PLANICA
ActivePLANICA has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €75k and a net result of €45k. Equity is growing by ~20.7% per year across the filed fiscal years. Its solvency ranks better than 54% of 9389 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency84▼-4
Growth78=
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 2.33 against 2.38 in 2024; short-term debt: 41.4% and cash: 59.6% of total assets), and 41.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.6%
Return on assets
35.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-04-2026, 95 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
95 d early
2024
57 d early
2023
50 d early
2022
49 d early
2021
60 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€75k▲ 0.1%
2024 · €74k
2021: €22k
2022: €44k
2023: €69k
2024: €74k
2021 → 2025
Total assets
€127k▲ 6.9%
2024 · €119k
2021: €93k
2022: €112k
2023: €106k
2024: €119k
2021 → 2025
Net result
€45k▼ 0.1%
2024 · €45k
2021: €27k
2022: €22k
2023: €44k
2024: €45k
2021 → 2025
Working capital
€70k▲ 19.1%
2024 · €59k
2021: €16k
2022: €28k
2023: €54k
2024: €59k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€22k-€44k▲ 101%€69k▲ 59.3%€74k▲ 7.3%€75k▲ 0.1%
Operating result€37k-€32k▼ 14.6%€59k▲ 86.3%€61k▲ 2.9%€61k▲ 1.1%
Net result€27k-€22k▼ 17.8%€44k▲ 100%€45k▲ 2.9%€45k▼ 0.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 1% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €127k
Fixed assets
€5k▼ 73.4%
Current assets
€122k▲ 21.1%
Equity and liabilities €127k
Equity
€75k▲ 0.1%
Debt
€53k▲ 18.2%
The debt ratio rises from 37.4% to 41.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€74k▲
2024 · €74k
Cash flow
€58k▼
2024 · €58k
Solvency
58.6%▼
2024 · 62.6%
Current ratio
2.33▼
2024 · 2.38
Quick ratio
2.33▼
2024 · 2.38
Debt / equity
0.71▲
2024 · 0.60
ROE
60.4%▼
2024 · 60.5%
ROA
35.4%▼
2024 · 37.9%
Interest coverage
171.91▲
2024 · 124.70
Debt
€53k▲
2024 · €45k
Debt ≤ 1 year
€53k▲
2024 · €43k
Income taxes
€16k▲
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€119k€127k▲
Fixed assets21/28€18k€5k▼
Intangible fixed assets21€6k€4k▼
Tangible fixed assets22/27€11k€1k▼
Furniture and vehicles24€11k€1k▼
Current assets29/58€101k€122k▲
Amounts receivable within one year40/41€38k€42k▲
Trade receivables40€36k€33k▼
Other amounts receivable41€2k€9k▲
Cash at bank and in hand54/58€59k€76k▲
Deferred charges and accrued income490/1€5k€5k▲
Equity and liabilities
Total equity and liabilities10/49€119k€127k▲
Equity10/15€74k€75k▲
Contributions10/11€5k€5k=
Reserves13€69k€70k▲
Distributable reserves133€69k€70k▲
Amounts payable17/49€45k€53k▲
Amounts payable after more than one year17€2k-
Financial debts170/4€2k-
Amounts payable within one year42/48€43k€53k▲
Current portion of amounts payable after more than one year42€12k€771▼
Trade debts44€5k€5k▲
Suppliers440/4€5k€5k▲
Taxes, remuneration and social security45€3k€2k▼
Taxes450/3€3k€2k▼
Other amounts payable47/48€23k€45k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€13k▼
Other operating charges640/8€2k€4k▲
Gross operating margin9900€76k€78k▲
Operating profit (loss)9901€61k€61k▲
Financial income75/76B€15€20▲
Recurring financial income75€15€20▲
Financial charges65/66B€594€433▼
Recurring financial charges65€594€433▼
Profit (loss) for the period before taxes9903€60k€61k▲
Income taxes67/77€15k€16k▲
Profit (loss) for the period9904€45k€45k▼
Profit (loss) for the period to be appropriated9905€45k€45k▼
Appropriation of the result
Profit (loss) to be appropriated9906€45k€45k▼
Transfer from equity791/2€20k-
Transfer to equity691/2€25k€52▼
To other reserves6921€25k€52▼
Profit to be distributed694/7€40k€45k▲
Return on contributions (dividend)694€40k€45k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
04-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2021net €45k ▲2.9%
Net result €45k, the highest in the series.
11-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
12-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €22k ▼17.8%
Net result drops to €22k, the lowest in the series; recovery starts the following year.
01-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Puurs-Sint-Amands · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eikse Amer 92870 Puurs-Sint-AmandsGround area
764 m²
Building footprint
264 m²
Volume, LiDAR
1,650 m³
Parcel 12030C0253/00D002, Flanders · tallest building 10.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PLANICA
since 20202.310.773.392
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12030C0253/00D002 | Flanders | 764 m² | 1 · 263 m² | 10.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 75 EUR awarded · 75 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 75 EUR | 75 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 11,553 companies in sector 71121 we hold annual accounts for 6,555. 5,142 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-12-2020
Fiscal year end31-12
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
62020IT consultancy
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.planica.be
E-mail:carlos@planica.be