PLANCKAERT - COPPENS
ActivePLANCKAERT - COPPENS has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €103k and a net result of €82k. Equity is shrinking by ~28.2% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 22% of 8647 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▲+45
Solvency45▲+18
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity tight (current ratio 1.48 against 1.25 in 2024; short-term debt: 67.8% and cash: 47.8% of total assets), and 80.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
19.6%
Return on assets
15.5%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 8647 sector peers (2025).
NBB · sector comparisonPosition among 8647 sector peers
Solvency
better than 22%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €103k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
1 d early
2023
on the day
2022
3 d early
2021
1 d early
2020
on the day
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€103k▲ 374%
2024 · €22k
2018: €257k
2019: €249k
2020: €219k
2021: €147k
2022: €130k
2023: €61k
2024: €22k
2018 → 2025
Total assets
€526k▼ 63.2%
2024 · €1.43M
2018: €2.33M
2019: €2.38M
2020: €2.23M
2021: €1.98M
2022: €1.51M
2023: €1.46M
2024: €1.43M
2018 → 2025
Net result
€82k
2024 · €-39k
2018: €-46k
2019: €-8k
2020: €-29k
2021: €-72k
2022: €-17k
2023: €-70k
2024: €-39k
2018 → 2025
Working capital
€170k▼ 40.9%
2024 · €287k
2018: €482k
2019: €486k
2020: €467k
2021: €401k
2022: €394k
2023: €343k
2024: €287k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€147k-€130k▼ 11.4%€61k▼ 53.3%€22k▼ 64.2%€103k▲ 374%
Operating result€-17k-€34k€-16k€-27k▼ 66.7%€82k
Net result€-72k-€-17k▲ 76.7%€-70k▼ 314%€-39k▲ 43.8%€82k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €82k after a loss of €27k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €526k
Equity
€103k▲ 374%
Debt
€423k▼ 70.0%
The debt ratio falls from 98.5% to 80.4%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
19.6%▲
2024 · 1.5%
Current ratio
1.48▲
2024 · 1.25
Quick ratio
0.77▲
2024 · 0.02
Debt / equity
4.09▼
2024 · 64.62
ROE
78.9%▲
2024 · -179.3%
ROA
15.5%▲
2024 · -2.7%
Debt
€423k▼
2024 · €1.41M
Debt ≤ 1 year
€357k▼
2024 · €1.14M
Debt > 1 year
€66k▼
2024 · €266k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.43M€526k▼
Fixed assets21/28€750€0▼
Financial fixed assets28€750€0▼
Current assets29/58€1.43M€526k▼
Stocks and contracts in progress3€1.40M€250k▼
Stocks30/36€1.40M€250k▼
Amounts receivable within one year40/41€26k€25k▼
Trade receivables40€23k€24k▲
Other amounts receivable41€3k€371▼
Cash at bank and in hand54/58€310€252k▲
Equity and liabilities
Total equity and liabilities10/49€1.43M€526k▼
Equity10/15€22k€103k▲
Contributions10/11€171k€171k=
Reserves13€17k€17k=
Non-distributable reserves130/1€17k€17k=
Reserves not available under the articles1311€17k€17k=
Profit (loss) carried forward14€-166k€-85k▲
Amounts payable17/49€1.41M€423k▼
Amounts payable after more than one year17€266k€66k▼
Financial debts170/4€266k€66k▼
Amounts payable within one year42/48€1.14M€357k▼
Trade debts44€197k€128k▼
Suppliers440/4€197k€128k▼
Other amounts payable47/48€945k€229k▼
Accrued charges and deferred income492/3€0€128▲
Income statement
Code20242025
Other operating charges640/8€19k€1k▼
Gross operating margin9900€-9k€83k▲
Operating profit (loss)9901€-27k€82k▲
Financial charges65/66B€12k€100▼
Recurring financial charges65€12k€100▼
Profit (loss) for the period before taxes9903€-39k€82k▲
Profit (loss) for the period9904€-39k€82k▲
Profit (loss) for the period to be appropriated9905€-39k€82k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-166k€-85k▲
Profit (loss) brought forward from the previous period14P€-127k€-166k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Back to profitnet €82k
Net result €82k after 7 loss-making years.
30-09
Financial
Equity above €100kEq €103k ▲374%
Equity rises from €22k to €103k.
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
27-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial
Weakest financial yearnet €-72k
Net result drops to €-72k, the lowest in the series; recovery starts the following year.
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
25-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
27-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Overbekeplein(Kor) 98500 KortrijkGround area
997 m²
Building footprint
368 m²
Volume, LiDAR
4,555 m³
Parcel 34353H0399/00E000, Flanders · tallest building 17.4 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
PLANCKAERT-COPPENS
since 20002.115.909.104
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34353H0399/00E000 | Flanders | 997 m² | 1 · 368 m² | 17.4 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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NOVO CONSULTING
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 40,628 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded02-06-2000
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
68122Development of non-residential building projects
68110Buying and selling of own real estate
68203Renting and operating of own or leased non-residential real estate, excluding land
74142
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.