PLAN B
ActiveSummary
PLAN B has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.1m and a net result of €98,555. Equity is growing by ~10.1% per year across the filed fiscal years. Its solvency ranks better than 42% of 8711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability52▼-48
Solvency68▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75,000 at 30 days acceptable
Liquidity short (current ratio 0.57 against 0.5 in 2024; short-term debt: 54.4% and cash: 22% of total assets), and 56.7% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.3%
Return on assets
4%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
11 d early
2023
1 d early
2022
1 d early
2021
3 d early
2020
3 d early
2019
1 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 3 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close26-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€1.1m▲ 10.1%
2024 · €980,496
Total assets
€2.5m▲ 3.1%
2024 · €2.4m
Net result
€98,555▼ 86.1%
2024 · €710,347
Working capital
-€577,677▲ 18.0%
2024 · -€704,647
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€14,784€7,805€50,482▲ 547%€1.1m▲ 2,011%€189,835▼ 82.2%
Net result-€22,461€1,104€30,738▲ 2,684%€710,347▲ 2,211%€98,555▼ 86.1%
Equity€337,882▼ 6.2%€338,986▲ 0.3%€369,724▲ 9.1%€980,496▲ 165%€1.1m▲ 10.1%
Total assets€586,619▼ 1.0%€621,158▲ 5.9%€1.8m▲ 191%€2.4m▲ 33.7%€2.5m▲ 3.1%
Debt€248,737▲ 7.1%€282,171▲ 13.4%€1.4m▲ 409%€1.4m▼ 0.1%€1.4m▼ 1.7%
Working capital-€145,951▼ 19.9%-€170,657▼ 16.9%-€1.3m▼ 679%-€704,647▲ 47.0%-€577,677▲ 18.0%
Staff (FTE)11.2▲ 20.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 82% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.5m
Fixed assets
€1.7m ▲ 0.3%
Current assets
€776,353 ▲ 9.8%
Equity and liabilities €2.5m
Equity
€1.1m ▲ 10.1%
Debt
€1.4m ▼ 1.7%
Debt's share of the balance-sheet total falls from 59.4% to 56.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€196,343▼
2024 · €1.1m
Cash flow
€105,063▼
2024 · €715,956
Current ratio
0.57▲
2024 · 0.50
Debt to equity
1.31▼
2024 · 1.46
ROE
9.1%▼
2024 · 72.4%
ROA
4.0%▼
2024 · 29.4%
Interest coverage
3.41▼
2024 · 45.50
Debt ≤ 1 year
€1.4m▼
2024 · €1.4m
Income taxes
€48,264▼
2024 · €338,615
Staff costs
€52,589▲
2024 · €2,539
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | €2,539 | €52,589 | ▲ 1,971% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €1,398 | €5,609 | €5,609 | €6,508 | ▲ 16.0% |
| Other operating charges640/8 | - | €1,522 | €1,576 | €1,187 | €1,366 | ▲ 15.1% |
| Gross operating margin9900 | -€14,489 | €10,725 | €57,668 | €1.1m | €250,298 | ▼ 76.7% |
| Operating profit (loss)9901 | -€14,784 | €7,805 | €50,482 | €1.1m | €189,835 | ▼ 82.2% |
| Financial income75/76B | - | €3,746 | €1,826 | €6,962 | €14,488 | ▲ 108% |
| Recurring financial income75 | €1,776 | €3,746 | €1,826 | €6,962 | €14,488 | ▲ 108% |
| Financial charges65/66B | - | €10,446 | €15,239 | €23,540 | €57,504 | ▲ 144% |
| Recurring financial charges65 | €9,453 | €10,446 | €15,239 | €23,540 | €57,504 | ▲ 144% |
| Profit (loss) for the period before taxes9903 | -€22,461 | €1,104 | €37,070 | €1.0m | €146,819 | ▼ 86.0% |
| Income taxes67/77 | €0 | - | €6,332 | €338,615 | €48,264 | ▼ 85.7% |
| Profit (loss) for the period9904 | -€22,461 | €1,104 | €30,738 | €710,347 | €98,555 | ▼ 86.1% |
| Profit (loss) for the period to be appropriated9905 | -€22,461 | €1,104 | €30,738 | €710,347 | €98,555 | ▼ 86.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €586,619 | €621,158 | €1.8m | €2.4m | €2.5m | ▲ 3.1% |
| Fixed assets21/28 | €493,256 | €519,903 | €1.7m | €1.7m | €1.7m | ▲ 0.3% |
| Tangible fixed assets22/27 | €493,256 | €519,903 | €514,294 | €508,685 | €514,177 | ▲ 1.1% |
| Land and buildings22 | - | €493,256 | €493,256 | €493,256 | €493,256 | = |
| Furniture and vehicles24 | - | €26,648 | €21,038 | €15,429 | €20,921 | ▲ 35.6% |
| Financial fixed assets28 | - | - | €1.2m | €1.2m | €1.2m | = |
| Current assets29/58 | €93,363 | €101,254 | €92,964 | €707,302 | €776,353 | ▲ 9.8% |
| Amounts receivable within one year40/41 | €90,636 | €94,452 | €86,329 | €3,159 | €226,229 | ▲ 7,062% |
| Trade receivables40 | - | - | €18,150 | €3,146 | €199,650 | ▲ 6,246% |
| Other amounts receivable41 | - | €94,452 | €68,179 | €13 | €26,579 | ▲ 210,179% |
| Current investments50/53 | - | - | - | €600,000 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €951 | €2,326 | €5,810 | €103,321 | €548,344 | ▲ 431% |
| Deferred charges and accrued income490/1 | - | €4,476 | €826 | €823 | €1,781 | ▲ 116% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €586,619 | €621,158 | €1.8m | €2.4m | €2.5m | ▲ 3.1% |
| Equity10/15 | €337,882 | €338,986 | €369,724 | €980,496 | €1.1m | ▲ 10.1% |
| Contributions10/11 | - | €250,000 | €250,000 | €250,000 | €250,000 | = |
| Reserves13 | €110,343 | €110,343 | €119,724 | €730,120 | €828,675 | ▲ 13.5% |
| Non-distributable reserves130/1 | - | €7,051 | €0 | - | - | - |
| Reserves not available under the articles1311 | - | €7,051 | €0 | - | - | - |
| Distributable reserves133 | - | €103,292 | €119,724 | €730,120 | €828,675 | ▲ 13.5% |
| Profit (loss) carried forward14 | -€22,461 | -€21,357 | €0 | €376 | €376 | = |
| Amounts payable17/49 | €248,737 | €282,171 | €1.4m | €1.4m | €1.4m | ▼ 1.7% |
| Amounts payable within one year42/48 | €239,314 | €271,911 | €1.4m | €1.4m | €1.4m | ▼ 4.1% |
| Current portion of amounts payable after more than one year42 | - | - | €585,613 | €0 | - | - |
| Financial debts43 | - | - | - | €949 | €205 | ▼ 78.4% |
| Credit institutions430/8 | - | - | - | €949 | €205 | ▼ 78.4% |
| Trade debts44 | €120 | €122 | €324 | €403,643 | €437,314 | ▲ 8.3% |
| Suppliers440/4 | - | €122 | €324 | €403,643 | €437,314 | ▲ 8.3% |
| Taxes, remuneration and social security45 | - | - | €9,482 | €129,854 | €54,427 | ▼ 58.1% |
| Taxes450/3 | - | - | €9,482 | €127,721 | €45,740 | ▼ 64.2% |
| Remuneration and social security454/9 | - | - | - | €2,133 | €8,686 | ▲ 307% |
| Other amounts payable47/48 | - | €271,790 | €826,839 | €877,504 | €862,085 | ▼ 1.8% |
| Accrued charges and deferred income492/3 | - | €10,260 | €15,200 | €23,466 | €57,372 | ▲ 144% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€22,461 | €1,104 | €30,738 | €710,347 | €98,555 | ▼ 86.1% |
| + Depreciation and write-downs630 | - | €1,398 | €5,609 | €5,609 | €6,508 | ▲ 16.0% |
| Operating cash flow (approximation) | -€22,461 | €2,503 | €36,347 | €715,956 | €105,063 | ▼ 85.3% |
| Investment in fixed assets (approximation) | - | -€28,046 | -€1.2m | €0 | -€12,000 | - |
| Change in cash | - | €1,375 | €3,483 | €97,511 | €445,023 | ▲ 356% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-08
State Gazette act
Registered officeRegistered-office move3 facts ▸
State Gazette act
Registered office
Registered-office move3 facts ▸
- General meeting, 12-08-2026
- Registered-office move, 9000 Gent,Recollettenlei 9
- Other statement, alle besluiten, stemming besluiten
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
Financial
Equity above €1mEq €1.1m ▲10.1%
4 profitable years in a row build equity to €1.1m.
20-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial
Highest result since 2019net €710,347 ▲2,211%
Operating result €1.1m, net result €710,347, both a record.
30-06
Financial
Equity above €500,000Eq €980,496 ▲165%
3 profitable years in a row build equity to €980,496.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Back to profitnet €1,104
Net result €1,104 after one loss-making year.
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Weakest financial yearnet -€22,461
Net result drops to -€22,461, the lowest in the series; recovery starts the following year.
28-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Show earlier events
2020
30-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
31-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
30-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
03-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 6 acts read
About the unread acts
Of the 6 Belgian State Gazette acts we know for this company, 1 has been read. The other 5 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent
Ground area
117 m²
Building footprint
117 m²
Volume, LiDAR
1,326 m³
Parcel 44815F1118/00A000, Flanders · tallest building 15.0 m, ±4 floors. Linked by address, not a title deed.
6
companies at this address
See who is registered here
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44815F1118/00A000 | Flanders | 117 m² | 1 · 117 m² | 15.0 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Articles of association
Registered office clause
One provision in the deed
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Of 82,642 companies in sector 70200 we hold annual accounts for 52,583. 27,017 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-09-2010
Fiscal year end30-06
Activities, NACEBEL 2025
70200Business and other management consultancy
Contact
E-mail
dvl@dvp-law.com
Scores and ratios are computed by Checked and are not a credit decision.