PlanDo
ActiveSummary
PlanDo has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €184k and a net result of €37k. Equity is growing by ~11.9% per year across the filed fiscal years. Its solvency ranks better than 72% of 20782 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
93
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability89=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 4.56 against 16.66 in 2023; short-term debt: 20.4% and cash: 83.4% of total assets), and 20.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-07-2025, 0 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
on the day
2023
67 d late
2022
64 d late
2021
77 d late
2020
37 d early
2019
88 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€184k▲ 4.0%
2023 · €177k
2018: €83k
2019: €105k
2020: €133k
2021: €157k
2022: €176k
2023: €177k
2018 → 2024
Total assets
€232k▲ 23.1%
2023 · €188k
2018: €88k
2019: €109k
2020: €147k
2021: €171k
2022: €189k
2023: €188k
2018 → 2024
Net result
€37k▲ 21.3%
2023 · €31k
2018: €23k
2019: €22k
2020: €29k
2021: €24k
2022: €19k
2023: €31k
2018 → 2024
Working capital
€168k▼ 3.6%
2023 · €175k
2018: €79k
2019: €103k
2020: €130k
2021: €153k
2022: €174k
2023: €175k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€133k-€157k▲ 18.0%€176k▲ 12.4%€177k▲ 0.3%€184k▲ 4.0%
Operating result€41k-€35k▼ 15.7%€31k▼ 10.5%€40k▲ 28.2%€48k▲ 18.5%
Net result€29k-€24k▼ 17.8%€19k▼ 18.9%€31k▲ 58.1%€37k▲ 21.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 18% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €232k
Fixed assets
€16k ▲ 591%
Current assets
€216k ▲ 16.1%
Equity and liabilities €232k
Equity
€184k ▲ 4.0%
Debt
€48k ▲ 315%
Debt's share of the balance-sheet total rises from 6.1% to 20.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€56k▲
2023 · €42k
Cash flow
€46k▲
2023 · €32k
Current ratio
4.56▼
2023 · 16.66
Debt to equity
0.26▲
2023 · 0.07
ROE
20.2%▲
2023 · 17.3%
ROA
16.0%▼
2023 · 16.3%
Interest coverage
332.54▲
2023 · 41.67
Debt ≤ 1 year
€47k▲
2023 · €11k
Income taxes
€10k▲
2023 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 44 lines
Balance sheet
Code20232024
Assets
Total assets20/58€188k€232k▲
Fixed assets21/28€2k€16k▲
Tangible fixed assets22/27€2k€16k▲
Furniture and vehicles24€2k€16k▲
Current assets29/58€186k€216k▲
Amounts receivable within one year40/41€17k€19k▲
Trade receivables40€12k€13k▲
Other amounts receivable41€5k€6k▲
Cash at bank and in hand54/58€166k€193k▲
Deferred charges and accrued income490/1€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€188k€232k▲
Equity10/15€177k€184k▲
Contributions10/11€20k€20k=
Reserves13€110k€117k▲
Distributable reserves133€110k€117k▲
Profit (loss) carried forward14€46k€46k▲
Amounts payable17/49€12k€48k▲
Amounts payable within one year42/48€11k€47k▲
Trade debts44€1k€6k▲
Suppliers440/4€1k€6k▲
Taxes, remuneration and social security45€5k€11k▲
Taxes450/3€5k€11k▲
Other amounts payable47/48€5k€30k▲
Accrued charges and deferred income492/3€366€480▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€9k▲
Other operating charges640/8€596€493▼
Gross operating margin9900€43k€57k▲
Operating profit (loss)9901€40k€48k▲
Financial income75/76B€4€181▲
Recurring financial income75€4€181▲
Financial charges65/66B€1k€169▼
Recurring financial charges65€1k€169▼
Profit (loss) for the period before taxes9903€39k€48k▲
Income taxes67/77€9k€10k▲
Profit (loss) for the period9904€31k€37k▲
Profit (loss) for the period to be appropriated9905€31k€37k▲
Appropriation of the result
Profit (loss) to be appropriated9906€76k€83k▲
Profit (loss) brought forward from the previous period14P€46k€46k▲
Transfer from equity791/2€2k-
Transfer to equity691/2€2k€7k▲
To contributions691€2k-
To other reserves6921-€7k
Profit to be distributed694/7€30k€30k=
Return on contributions (dividend)694€30k€30k=
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €37k ▲21.3%
Operating result €48k, net result €37k, both a record.
06-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 67 days late
2023
03-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 64 days late
2022
31-12
Financial
Weakest financial yearnet €19k ▼18.9%
Net result drops to €19k, the lowest in the series; recovery starts the following year.
16-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 77 days late
2021
31-12
Financial
Equity above €150kEq €157k ▲18%
4 profitable years in a row build equity to €157k.
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
27-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 88 days late
2019
31-12
Financial
Equity above €100kEq €105k ▲25.4%
2 profitable years in a row build equity to €105k.
11-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 42 days late
2018
20-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Opwijk · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Poelstraat 11745 OpwijkGround area
1,014 m²
Building footprint
223 m²
Volume, LiDAR
1,061 m³
Parcel 23060A0212/00S000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PlanDo
since 20162.254.153.405
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23060A0212/00S000 | Flanders | 1,014 m² | 1 · 223 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Nighthouse
BE 0727.687.664
Ninove · Eq €183,867
COVICON
BE 0759.971.739
Menen · Eq €183,797
TRIBIZ
BE 0865.271.573
Tremelo · Eq €183,909
PROJECT 4S
BE 0805.013.787
Aalst · Eq €183,952
QUASYDOC
BE 0660.744.006
Hasselt · Eq €184,230
Of 16,884 companies in sector 62100 we hold annual accounts for 8,775. 6,744 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-06-2016
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63910Web portal activities
63920Other information service activities
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.