PLANCHER
ActiveSummary
PLANCHER has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €120 and a net result of €343. Equity is growing by ~33.4% per year across the filed fiscal years. Its solvency ranks better than 27% of 1535 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability85▼-15
Solvency29▲+5
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Rental and leasing activities (NACE 77)
about 44% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-07-2026, 5 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
5 d early
2024
31 d early
2023
32 d early
2022
31 d early
2021
3 d early
2020
32 d early
2019
31 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 24 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€120
2024 · -€223
Total assets
€2,720▼ 81.9%
2024 · €15,016
Net result
€343▼ 96.7%
2024 · €10,511
Working capital
-€1,613▲ 34.0%
2024 · -€2,443
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 77, Rental and leasing activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€11,209▲ 18.4%€11,576▲ 3.3%€11,038▼ 4.6%€10,829▼ 1.9%€453▼ 95.8%
Net result€9,721within the sector's middle half▲ 31.3%€10,483within the sector's middle half▲ 7.8%€10,244within the sector's middle half▼ 2.3%€10,511within the sector's middle half▲ 2.6%€343within the sector's middle half▼ 96.7%
Equity-€31,461below the sector's middle half▲ 23.6%-€20,979below the sector's middle half▲ 33.3%-€10,735below the sector's middle half▲ 48.8%-€223below the sector's middle half▲ 97.9%€120below the sector's middle half
Total assets€49,150below the sector's middle half▼ 19.6%€35,395below the sector's middle half▼ 28.0%€25,125below the sector's middle half▼ 29.0%€15,016below the sector's middle half▼ 40.2%€2,720below the sector's middle half▼ 81.9%
Debt€80,612▼ 21.2%€56,374▼ 30.1%€35,860▼ 36.4%€15,239▼ 57.5%€2,600▼ 82.9%
Working capital-€30,699within the sector's middle half▲ 11.9%-€26,146within the sector's middle half▲ 14.8%-€22,190within the sector's middle half▲ 15.1%-€2,443within the sector's middle half▲ 89.0%-€1,613within the sector's middle half▲ 34.0%
Solvency-64.0%below the sector's middle half▲ 3.3pp-59.3%below the sector's middle half▲ 4.7pp-42.7%below the sector's middle half▲ 16.5pp-1.5%below the sector's middle half▲ 41.2pp
Current ratio0.10below the sector's middle half▲ 0.070.14below the sector's middle half▲ 0.040.28below the sector's middle half▲ 0.140.84within the sector's middle half▲ 0.56
Return on assets (ROA)19.8%above the sector's middle half▲ 7.7pp29.6%above the sector's middle half▲ 9.8pp40.8%above the sector's middle half▲ 11.2pp70.0%above the sector's middle half▲ 29.2pp
above
within
below
the middle half (P25 to P75) of NACE 77, Rental and leasing activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 96% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2,720
Fixed assets
€1,733 ▼ 21.9%
Current assets
€987 ▼ 92.3%
Equity and liabilities €2,720
Equity
€120
Debt
€2,600
Debt finances 95.6% of the balance-sheet total.
Key figures and ratios
EBITDA
€940▼
2024 · €25,316
Cash flow
€830▼
2024 · €24,998
Interest coverage
8.56▼
2024 · 79.75
Debt ≤ 1 year
€2,600▼
2024 · €15,239
Ratios withheld: a balance sheet total of €2,720 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 928 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency under 10%
- a profit of 5% of the balance sheet or more
1.6%
went bankrupt
4.5%
stopped otherwise
93%
still going
A further 0.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 928 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €14,487 | €14,487 | €14,487 | €14,487 | €487 | ▼ 96.6% |
| Other operating charges640/8 | €7,924 | €8,109 | €8,879 | €9,255 | €9,538 | ▲ 3.1% |
| Gross operating margin9900 | €33,620 | €34,171 | €34,404 | €34,570 | €10,478 | ▼ 69.7% |
| Operating profit (loss)9901 | €11,209 | €11,576 | €11,038 | €10,829 | €453 | ▼ 95.8% |
| Financial income75/76B | - | - | - | - | €0 | - |
| Recurring financial income75 | - | - | - | - | €0 | - |
| Financial charges65/66B | €1,488 | €1,093 | €794 | €317 | €110 | ▼ 65.4% |
| Recurring financial charges65 | €1,488 | €1,093 | €794 | €317 | €110 | ▼ 65.4% |
| Profit (loss) for the period before taxes9903 | €9,721 | €10,483 | €10,244 | €10,511 | €343 | ▼ 96.7% |
| Profit (loss) for the period9904 | €9,721 | €10,483 | €10,244 | €10,511 | €343 | ▼ 96.7% |
| Profit (loss) for the period to be appropriated9905 | €9,721 | €10,483 | €10,244 | €10,511 | €343 | ▼ 96.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €49,150 | €35,395 | €25,125 | €15,016 | €2,720 | ▼ 81.9% |
| Fixed assets21/28 | €45,680 | €31,194 | €16,707 | €2,220 | €1,733 | ▼ 21.9% |
| Tangible fixed assets22/27 | €45,680 | €31,194 | €16,707 | €2,220 | €1,733 | ▼ 21.9% |
| Land and buildings22 | €45,680 | €31,194 | €16,707 | €2,220 | €1,733 | ▼ 21.9% |
| Current assets29/58 | €3,470 | €4,202 | €8,418 | €12,796 | €987 | ▼ 92.3% |
| Amounts receivable within one year40/41 | - | €2,493 | €4,501 | €5,493 | - | - |
| Other amounts receivable41 | - | €2,493 | €4,501 | €5,493 | - | - |
| Cash at bank and in hand54/58 | €3,470 | €1,709 | €3,918 | €7,303 | €987 | ▼ 86.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €49,150 | €35,395 | €25,125 | €15,016 | €2,720 | ▼ 81.9% |
| Equity10/15 | -€31,461 | -€20,979 | -€10,735 | -€223 | €120 | ▲ 154% |
| Contributions10/11 | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Reserves13 | €74,084 | €74,084 | €74,084 | €74,084 | €74,084 | = |
| Non-distributable reserves130/1 | €1,523 | €1,523 | €1,523 | €1,523 | €1,523 | = |
| Reserves not available under the articles1311 | €1,523 | €1,523 | €1,523 | €1,523 | €1,523 | = |
| Distributable reserves133 | €72,561 | €72,561 | €72,561 | €72,561 | €72,561 | = |
| Profit (loss) carried forward14 | -€124,137 | -€113,654 | -€103,410 | -€92,899 | -€92,556 | ▲ 0.4% |
| Amounts payable17/49 | €80,612 | €56,374 | €35,860 | €15,239 | €2,600 | ▼ 82.9% |
| Amounts payable after more than one year17 | €46,443 | €26,026 | €5,251 | - | - | - |
| Financial debts170/4 | €46,443 | €26,026 | €5,251 | - | - | - |
| Amounts payable within one year42/48 | €34,169 | €30,348 | €30,608 | €15,239 | €2,600 | ▼ 82.9% |
| Current portion of amounts payable after more than one year42 | €20,063 | €20,417 | €20,775 | €5,251 | - | - |
| Trade debts44 | - | - | - | €48 | €29 | ▼ 39.1% |
| Suppliers440/4 | - | - | - | €48 | €29 | ▼ 39.1% |
| Taxes, remuneration and social security45 | €2 | €168 | €70 | €112 | €236 | ▲ 110% |
| Taxes450/3 | €2 | €168 | €70 | €112 | €236 | ▲ 110% |
| Other amounts payable47/48 | €14,104 | €9,763 | €9,763 | €9,827 | €2,335 | ▼ 76.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €9,721 | €10,483 | €10,244 | €10,511 | €343 | ▼ 96.7% |
| + Depreciation and write-downs630 | €14,487 | €14,487 | €14,487 | €14,487 | €487 | ▼ 96.6% |
| Operating cash flow (approximation) | €24,208 | €24,969 | €24,731 | €24,998 | €830 | ▼ 96.7% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | -€1,761 | €2,208 | €3,385 | -€6,316 | ▼ 287% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €343 ▼96.7%
Net result drops to €343, the lowest in the series.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €10,511 ▲2.6%
Net result €10,511, the highest in the series.
29-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Berlaar · 1 establishment unit since 1999
Ground area
805 m²
Building footprint
791 m²
Volume, LiDAR
5,219 m³
Parcel 12002B0152/00V000, Flanders · tallest building 11.6 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
CAFE PLANCHEE
since 19992.093.478.447
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12002B0152/00V000 | Flanders | 805 m² | 1 · 791 m² | 11.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 880 companies in sector 77229 we hold annual accounts for 319. 5 are within a factor 10 of this equity. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded26-08-1999
Fiscal year end31-12
Activities, NACEBEL 2025
77229Renting and leasing of other personal and household goods
E-invoicing
Reachable via Peppol
Peppol ID
0208:0466765384
Also
9925:BE0466765384
Registered
04-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.