Equity
PLAN B CONSTRUCT paid out €10,000 in dividends. That is 112% of the 2025 profit.
In July 2024, 26,969 companies had the same profile as PLAN B CONSTRUCT has now. Each dot stands for 68 companies, two years later.
Another 0.1% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,969 companies, not a prediction for PLAN B CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| PLAN B CONSTRUCT Schaerbeek | €76,912 | €22,079 | 55.8% | - |
| VALY CONCEPT Brussels | €77,483 | €21,029 | 47.6% | - |
| KEULEERS WS Londerzeel | €72,909 | €22,217 | 61.3% | - |
| DRJ-Pavage Rebecq | €71,103 | €20,624 | 33.6% | - |
| NNS-Tech Zele | €86,835 | €20,883 | 90.5% | - |
| C & S Construct Antwerp | €89,685 | €23,043 | 47.0% | - |
| Props Bart Wetteren | €74,155 | €21,426 | 82.2% | - |
These companies have the same main activity as PLAN B CONSTRUCT: site preparation (NACE 43120). They are comparable in size and age: total assets between €71,100 and €89,700, founded between 2016 and 2019.
PLAN B CONSTRUCT files the micro format. That format states no turnover. The gross margin rose from €12,694 in 2018 to €22,079 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Higher than 60% of 37,177 companies in 2025.
Higher than 57% of 36,472 companies in 2025.
Higher than 62% of 36,707 companies in 2025.
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | |||||||||
20/58 |
76,912 | 88,401 | 82,524 | 73,768 | 43,619 | 29,445 | 23,473 | 15,913 | |
21/28 |
4,878 | 12,592 | 16,152 | 4,446 | 3,875 | 1,704 | 637 | 4,428 | |
22/27 |
4,423 | 12,137 | 15,697 | 3,991 | 3,420 | 1,249 | 282 | 4,073 | |
23 |
- | 200 | 1,021 | 2,103 | 2,327 | 1,249 | 282 | - | |
24 |
4,423 | 11,937 | 14,676 | 1,888 | 1,093 | - | - | 4,073 | |
28 |
455 | 455 | 455 | 455 | 455 | 455 | 355 | 355 | |
29/58 |
72,034 | 75,809 | 66,373 | 69,322 | 39,744 | 27,740 | 22,836 | 11,485 | |
40/41 |
68,193 | 68,878 | 51,601 | 37,752 | 32,731 | 23,796 | 22,550 | 8,372 | |
40 |
31,731 | 20,338 | 9,474 | 6,317 | 9,471 | 19,258 | 21,424 | 6,428 | |
41 |
36,462 | 48,540 | 42,127 | 31,435 | 23,260 | 4,538 | 1,126 | 1,945 | |
54/58 |
3,541 | 4,948 | 14,026 | 31,294 | 6,484 | 3,675 | 285 | 2,528 | |
490/1 |
299 | 1,982 | 746 | 276 | 530 | 270 | - | 584 | |
| Balance sheet: equity and liabilities | |||||||||
10/49 |
76,912 | 88,401 | 82,524 | 73,768 | 43,619 | 29,445 | 23,473 | 15,913 | |
10/15 |
42,921 | 43,980 | 56,673 | 48,900 | 34,257 | 21,700 | 16,689 | 12,149 | |
10/11 |
8,160 | 8,160 | 8,160 | 6,300 | 6,300 | 6,300 | 6,300 | 6,300 | |
100 |
- | - | - | - | - | - | 18,600 | 18,600 | |
101 |
- | - | - | - | - | - | 12,300 | 12,300 | |
13 |
- | - | - | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | |
130/1 |
- | - | - | 1,860 | 1,860 | 1,860 | - | - | |
130 |
- | - | - | - | - | - | 1,860 | 1,860 | |
1311 |
- | - | - | 1,860 | 1,860 | 1,860 | - | - | |
14 |
34,761 | 35,820 | 48,513 | 40,740 | 26,097 | 13,540 | 8,529 | 3,989 | |
17/49 |
33,990 | 44,420 | 25,852 | 24,868 | 9,363 | 7,745 | 6,784 | 3,764 | |
42/48 |
33,990 | 44,420 | 25,852 | 24,868 | 9,363 | 7,745 | 6,784 | 3,764 | |
44 |
18,076 | 18,744 | 23,023 | 18,130 | 5,884 | 5,964 | 298 | 1,783 | |
440/4 |
18,076 | 18,744 | 23,023 | 18,130 | 5,115 | 1,500 | 298 | 1,430 | |
441 |
- | - | - | - | 769 | 4,465 | - | 353 | |
45 |
8,914 | 10,277 | 2,829 | 6,738 | 3,479 | 1,781 | 3,782 | 1,981 | |
450/3 |
6,314 | 10,277 | 2,829 | 4,138 | 3,479 | 1,138 | 1,207 | 1,981 | |
454/9 |
2,600 | - | - | 2,600 | - | 642 | 2,576 | - | |
47/48 |
7,000 | 15,400 | - | - | - | - | 2,704 | - | |
| Income statement | |||||||||
70 |
- | - | 460,523 | 477,178 | 307,651 | 189,938 | 125,713 | 122,145 | |
9900 |
22,079 | 24,683 | 16,993 | 21,740 | 17,466 | 7,058 | 7,029 | 12,694 | |
60/61 |
- | - | 443,530 | 455,438 | 290,185 | 182,881 | 118,684 | 109,451 | |
630 |
7,714 | 7,467 | 5,223 | 2,151 | 917 | 527 | 141 | 3,258 | |
640/8 |
848 | 2,390 | 1,008 | 714 | 232 | 386 | 947 | 1,618 | |
9901 |
13,518 | 14,826 | 10,762 | 18,874 | 16,316 | 6,144 | 5,940 | 7,818 | |
75/76B |
1 | 198 | 6 | 0 | 0 | 3 | 0 | 40 | |
75 |
1 | 198 | 6 | 0 | 0 | 3 | 0 | 40 | |
65/66B |
1,264 | 2,040 | 167 | 92 | 281 | 301 | 194 | 28 | |
65 |
1,264 | 2,040 | 167 | 92 | 281 | 301 | 194 | 28 | |
9903 |
12,255 | 12,984 | 10,601 | 18,782 | 16,036 | 5,846 | 5,746 | 7,830 | |
67/77 |
3,314 | 3,677 | 2,829 | 4,138 | 3,479 | 835 | 1,207 | 1,981 | |
9904 |
8,941 | 9,308 | 7,772 | 14,644 | 12,557 | 5,011 | 4,540 | 5,849 | |
9905 |
8,941 | 9,308 | 7,772 | 14,644 | 12,557 | 5,011 | 4,540 | 5,849 | |
| Appropriation of the result | |||||||||
9906 |
44,761 | 57,820 | 48,513 | 40,740 | 26,097 | 13,540 | 8,529 | 5,849 | |
14P |
35,820 | 48,513 | 40,740 | 26,097 | 13,540 | - | - | - | |
691/2 |
- | - | - | - | - | - | - | 1,860 | |
6920 |
- | - | - | - | - | - | - | 1,860 | |
694/7 |
10,000 | 22,000 | - | - | - | - | - | - | |
694 |
10,000 | 22,000 | - | - | - | - | - | - | |
| Document | |||||||||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2025 (PDF), filed on 07-05-2026.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-10-2025 | micro format | 07-05-2026 | 2026-00104933 | |
| 31-10-2024 | micro format | 30-05-2025 | 2025-00111127 | |
| 31-10-2023 | micro format | 27-05-2024 | 2024-00096301 | |
| 31-10-2022 | micro format | 24-05-2023 | 2023-00092861 | |
| 31-10-2021 | micro format | 16-05-2022 | 2022-20026882 | |
| 31-10-2020 | micro format | 28-05-2021 | 2021-15500272 | |
| 31-10-2019 | micro format | 18-05-2020 | 2020-12200533 | |
| 31-10-2018 | micro format | 30-04-2019 | 2019-11200369 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| 21,231 | 22,293 | 15,985 | 21,025 | 17,234 | 6,672 | 6,082 | 11,076 | ||
| 16,655 | 16,775 | 12,995 | 16,795 | 13,474 | 5,538 | 4,681 | 9,107 | ||
| 0 | 3,907 | 16,928 | 2,723 | 3,088 | 1,594 | 423 | 7,686 | ||
| -1,407 | -9,077 | -17,269 | 24,810 | 2,809 | 3,390 | -2,243 | - | ||
| 38,043 | 31,389 | 40,521 | 44,454 | 30,382 | 19,995 | 16,051 | 7,721 | ||
| - | - | 2.3% | 4.0% | 5.3% | 3.2% | 4.7% | 6.4% | ||
| 55.8% | 49.8% | 68.7% | 66.3% | 78.5% | 73.7% | 71.1% | 76.3% | ||
| 2.12 | 1.71 | 2.57 | 2.79 | 4.24 | 3.58 | 3.37 | 3.05 | ||
| 0.79 | 1.01 | 0.46 | 0.51 | 0.27 | 0.36 | 0.41 | 0.31 | ||
| 20.8% | 21.2% | 13.7% | 29.9% | 36.7% | 23.1% | 27.2% | 48.1% | ||
| 11.6% | 10.5% | 9.4% | 19.9% | 28.8% | 17.0% | 19.3% | 36.8% | ||
| 16.80 | 10.93 | 95.70 | over 100 | 61.31 | - | - | - | ||
| - | - | 8 days | 5 days | 11 days | 37 days | 62 days | 19 days | ||
| - | - | 19 days | 15 days | 7 days | 12 days | 1 day | 6 days |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 31-10-2025 | 31-10-2024 | 31-10-2023 | 31-10-2022 | 31-10-2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | - | €3,907 | €16,928 | €2,723 | €3,088 |
| €7,714 | €7,467 | €5,223 | €2,151 | €917 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is 9% lower than in 2024.
Debt's share of the balance-sheet total falls from 50.2% to 44.2%. Equity and debt are lower.
PLAN B CONSTRUCT has no parent and no holdings in its annual accounts. is the only director. PLAN B CONSTRUCT shares no director with another company.
| OBSIDIAN IT CONSULTING
registered office since 23-01-2023 · founded in 2023 |
total assets €75,875 (2025) 0797.487.775 |
| BK ADMIN & SERVICES
registered office since 30-09-2026 |
founded in 2026 1043.271.622 |
| Rugovaj, Armendi (sole trader)
establishment since 24-04-2026 |
founded in 2026 1037.266.926 |
| NQ LOGOPEDIE
registered office since 01-04-2026 |
founded in 2026 1036.368.685 |
| Duong, Dinh (sole trader)
establishment since 07-05-2024 |
founded in 2024 1009.153.950 |
| ACP Résidence Lambermont - immeuble à Schaerbeek, bld Lambermont 225
registered office since 28-08-1996 |
founded in 1996 0737.360.247 |
| Dadeetex
registered office since 10-07-1967 |
founded in 1967 0402.135.373 |
Deadline for the 2026 accounts: 31-05-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
On 28 June 2017, PLAN B CONSTRUCT was incorporated by three natural persons, with a starting capital of €18,600.12 The registered office moved to Schaerbeek in 2018 and to Brussels in 2021.34 is director of the company, appointed by deed of 23-02-2024.5 Turnover went from €125,713 in 2019 to €460,523 in 2023.6
| Establishment | Since | Unit number |
|---|---|---|
| Lambermontlaan 225 registered office 1030 Schaerbeek 4291101 Civil engineering | 28-06-2017 | 2.265.560.605 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 21902A0292/00E002 | 299 m² | 1 · 224 m² | 29.4 m · 6 |
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0677.635.268
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