Equity
-€47,727
Debts exceed assets in financial year 2025.
PLANCHEE
Lifetime
19 annual accounts with figures on one time axis, 30 filings since 1991peak €56,426 (2013)
-€805▲ €17,497
lowest -€41,258 (2013)
-€8,698▲ €16,230
peak €101,633 (2010)
-€47,727▼ €8,698
€60,034▲ 10.3%
peak 2.5 FTE (2010)
-not published
Board3 names since 2021
1 directorTODOROVA RALITSA KRASIMIROVA
Documentsfilings and deeds
24-08-202624 days late
2025micro format
Gross margin from -€18,302 to -€805Loss of €8,698Equity from -€39,030 to -€47,7271 establishment registeredCash from €5,267 to €1,940
Key points
from the 2025 annual accountsLosses
-€88,941 in four years
Every financial year from 2022 to 2025 closed with a loss. 2022 was the heaviest.
Debts
€60,034 488% of the balance sheet
Financial debts 49%Suppliers 21%Taxes and wages 4%Other 26%
2025 accounts filed 24 days after the deadlineTurnover not published (micro format)
Checked score
52
Fair
Financially stronger than 14% of micro companies in food and beverage service (NACE 56)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
1.8% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.8% across 23,788 companies (NACE 56, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 2.6%
01-2025: 2.6%● unchanged vs 12-2024
02-2025: 2.6%● unchanged vs 01-2025
03-2025: 2.5%▼ -0.1 percentage points vs 02-2025
04-2025: 2.5%● unchanged vs 03-2025
05-2025: 2.5%● unchanged vs 04-2025
06-2025: 2.4%▼ -0.1 percentage points vs 05-2025
07-2025: 2.7%▲ +0.3 percentage points vs 06-2025
08-2025: 3.2%▲ +0.5 percentage points vs 07-2025highest value
09-2025: 1.8%▼ -1.4 percentage points vs 08-2025
10-2025: 1.8%● unchanged vs 09-2025
11-2025: 1.8%● unchanged vs 10-2025
12-2025: 1.8%● unchanged vs 11-2025
01-2026: 1.8%● unchanged vs 12-2025
02-2026: 1.8%● unchanged vs 01-2026
03-2026: 1.8%● unchanged vs 02-2026
04-2026: 1.8%● unchanged vs 03-2026
05-2026: 1.8%● unchanged vs 04-2026
06-2026: 1.7%▼ -0.1 percentage points vs 05-2026lowest value
07-2026: 1.9%▲ +0.2 percentage points vs 06-2026
08-2026: 2.3%▲ +0.4 percentage points vs 07-2026
09-2026: 1.8%▼ -0.5 percentage points vs 08-2026
10-2026: 1.8%● unchanged vs 09-2026
11-2026: 1.8%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Sector: Food and beverage service activities (NACE 56)
Negative equity -€47,727
Loss of €8,698, the second in a row (financial year 2025)
lowers risk
Size: total assets €12,307
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 9% of them on solvency, 16% on liquidity, 8% on profitability and 24% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,619 companies had the same profile as PLANCHEE has now. Each dot stands for 17 companies, two years later.
84.5%
were still trading
10.0%
stopped another way
4.5%
went bankrupt
Another 1.0% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of PLANCHEE itself: 1.8% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,619 companies, not a prediction for PLANCHEE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.1 (0.24 in 2024), below 1. Short-term debt is 487.8% and cash 15.8% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€47,727
raises risk · 2025 accounts filed 24 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
24 days late
2024
29 days late
2023
32 days early
2022
6 days early
2021
37 days early
2020
18 days late
2019
31 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 5 days before the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 July (4 of the last 5 accounts filed within 31 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 9925:BE0440881727
First establishment
Zeedijk 96, Blankenberge
New director
TODOROVA Ralitsa appointed, TODOROVA Ralitsa resigned · Legal-form conversion: from coöperatieve vennootschap met beperkte aansprakelijkheid to private limited company · Director discharge: TODOROVA Ralitsa · Gazette deed
1 director appointed, 2 resignations
Resignations: BRASPENNING ZEGER and WUYTS FONNE · Appointment: TODOROVA RALITSA · Director discharge: BRASPENNING ZEGER · General meeting of 01-03-2021 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| PLANCHEE Antwerp | €12,307 | -€805 | -387.8% | - |
| FABLAIN Anderlecht | €14,872 | -€17,142 | -520.5% | - |
| CITE DE RAVENSTEIN Brussels | €14,635 | -€4,800 | -187.0% | - |
| Bien-être et techniques Beauraing | €9,946 | -€2,462 | -118.0% | - |
| BEVERAGE Koekelberg | €13,010 | €129 | -130.2% | - |
| LE COMMERCE AU 41 Florennes | €15,512 | -€3,095 | 84.9% | - |
| Horeland Middelkerke | €17,293 | -€5,324 | -117.3% | - |
These companies have the same main activity as PLANCHEE: cafés and bars (NACE 56301). They are comparable in size and age: total assets between €9,950 and €17,300, founded between 1986 and 1996.
Official details
Source: KBO- Status
- Active since 21-05-1990Normal situation
- Activity
- Cafés and barsNACE 56301
- Establishment unit
- 2.377.049.2378370 Blankenberge, since 01-09-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 23-12-2025
Insights on PLANCHEE
PLANCHEE files the micro format. That format states no turnover. The gross margin fell from €24,333 in 2006 to -€805 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about PLANCHEE
- What is the company number of PLANCHEE?
- The company number of PLANCHEE is 0440.881.727. The VAT number is the same number with BE in front: BE 0440.881.727.
- Where is PLANCHEE based?
- The registered office is at Wolstraat 46, 2000 Antwerp.Company details
- What does PLANCHEE do?
- According to the KBO register, the main activity is cafés and bars (NACE 56301).
- What is the legal form of PLANCHEE?
- PLANCHEE is a private limited company (BV).
- When was PLANCHEE founded?
- PLANCHEE was founded on 21-05-1990.
- Is PLANCHEE still active?
- Yes, PLANCHEE is an active enterprise in the KBO register.
- How many employees does PLANCHEE have?
- PLANCHEE had an average of 0.3 full-time equivalents in financial year 2020, according to the filed annual accounts.Financials
- What is the turnover of PLANCHEE?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.
- Is PLANCHEE profitable?
- In financial year 2025, PLANCHEE made a loss of €8,698.
- Where can I find the annual accounts of PLANCHEE?
- PLANCHEE filed 30 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of PLANCHEE due?
- PLANCHEE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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