Skip to content

Plan-C Architects

Active
Private limited company (pre-2019)founded 200916 yrs activeOude Beurs 21, 2000 Antwerpen, BelgiumKBO/BCE: BE 0821.176.561
Summary

Plan-C Architects has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €583,384 and a net result of -€2,595. Equity is shrinking by ~2.7% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.9% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability36▲+5
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40,000 at 30 days acceptable
short-term debt: 0.3% and cash: 67.1% of total assets, and 0.3% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 16 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
99.7%
Return on assets
-0.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 d late
2024
19 d late
2023
29 d late
2022
on the day
2021
25 d early
2020
121 d late
2019
61 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 34 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 19 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Plan-C Architects was incorporated on 7 December 2009.1 Total assets went from EUR 597,198 in 2018 to EUR 585,285 in 2025 and headcount from 1 full-time equivalents in 2018 to 1 in 2021.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018, 2021 and 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, abbreviated schema

Equity
€583,384▼ 0.4%
2024 · €585,979
Total assets
€585,285▼ 0.5%
2024 · €588,374
Net result
-€2,595▲ 83.5%
2024 · -€15,773
Working capital
€583,384▼ 0.4%
2024 · €585,979
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€38,879▼ 712%-€51,197▼ 31.7%-€25,154▲ 50.9%-€27,376▼ 8.8%-€14,348▲ 47.6%
Net result-€30,174▼ 4,286%-€35,665▼ 18.2%-€17,359▲ 51.3%-€15,773▲ 9.1%-€2,595▲ 83.5%
Equity€654,776▼ 4.4%€619,112▼ 5.4%€601,753▼ 2.8%€585,979▼ 2.6%€583,384▼ 0.4%
Total assets€686,524▼ 5.8%€627,159▼ 8.6%€605,688▼ 3.4%€588,374▼ 2.9%€585,285▼ 0.5%
Debt€31,747▼ 9.9%€8,047▼ 74.7%€3,935▼ 51.1%€2,395▼ 39.1%€1,900▼ 20.6%
Working capital€649,932▼ 4.9%€619,112▼ 4.7%€601,753▼ 2.8%€585,979▼ 2.6%€583,384▼ 0.4%
Staff (FTE)1=
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€60,000-€40,000-€20,000€0Operating result 2021: -€38,879-€38,879Net result 2021: -€30,174-€30,174Operating result 2022: -€51,197-€51,197Net result 2022: -€35,665-€35,665Operating result 2023: -€25,154-€25,154Net result 2023: -€17,359-€17,359Operating result 2024: -€27,376-€27,376Net result 2024: -€15,773-€15,773Operating result 2025: -€14,348-€14,348Net result 2025: -€2,595-€2,59520212022202320242025-€30,000-€20,000-€10,000€0Operating result 2023: -€25,154-€25,200Net result 2023: -€17,359-€17,400Operating result 2024: -€27,376-€27,400Net result 2024: -€15,773-€15,800Operating result 2025: -€14,348-€14,300Net result 2025: -€2,595-€2,600202320242025
The operating result stays negative: a loss of €14,348 in 2025 against €27,376 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €585,285
Equity €583,384 ▼ 0.4%
Debt €1,900 ▼ 20.6%
Debt's share of the balance-sheet total falls from 0.4% to 0.3%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
Debt to equity
0.00▼
2024 · 0.00
ROE
-0.4%▲
2024 · -2.7%
ROA
-0.4%▲
2024 · -2.7%
Debt ≤ 1 year
€1,900▼
2024 · €2,395
A ratio outside any meaningful range has been withheld (balance sheet total €585,285, equity €583,384).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,687 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 94% are still going.

  • Small
  • 10 to 20 years old
  • solvency 30% or more
  • a small loss
0.6% went bankrupt
5.4% stopped otherwise
94% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 0.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,687 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet Code20242025
Assets
Total assets20/58€588,374€585,285▼
Current assets29/58€588,374€585,285▼
Amounts receivable within one year40/41€174,591€192,398▲
Trade receivables40€1,570€1,570=
Other amounts receivable41€173,021€190,828▲
Cash at bank and in hand54/58€413,783€392,886▼
Equity and liabilities
Total equity and liabilities10/49€588,374€585,285▼
Equity10/15€585,979€583,384▼
Contributions10/11€12,400€12,400=
Capital10€12,400€12,400=
Issued capital100€18,600€18,600=
Uncalled capital101€6,200€6,200=
Reserves13€573,360€570,860▼
Non-distributable reserves130/1€1,860€1,860=
Legal reserve130€1,860€1,860=
Distributable reserves133€571,500€569,000▼
Profit (loss) carried forward14€219€124▼
Amounts payable17/49€2,395€1,900▼
Amounts payable within one year42/48€2,395€1,900▼
Trade debts44€494-
Suppliers440/4€494-
Advances received on contracts in progress46€1,900€1,900=
Income statement Code20242025
Other operating charges640/8€760€783▲
Gross operating margin9900-€26,617-€13,566▲
Operating profit (loss)9901-€27,376-€14,348▲
Financial income75/76B€11,676€11,825▲
Recurring financial income75€11,676€11,825▲
Financial charges65/66B€72€72▼
Recurring financial charges65€72€72▼
Profit (loss) for the period before taxes9903-€15,773-€2,595▲
Profit (loss) for the period9904-€15,773-€2,595▲
Profit (loss) for the period to be appropriated9905-€15,773-€2,595▲
Appropriation of the result
Profit (loss) to be appropriated9906-€15,281-€2,376▲
Profit (loss) brought forward from the previous period14P€493€219▼
Transfer from equity791/2€15,500€2,500▼

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Remuneration, social security and pensions62€26,830-----
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,844€4,844----
Provisions for liabilities and charges: additions (uses and reversals)635/8-€8,257-----
Other operating charges640/8€1,587€5,090€735€760€783▲ 3.0%
Gross operating margin9900-€13,875-€41,263-€24,419-€26,617-€13,566▲ 49.0%
Operating profit (loss)9901-€38,879-€51,197-€25,154-€27,376-€14,348▲ 47.6%
Financial income75/76B€8,824€10,771€8,100€11,676€11,825▲ 1.3%
Recurring financial income75€8,824€10,771€8,100€11,676€11,825▲ 1.3%
Financial charges65/66B€120€78€155€72€72▼ 0.6%
Recurring financial charges65€120€78€155€72€72▼ 0.6%
Profit (loss) for the period before taxes9903-€30,174-€40,505-€17,210-€15,773-€2,595▲ 83.5%
Income taxes67/77-€0-€4,840€149---
Profit (loss) for the period9904-€30,174-€35,665-€17,359-€15,773-€2,595▲ 83.5%
Profit (loss) for the period to be appropriated9905-€30,174-€35,665-€17,359-€15,773-€2,595▲ 83.5%
Line20212022202320242025Change
Assets
Total assets20/58€686,524€627,159€605,688€588,374€585,285▼ 0.5%
Fixed assets21/28€4,844-----
Tangible fixed assets22/27€4,844-----
Furniture and vehicles24€4,844-----
Current assets29/58€681,680€627,159€605,688€588,374€585,285▼ 0.5%
Amounts receivable within one year40/41€165,819€151,898€162,000€174,591€192,398▲ 10.2%
Trade receivables40-€4,120€1,570€1,570€1,570=
Other amounts receivable41€165,819€147,778€160,430€173,021€190,828▲ 10.3%
Cash at bank and in hand54/58€501,221€466,958€443,687€413,783€392,886▼ 5.1%
Deferred charges and accrued income490/1€14,639€8,303----
Equity and liabilities
Total equity and liabilities10/49€686,524€627,159€605,688€588,374€585,285▼ 0.5%
Equity10/15€654,776€619,112€601,753€585,979€583,384▼ 0.4%
Contributions10/11€12,400€12,400€12,400€12,400€12,400=
Capital10€12,400€12,400€12,400€12,400€12,400=
Issued capital100€18,600€18,600€18,600€18,600€18,600=
Uncalled capital101€6,200€6,200€6,200€6,200€6,200=
Reserves13€642,376€606,376€588,860€573,360€570,860▼ 0.4%
Non-distributable reserves130/1€1,860€1,860€1,860€1,860€1,860=
Legal reserve130€1,860€1,860€1,860€1,860€1,860=
Distributable reserves133€640,516€604,516€587,000€571,500€569,000▼ 0.4%
Profit (loss) carried forward14-€336€493€219€124▼ 43.3%
Amounts payable17/49€31,747€8,047€3,935€2,395€1,900▼ 20.6%
Amounts payable within one year42/48€31,747€8,047€3,935€2,395€1,900▼ 20.6%
Trade debts44€31,747€7,901€2,035€494--
Suppliers440/4€31,747€7,901€2,035€494--
Advances received on contracts in progress46--€1,900€1,900€1,900=
Taxes, remuneration and social security45-€146----
Taxes450/3-€146----
Line20212022202320242025Change
Profit (loss) for the period9904-€30,174-€35,665-€17,359-€15,773-€2,595▲ 83.5%
+ Depreciation and write-downs630€4,844€4,844----
Operating cash flow (approximation)-€25,330-€30,820-€17,359-€15,773-€2,595▲ 83.5%
Change in cash--€34,263-€23,271-€29,905-€20,897▲ 30.1%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
19-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 19 days late
2024
29-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Weakest financial yearnet -€35,665
Net result drops to -€35,665, the lowest in the series; recovery starts the following year.
31-12
Financial Liquidity quadruplescurrent ratio 77.94
Current ratio from 21.47 to 77.94; short-term debt falls from €31,747 to €8,047.
06-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
29-11
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 121 days late
2020
30-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
31-12
Financial Highest result since 2018net €151,055 ▲142%
Operating result €205,911, net result €151,055, both a record.
31-12
Financial Liquidity doublescurrent ratio 23.82
Current ratio from 10.34 to 23.82; short-term debt falls from €54,357 to €28,713.
30-09
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
26-09
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 57 days late
2017
29-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2009
seat establishment The establishment unit on the map
Ground area
825 m²
Building footprint
434 m²
Volume, LiDAR
5,999 m³
Parcel 11002A2349/00C000, Flanders · tallest building 19.7 m, ±5 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
PLAN-C ARCHITECTS
Oude Beurs 21, 2000 AntwerpenActivities of building architects
since 20092.183.421.894
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11002A2349/00C000
ProtectedMonumentLaatclassicistisch burgerhuisSource ↗
Flanders 825 m² 1 · 434 m² 19.7 m · 5 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded07-12-2009
Fiscal year end31-12
Contact
E-mail info@plan-c-architects.be
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.