PlansMagic
ActiveSummary
The computed 12-month bankruptcy probability of PlansMagic is 6.6% (elevated). The 2024 annual accounts show equity of €21,437 and a net result of -€6,795. Its solvency ranks better than 28% of 36381 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 2 accounts on average 35 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
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History
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Financials · fiscal year 2024, micro schema
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Peer companies
Historical observationOf the 1,271 companies that looked in July 2024 the way this one looks now, 4.1% went bankrupt within 24 months and 93% are still going.
- Micro
- 2 to 5 years old
- solvency 10 to 30%
- a small loss
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 6.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,271 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Other operating charges640/8 | €384 | €1,201 | ▲ 212% |
| Gross operating margin9900 | €35,789 | -€3,827 | ▼ 111% |
| Operating profit (loss)9901 | €35,405 | -€5,028 | ▼ 114% |
| Financial income75/76B | €0 | €49 | ▲ 16,233% |
| Recurring financial income75 | €0 | €49 | ▲ 16,233% |
| Financial charges65/66B | - | €1,816 | - |
| Recurring financial charges65 | - | €1,816 | - |
| Profit (loss) for the period before taxes9903 | €35,405 | -€6,795 | ▼ 119% |
| Income taxes67/77 | €9,173 | - | - |
| Profit (loss) for the period9904 | €26,232 | -€6,795 | ▼ 126% |
| Profit (loss) for the period to be appropriated9905 | €26,232 | -€6,795 | ▼ 126% |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €52,104 | €80,552 | ▲ 54.6% |
| Current assets29/58 | €52,104 | €80,552 | ▲ 54.6% |
| Stocks and contracts in progress3 | €9,950 | €26,694 | ▲ 168% |
| Stocks30/36 | €9,950 | €26,694 | ▲ 168% |
| Amounts receivable within one year40/41 | €18,898 | €46,684 | ▲ 147% |
| Trade receivables40 | €15,683 | €46,684 | ▲ 198% |
| Other amounts receivable41 | €3,215 | - | - |
| Cash at bank and in hand54/58 | €22,573 | €6,529 | ▼ 71.1% |
| Deferred charges and accrued income490/1 | €683 | €645 | ▼ 5.5% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €52,104 | €80,552 | ▲ 54.6% |
| Equity10/15 | €28,232 | €21,437 | ▼ 24.1% |
| Contributions10/11 | €2,000 | €2,000 | = |
| Profit (loss) carried forward14 | €26,232 | €19,437 | ▼ 25.9% |
| Amounts payable17/49 | €23,872 | €59,115 | ▲ 148% |
| Amounts payable within one year42/48 | €23,872 | €59,115 | ▲ 148% |
| Current portion of amounts payable after more than one year42 | - | €32,950 | - |
| Trade debts44 | €750 | €7,324 | ▲ 877% |
| Suppliers440/4 | €750 | €7,324 | ▲ 877% |
| Taxes, remuneration and social security45 | €20,248 | €18,841 | ▼ 6.9% |
| Taxes450/3 | €20,248 | €18,841 | ▼ 6.9% |
| Other amounts payable47/48 | €2,874 | - | - |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €26,232 | -€6,795 | ▼ 126% |
| Operating cash flow (approximation) | €26,232 | -€6,795 | ▼ 126% |
| Change in cash | - | -€16,044 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21463D0297/00T006 | Brussels | 423 m² | 1 · 111 m² | 16.1 m · 4 fl. |
Linked by address, not proof of ownership
Similar companies · same sector, comparable size
Identification & contact
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.