PLANCHETTE
ActiveThe computed 12-month bankruptcy probability of PLANCHETTE is 5.9% (elevated). The 2025 annual accounts show equity of €74k and a net result of €6k. Equity is growing by ~8.3% per year across the filed fiscal years. Its solvency ranks better than 68% of 13204 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▲+12
Solvency76▼-6
Growth52=
Track record94
Bankruptcy probability, 12 months
5.9%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days only on tighter terms
Liquidity tight (current ratio 1.12 against 1.37 in 2024; short-term debt: 48.8% and cash: 22.5% of total assets), and 48.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.1%
Return on assets
4.4%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 13-04-2026, 17 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
17 d early
2024
on the day
2023
1 d early
2022
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€74k▲ 9.5%
2024 · €68k
2022: €59k
2023: €62k
2024: €68k
2022 → 2025
Total assets
€145k▲ 23.1%
2024 · €118k
2022: €130k
2023: €136k
2024: €118k
2022 → 2025
Net result
€6k▲ 19.6%
2024 · €5k
2022: €53k
2023: €3k
2024: €5k
2022 → 2025
Working capital
€9k▼ 36.2%
2024 · €14k
2022: €21k
2023: €10k
2024: €14k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€59k-€62k▲ 5.7%€68k▲ 8.6%€74k▲ 9.5%
Operating result€63k-€8k▼ 87.8%€13k▲ 69.8%€13k▼ 0.2%
Net result€53k-€3k▼ 93.6%€5k▲ 58.9%€6k▲ 19.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 0% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €145k
Fixed assets
€65k▼ 1.2%
Current assets
€80k▲ 54.3%
Equity and liabilities €145k
Equity
€74k▲ 9.5%
Debt
€71k▲ 41.5%
The debt ratio rises from 42.5% to 48.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€25k▲
2024 · €24k
Cash flow
€19k▲
2024 · €16k
Solvency
51.1%▼
2024 · 57.5%
Current ratio
1.12▼
2024 · 1.37
Quick ratio
0.89▼
2024 · 1.05
Debt / equity
0.96▲
2024 · 0.74
ROE
8.7%▲
2024 · 7.9%
ROA
4.4%▼
2024 · 4.6%
Interest coverage
6.21▲
2024 · 4.50
Debt
€71k▲
2024 · €50k
Debt ≤ 1 year
€71k▲
2024 · €38k
Income taxes
€3k▲
2024 · €2k
Staff costs
€210k▲
2024 · €179k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€118k€145k▲
Fixed assets21/28€66k€65k▼
Tangible fixed assets22/27€66k€65k▼
Furniture and vehicles24€6k€14k▲
Other tangible fixed assets26€60k€52k▼
Current assets29/58€52k€80k▲
Stocks and contracts in progress3€12k€16k▲
Stocks30/36€12k€16k▲
Amounts receivable within one year40/41€3k€29k▲
Trade receivables40€177€29k▲
Other amounts receivable41€3k-
Cash at bank and in hand54/58€34k€33k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€118k€145k▲
Equity10/15€68k€74k▲
Contributions10/11€6k€6k=
Profit (loss) carried forward14€62k€68k▲
Amounts payable17/49€50k€71k▲
Amounts payable after more than one year17€12k-
Financial debts170/4€12k-
Amounts payable within one year42/48€38k€71k▲
Current portion of amounts payable after more than one year42€250-
Financial debts43€12k€12k▲
Credit institutions430/8€12k€12k▲
Trade debts44€15k€36k▲
Suppliers440/4€15k€36k▲
Taxes, remuneration and social security45€10k€22k▲
Taxes450/3€10k€10k▲
Remuneration and social security454/9-€12k
Other amounts payable47/48€557€576▲
Accrued charges and deferred income492/3-€151
Income statement
Code20242025
Remuneration, social security and pensions62€179k€210k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€12k▲
Other operating charges640/8€503€5k▲
Gross operating margin9900€204k€240k▲
Operating profit (loss)9901€13k€13k▼
Financial income75/76B-€185
Recurring financial income75-€185
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€8k€9k▲
Income taxes67/77€2k€3k▲
Profit (loss) for the period9904€5k€6k▲
Profit (loss) for the period to be appropriated9905€5k€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€62k€68k▲
Profit (loss) brought forward from the previous period14P€56k€62k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Weakest financial yearnet €3k ▼93.6%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Antoonplein 181040 EtterbeekGround area
78 m²
Building footprint
76 m²
Volume, LiDAR
929 m³
Parcel 21363B0389/00X006, Brussels · tallest building 14.4 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
PLANCHETTE
since 20212.317.695.729
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21363B0389/00X006 | Brussels | 78 m² | 1 · 76 m² | 14.4 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteEtterbeek2.317.695.729
Similar companies · same sector, comparable size
TEAMDJ
BE 1003.630.096
De Panne · Eq €74k
Den Doktoor
BE 0665.606.080
Meerhout · Eq €74k
PANORAMA
BE 0690.885.270
Turnhout · Eq €74k
REEF CAFÉ
BE 0479.853.060
Blankenberge · Eq €74k
NAYIL PARTNERS
BE 0476.331.564
Brussel · Eq €74k
Of 14,025 companies in sector 56301 we hold annual accounts for 4,894. 3,898 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-05-2021
Fiscal year end30-09
Activities, NACEBEL
56301Cafés and bars
46341Wholesale of wines and spirits
47251Retail sale of wines and spirits
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryWebsite:www.planchette.be