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PLANT CONSULT

Active Private limited company (pre-2019)founded 1991active for 35 yearsVergoteplein 10, 1200 Woluwe-Saint-LambertKBO/BCE: BE 0445.729.450

Lifetime

19 annual accounts with figures on one time axis, 33 filings since 1993
peak €65,791 (2009)
€58,111▲ 105%
lowest -€51,469 (2008)
€34,023▲ 56.8%
peak €68,288 (2009)
€21,768▲ 22.7%
€30,382▲ 97.2%
peak 0.5 FTE (2007)
-not published
Board1 name since 2022
1 directorRENAC Philippe
Documentsfilings and deeds
22-01-20269 days before the deadline
2025financial year
Gross margin from €28,342 to €58,111Result from €21,697 to €34,023Dividend €30,000Equity from €17,744 to €21,768Debts from €15,404 to €30,382Cash from €183 to €20,475

Key points

from the 2025 annual accounts

Equity

€21,768 from €68,288 in 2009

Equity fell by 68% in 16 years.

Filings

33 annual accounts since 1993
deadline200020102020

Two of the last ten came late. The 2016 accounts came latest: 373 days after the end of the period.

Position in the sector

€21,768

Less equity than 91% of companies in wholesale trade. Sector median €1.6m · 6,124 companies.

Checked score

96
Excellent
Financially stronger than 73% of micro companies in wholesale trade (NACE 46)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.4% across 26,891 companies (NACE 46, micro).

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.4% 01-2025: 0.5%▲ +0.1 percentage points vs 12-2024highest value 02-2025: 0.2%▼ -0.3 percentage points vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.4%▲ +0.2 percentage points vs 12-2025 02-2026: 0.1%▼ -0.3 percentage points vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026lowest value 08-2026: 0.1%● unchanged vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026

Financial strength
Strong

62-8equity 37.4% of total assets
68+36short-term debt 52.2% · cash 35.2%
100=return on assets 58.5%

Score breakdown

raises risk
Size: total assets €58,151
Sector: Wholesale trade (NACE 46)
lowers risk
Founded in 1991
Liquidity: current ratio 1.69, cash €20,475
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 46% of them on solvency, 73% on liquidity, 95% on profitability and 77% on growth.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 30-06-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 31,368 companies had the same profile as PLANT CONSULT has now. Each dot stands for 79 companies, two years later.

93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of PLANT CONSULT itself: 0.1% within 12 months.

Test of the method

The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 31,368 companies, not a prediction for PLANT CONSULT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €2,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 1.69 (1.98 in 2024), above the usual 1.5. Short-term debt is 52.2% and cash 35.2% of total assets. However, 62.6% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Founded in 1991
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 1.69, cash €20,475
NBB · annual accounts
raises risk · Size: total assets €58,151
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Wholesale trade (NACE 46)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 22-01-2026, 9 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
9 days early
2024
1 day early
2023
8 days early
2022
7 days early
2021
40 days early
2020
12 days early
2019
39 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 17 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 23 January (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end11-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

RP
RENAC Philippe
Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0445729450
First establishment Vergoteplein 10, Woluwe-Saint-Lambert
Incorporation published on 05-12-1991 · Gazette deed
All 43 events

Comparable companies

same main activity, similar in size and age
Company
PLANT CONSULT Woluwe-Saint-Lambert €58,151 €58,111 37.4% -
WATERHOEN Antwerp €55,758 €27,155 36.6% -
Marg. BERNARD Namur €95,950 €111,429 48.9% -
NOWEBO Middelkerke €46,674 €142,036 -37.9% 2
GREEN Destelbergen €37,796 €22,836 12.9% -
Bloem/pot Ichtegem €80,374 €19,500 72.7% -
LE MOULIGNEAU Boussu €153,447 €44,756 53.0% -

These companies have the same main activity as PLANT CONSULT: wholesale trade (NACE 46220). They are comparable in size and age: total assets between €37,800 and €153,000, founded between 1983 and 1997.

Official details

Source: KBO
Status
Active since 05-11-1991Normal situation
Registered office
10 active companies are registered at this addressSource: KBO register, as of 11 November 2026.
Activity
Wholesale tradeNACE 46220and 2 others
Establishment unit
2.057.510.2531200 Woluwe-Saint-Lambert, since 30-11-1994
Financial year end
30 June
Peppol
Reachable since 20-01-2026
Company details

Annual accounts to 30-06-2025

≈ €330,000estimated
€58,151▲ 48.5%
≈ 0.1 FTEestimated
Filing
Filed on 22-01-2026, 9 days before the end of the filing period
Financials

Insights on PLANT CONSULT

Solvency fell in 2025 from 45.3% to 37.4% because of the dividend.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about PLANT CONSULT

What is the company number of PLANT CONSULT?
The company number of PLANT CONSULT is 0445.729.450. The VAT number is the same number with BE in front: BE 0445.729.450.
Where is PLANT CONSULT based?
The registered office is at Vergoteplein 10, 1200 Woluwe-Saint-Lambert.Company details
What does PLANT CONSULT do?
According to the KBO register, the main activity is wholesale trade (NACE 46220).
What is the legal form of PLANT CONSULT?
PLANT CONSULT is a private limited company (pre-2019) (BVBA).
When was PLANT CONSULT founded?
PLANT CONSULT was founded on 05-11-1991.
Is PLANT CONSULT still active?
Yes, PLANT CONSULT is an active enterprise in the KBO register.
What is the turnover of PLANT CONSULT?
The turnover in financial year 2025 is ≈ €330,000. This figure is estimated from the gross margin of €58,111 and 66 comparable companies (NACE 46). It probably lies between €130,000 and €880,000. In financial year 2023 turnover was €58,965.Financials
Is PLANT CONSULT profitable?
In financial year 2025, PLANT CONSULT made a profit of €34,023.
Where can I find the annual accounts of PLANT CONSULT?
PLANT CONSULT filed 33 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of PLANT CONSULT due?
PLANT CONSULT must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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