PLANET AUTO
ActiveSummary
PLANET AUTO has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €15,510 and a net result of €0. Equity is growing by ~41.7% per year across the filed fiscal years. Its solvency ranks better than 34% of 2610 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability69▲+59
Solvency47=
Growth78=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.23 against 1.2 in 2024; short-term debt: 78.2% and cash: 6% of total assets), and 78.2% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
about 19% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-09-2026, 55 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
55 d late
2024
6 d early
2023
58 d early
2022
3 d late
2021
100 d late
2020
37 d late
2019
61 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 27 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 3 August (4 of the last 5 filed years within 60 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€15,510=
2024 · €15,510
Total assets
€71,146▲ 0.1%
2024 · €71,103
Net result
€0
2024 · -€4,701
Working capital
€12,959▲ 14.2%
2024 · €11,347
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€17,176€23,728▲ 38.1%€16,629▼ 29.9%-€4,492€1,535
Net result€17,111within the sector's middle half€23,599above the sector's middle half▲ 37.9%€16,080within the sector's middle half▼ 31.9%-€4,701below the sector's middle half€0within the sector's middle half
Equity-€21,079below the sector's middle half▲ 44.8%€2,520below the sector's middle half€18,600within the sector's middle half▲ 638%€15,510within the sector's middle half▼ 16.6%€15,510within the sector's middle half=
Total assets€52,883below the sector's middle half▲ 365%€69,612within the sector's middle half▲ 31.6%€68,667within the sector's middle half▼ 1.4%€71,103within the sector's middle half▲ 3.5%€71,146within the sector's middle half▲ 0.1%
Debt€73,962▲ 49.2%€67,092▼ 9.3%€50,067▼ 25.4%€55,593▲ 11.0%€55,636▲ 0.1%
Working capital-€28,465below the sector's middle half▲ 39.8%-€3,254within the sector's middle half▲ 88.6%€14,437within the sector's middle half€11,347within the sector's middle half▼ 21.4%€12,959within the sector's middle half▲ 14.2%
Solvency-39.9%below the sector's middle half▲ 295.8pp3.6%below the sector's middle half▲ 43.5pp27.1%within the sector's middle half▲ 23.5pp21.8%within the sector's middle half▼ 5.3pp21.8%within the sector's middle half=
Current ratio0.62below the sector's middle half▲ 0.570.95within the sector's middle half▲ 0.341.29within the sector's middle half▲ 0.341.20within the sector's middle half▼ 0.081.23within the sector's middle half▲ 0.03
Return on assets (ROA)32.4%above the sector's middle half▲ 132.2pp33.9%above the sector's middle half▲ 1.5pp23.4%above the sector's middle half▼ 10.5pp-6.6%below the sector's middle half▼ 30.0pp0.0%within the sector's middle half▲ 6.6pp
above
within
below
the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €1,535 after a loss of €4,492 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €71,146
Fixed assets
€2,552 ▼ 38.7%
Current assets
€68,595 ▲ 2.5%
Equity and liabilities €71,146
Equity
€15,510 =
Debt
€55,636 ▲ 0.1%
Debt's share of the balance-sheet total stays at 78.2%.
Key figures and ratios
EBITDA
€3,146▲
2024 · -€2,880
Cash flow
€1,612▲
2024 · -€3,090
Quick ratio
0.23▲
2024 · 0.14
Debt to equity
3.59▲
2024 · 3.58
ROE
0.0%▲
2024 · -30.3%
Interest coverage
6.31▲
2024 · -7.34
Debt ≤ 1 year
€55,636▲
2024 · €55,593
Income taxes
€1,102
Staff costs
€3,029
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 4,508 companies that looked in July 2024 the way this one looks now, 1.4% went bankrupt within 24 months and 97% are still going.
- Micro
- 10 to 20 years old
- solvency 10 to 30%
- a profit under 5% of the balance sheet
1.4%
went bankrupt
1.6%
stopped otherwise
97%
still going
For this company itself Checked computes a bankruptcy probability of 1.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 4,508 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €47,730 | - |
| Remuneration, social security and pensions62 | - | - | - | - | €3,029 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,684 | €1,612 | €1,612 | €1,612 | €1,612 | = |
| Other operating charges640/8 | €121 | €87 | - | - | - | - |
| Non-recurring operating charges66A | €257 | €62 | €25 | €1,060 | - | - |
| Gross operating margin9900 | €19,238 | €25,489 | €18,266 | -€1,820 | €6,175 | ▲ 439% |
| Operating profit (loss)9901 | €17,176 | €23,728 | €16,629 | -€4,492 | €1,535 | ▲ 134% |
| Financial income75/76B | €60 | - | - | €183 | €66 | ▼ 64.0% |
| Recurring financial income75 | €60 | - | - | €183 | €66 | ▼ 64.0% |
| Financial charges65/66B | €125 | €129 | €549 | €392 | €499 | ▲ 27.1% |
| Recurring financial charges65 | €125 | €129 | €549 | €392 | €499 | ▲ 27.1% |
| Profit (loss) for the period before taxes9903 | €17,111 | €23,599 | €16,080 | -€4,701 | €1,102 | ▲ 123% |
| Income taxes67/77 | - | - | - | - | €1,102 | - |
| Profit (loss) for the period9904 | €17,111 | €23,599 | €16,080 | -€4,701 | €0 | ▲ 100% |
| Profit (loss) for the period to be appropriated9905 | €17,111 | €23,599 | €16,080 | -€4,701 | €0 | ▲ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €52,883 | €69,612 | €68,667 | €71,103 | €71,146 | ▲ 0.1% |
| Fixed assets21/28 | €7,386 | €5,775 | €4,163 | €4,163 | €2,552 | ▼ 38.7% |
| Tangible fixed assets22/27 | €7,386 | €5,775 | €4,163 | €4,163 | €2,552 | ▼ 38.7% |
| Plant, machinery and equipment23 | €7,386 | €5,775 | €4,163 | €4,163 | €2,552 | ▼ 38.7% |
| Current assets29/58 | €45,497 | €63,837 | €64,504 | €66,940 | €68,595 | ▲ 2.5% |
| Stocks and contracts in progress3 | €43,480 | €59,042 | €59,042 | €59,042 | €56,042 | ▼ 5.1% |
| Stocks30/36 | €43,480 | €59,042 | €59,042 | €59,042 | €56,042 | ▼ 5.1% |
| Amounts receivable within one year40/41 | €681 | €2,878 | €145 | €442 | €8,281 | ▲ 1,776% |
| Trade receivables40 | €681 | - | €145 | €385 | €8,281 | ▲ 2,049% |
| Other amounts receivable41 | - | €2,878 | - | €56 | - | - |
| Cash at bank and in hand54/58 | €1,336 | €1,917 | €2,362 | €7,342 | €4,272 | ▼ 41.8% |
| Deferred charges and accrued income490/1 | - | - | €2,954 | €115 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €52,883 | €69,612 | €68,667 | €71,103 | €71,146 | ▲ 0.1% |
| Equity10/15 | -€21,079 | €2,520 | €18,600 | €15,510 | €15,510 | = |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Profit (loss) carried forward14 | -€39,679 | -€16,080 | - | -€3,090 | -€3,090 | = |
| Amounts payable17/49 | €73,962 | €67,092 | €50,067 | €55,593 | €55,636 | ▲ 0.1% |
| Amounts payable within one year42/48 | €73,962 | €67,092 | €50,067 | €55,593 | €55,636 | ▲ 0.1% |
| Trade debts44 | €69,251 | €1,925 | €1,861 | €5,022 | €7,382 | ▲ 47.0% |
| Suppliers440/4 | €69,251 | €1,925 | €1,861 | €5,022 | €7,382 | ▲ 47.0% |
| Advances received on contracts in progress46 | €950 | €950 | - | - | - | - |
| Taxes, remuneration and social security45 | €3,192 | €7,016 | €5,488 | €5,189 | €2,763 | ▼ 46.7% |
| Taxes450/3 | €3,192 | €7,016 | €5,488 | €5,189 | €2,763 | ▼ 46.7% |
| Other amounts payable47/48 | €570 | €57,200 | €42,719 | €45,381 | €45,491 | ▲ 0.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €17,111 | €23,599 | €16,080 | -€4,701 | €0 | ▲ 100% |
| + Depreciation and write-downs630 | €1,684 | €1,612 | €1,612 | €1,612 | €1,612 | = |
| Operating cash flow (approximation) | €18,795 | €25,211 | €17,691 | -€3,090 | €1,612 | ▲ 152% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€1,612 | €0 | ▲ 100% |
| Change in cash | - | €581 | €445 | €4,980 | -€3,070 | ▼ 162% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 55 days late
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
2022
31-12
Financial
Highest result since 2018net €23,599 ▲37.9%
Operating result €23,728, net result €23,599, both a record.
08-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 100 days late
2021
31-12
Financial
Back to profitnet €17,111
Net result €17,111 after 3 loss-making years.
06-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 37 days late
2020
31-12
Financial
Weakest financial yearnet -€11,356
Net result drops to -€11,356, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
05-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 97 days late
2018
01-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 93 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 2 establishment units since 2018
Ground area
1,267 m²
Building footprint
1,574 m²
Volume, LiDAR
8,410 m³
2 parcels, Brussels · tallest building 15.3 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
PLANET AUTO
since 20182.276.065.111
Planet Auto
since 20262.386.620.959
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21464D0129/00K007 | Brussels | 937 m² | 1 · 1,244 m² | 12.4 m · 2 fl. |
| 21910E0071/00T013 | Brussels | 329 m² | 1 · 331 m² | 15.3 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,378 companies in sector 95311 we hold annual accounts for 2,963. 1,470 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded29-07-2016
Fiscal year end31-12
Activities, NACEBEL 2025
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95313Repair and fitting of specific motor vehicle parts
E-invoicing
Reachable via Peppol
Peppol ID
0208:0660579205
Also
9925:BE0660579205
Registered
22-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.