PLANECT
ActivePLANECT has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5k and a net result of €231k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 9417 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency27▼-3
Growth58=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1.6%
Return on assets
68.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 9417 sector peers (2025).
NBB · sector comparisonPosition among 9417 sector peers
Solvency
better than 10%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €5k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-03-2026, 147 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
147 d early
2024
26 d late
2023
12 d early
2022
21 d early
2021
11 d early
2020
27 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€5k▲ 36.9%
2024 · €4k
2019: €27k
2020: €83k
2021: €148k
2022: €66k
2023: €4k
2024: €4k
2019 → 2025
Total assets
€339k▲ 302%
2024 · €84k
2019: €46k
2020: €121k
2021: €195k
2022: €94k
2023: €122k
2024: €84k
2019 → 2025
Net result
€231k▲ 242%
2024 · €68k
2019: €24k
2020: €57k
2021: €66k
2022: €59k
2023: €45k
2024: €68k
2019 → 2025
Working capital
€-6k▲ 6.9%
2024 · €-6k
2019: €27k
2020: €65k
2021: €132k
2022: €55k
2023: €-9k
2024: €-6k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€148k-€66k▼ 55.1%€4k▼ 94.0%€4k=€5k▲ 36.9%
Operating result€84k-€76k▼ 8.7%€58k▼ 24.3%€86k▲ 49.4%€307k▲ 256%
Net result€66k-€59k▼ 9.3%€45k▼ 24.4%€68k▲ 50.5%€231k▲ 242%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 256% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €339k
Fixed assets
€11k▲ 10.2%
Current assets
€327k▲ 342%
Equity and liabilities €339k
Equity
€5k▲ 36.9%
Debt
€333k▲ 315%
The debt ratio rises from 95.3% to 98.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€309k▲
2024 · €89k
Cash flow
€233k▲
2024 · €70k
Solvency
1.6%▼
2024 · 4.7%
Current ratio
0.98▲
2024 · 0.92
Quick ratio
0.98▲
2024 · 0.92
Debt / equity
60.86▲
2024 · 20.08
ROA
68.3%▼
2024 · 80.2%
Interest coverage
1302.02▲
2024 · 379.95
Debt
€333k▲
2024 · €80k
Debt ≤ 1 year
€333k▲
2024 · €80k
Income taxes
€76k▲
2024 · €18k
A ratio outside any meaningful range has been withheld (balance sheet total €339k, equity €5k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€84k€339k▲
Fixed assets21/28€10k€11k▲
Tangible fixed assets22/27€10k€11k▲
Plant, machinery and equipment23€679€843▲
Furniture and vehicles24-€2k
Other tangible fixed assets26€10k€8k▼
Current assets29/58€74k€327k▲
Amounts receivable within one year40/41€28k€279k▲
Trade receivables40€26k€242k▲
Other amounts receivable41€2k€36k▲
Cash at bank and in hand54/58€46k€45k▼
Deferred charges and accrued income490/1€491€4k▲
Equity and liabilities
Total equity and liabilities10/49€84k€339k▲
Equity10/15€4k€5k▲
Contributions10/11€4k€4k=
Reserves13-€1k
Distributable reserves133-€1k
Amounts payable17/49€80k€333k▲
Amounts payable within one year42/48€80k€333k▲
Trade debts44€2k€4k▲
Suppliers440/4€2k€4k▲
Taxes, remuneration and social security45€10k€100k▲
Taxes450/3€10k€100k▲
Other amounts payable47/48€68k€230k▲
Income statement
Code20242025
Non-recurring operating income76A-€2k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k▼
Other operating charges640/8€952€423▼
Gross operating margin9900€90k€310k▲
Operating profit (loss)9901€86k€307k▲
Financial charges65/66B€234€238▲
Recurring financial charges65€234€238▲
Profit (loss) for the period before taxes9903€86k€307k▲
Income taxes67/77€18k€76k▲
Profit (loss) for the period9904€68k€231k▲
Profit (loss) for the period to be appropriated9905€68k€231k▲
Appropriation of the result
Profit (loss) to be appropriated9906€68k€231k▲
Transfer to equity691/2-€1k
To other reserves6921-€1k
Profit to be distributed694/7€68k€230k▲
Return on contributions (dividend)694€68k€230k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2019net €231k ▲242%
Operating result €307k, net result €231k, both a record.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €148k ▲78%
3 profitable years in a row build equity to €148k.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zwevegem · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beekstraat(Z) 348550 ZwevegemGround area
1,433 m²
Building footprint
175 m²
Volume, LiDAR
978 m³
Parcel 34042D0189/00M000, Flanders · tallest building 12.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Beekstraat(Z) 34, 8550 Zwevegem
since 20192.294.077.417
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34042D0189/00M000 | Flanders | 1,433 m² | 1 · 175 m² | 12.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Project Engineering Janssens
BE 0744.502.615
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DGD Projects
BE 1015.258.616
Maasmechelen · Eq €5k
Trae Consulting
BE 0760.431.696
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Of 11,553 companies in sector 71121 we hold annual accounts for 6,558. 1,993 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-10-2019
Fiscal year end31-12
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.