40/41€3k€491▼
Other amounts receivable41€3k€491▼
Cash at bank and in hand54/58€7k€5k▼
Equity and liabilities
Total equity and liabilities10/49€60k€49k▼
Equity10/15€45k€33k▼
Contributions10/11€20k€20k=
Profit (loss) carried forward14€25k€13k▼
Amounts payable17/49€15k€15k▲
Amounts payable within one year42/48€15k€15k▲
Financial debts43€10k€12k▲
Credit institutions430/8€10k€12k▲
Trade debts44€3k€3k=
Suppliers440/4€3k€3k=
Taxes, remuneration and social security45€2k€966▼
Taxes450/3€314-
Remuneration and social security454/9€1k€966▼
Income statement
Code20232024
Turnover70€94k€91k▼
Goods, raw materials, services and sundry goods60/61€64k€74k▲
Remuneration, social security and pensions62€21k€21k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€8k▼
Gross operating margin9900€30k€17k▼
Operating profit (loss)9901€-2k€-12k▼
Financial charges65/66B€814-
Recurring financial charges65€814-
Profit (loss) for the period before taxes9903€-3k€-12k▼
Income taxes67/77€314-
Profit (loss) for the period9904€-3k€-12k▼
Profit (loss) for the period to be appropriated9905€-3k€-12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€25k€13k▼
Profit (loss) brought forward from the previous period14P€28k€25k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
19-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 80 days late
2024
31-12
Financial
Weakest financial yearnet €-12k
Net result drops to €-12k, the lowest in the series.
23-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 54 days late
2023
06-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 67 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 29 days late
2021
31-12
Financial
Highest result since 2018net €12k ▲5359%
Operating result €15k, net result €12k, both a record.
24-11
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 116 days late
2020
31-12
Financial
Back to profitnet €218
Net result €218 after 2 loss-making years.
31-12
Financial
Liquidity times 5current ratio 2.18
Current ratio from 0.44 to 2.18; short-term debt falls from €4k to €1k.
28-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 120 days late
2019
02-12
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 124 days late
2018
29-10
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 90 days late
2017
26-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 57 days late
2016
26-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 57 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Walcourt · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Chapelle Rosine(Lan) 465651 WalcourtGround area
2,550 m²
Building footprint
228 m²
Parcel 93037A0248/00L003, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue Chapelle Rosine(Lan) 46, 5651 Walcourt
since 20022.093.413.814
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 93037A0248/00L003 | Wallonia | 2,550 m² | 1 · 228 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteWalcourt2.093.413.814
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Of 3,387 companies in sector 47761 we hold annual accounts for 1,156. 723 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-03-2002
Fiscal year end31-12
Activities, NACEBEL 2025
01191Growing of flowers
47761Retail sale of flowers, plants, seeds and fertilisers
01240Growing of pome and stone fruits
01301Crop and animal production, hunting and related service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.