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PLAN 6

Active
Private limited companyfounded 2006active for 20 yearsRue de Masnuy-Saint-Jean 66, 7020 Mons, BelgiumKBO/BCE: BE 0883.269.231

Financials · financial year 2025, micro format

2025 annual accounts filed 24 days after the deadline Filed on 24 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00424043.

Annual accounts 2025 filed on 24-08-2026 at the NBB all 19 filings

Turnover
€75,779▲ 57.1%
2020 · €48,232
EBIT margin
1.8%▲ 2.5pp
2020 · -0.7%
Net result
€9,741▼ 91.8%
2024 · €118,290
Working capital
-€32,678▼ 17.1%
2024 · -€27,916
Trend over the years

2021 to 2025, 5 financial years 2018 to 2025, 8 financial years

The operating result for 2025 is 89% lower than in 2024.

Turnover€75,779 2021 Operating result€18,320 2025 Net result€9,741 2025

Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.

Use the arrow keys on the chart for the figures per year.

The sector band is the middle half of the companies in Architectural and engineering activities; technical testing and analysis (NACE 71). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio, return on assets (ROA) and staff (FTE).

Every figure with its change against the financial year before
favourable unfavourable
Line20182019202020212022202320242025
Turnover€41,422€48,232▲ 16.4%€75,779▲ 57.1%
Operating result€29,903-€14,947▼ 50.0%-€331€1,375€876▼ 36.3%€13,872▲ 16×€162,283▲ 12×€18,320▼ 88.7%
Net result€11,513-€1,058▼ 90.8%-€2,515below the sector's middle half-€2,325below the sector's middle half▲ 7.6%-€969below the sector's middle half▲ 58.3%€7,948within the sector's middle half€118,290above the sector's middle half▲ 15×€9,741within the sector's middle half▼ 91.8%
EBIT margin36.1%-0.7%▼ 36.8pp1.8%▲ 2.5pp
Equity€68,539-€69,597▲ 1.5%€67,082within the sector's middle half▼ 3.6%€64,757within the sector's middle half▼ 3.5%€63,788within the sector's middle half▼ 1.5%€55,286within the sector's middle half▼ 13.3%€173,575above the sector's middle half▲ 214%€183,317above the sector's middle half▲ 5.6%
Total assets€543,171-€302,074▼ 44.4%€308,529within the sector's middle half▲ 2.1%€279,763within the sector's middle half▼ 9.3%€227,760within the sector's middle half▼ 18.6%€245,065within the sector's middle half▲ 7.6%€436,552above the sector's middle half▲ 78.1%€428,691above the sector's middle half▼ 1.8%
Debt€474,632-€232,477▼ 51.0%€241,447▲ 3.9%€215,006▼ 11.0%€163,972▼ 23.7%€152,279▼ 7.1%€217,341▲ 42.7%€210,208▼ 3.3%
Working capital-€36,276--€81,878▼ 126%-€77,489below the sector's middle half▲ 5.4%-€73,995below the sector's middle half▲ 4.5%-€66,125below the sector's middle half▲ 10.6%-€35,059below the sector's middle half▲ 47.0%-€27,916below the sector's middle half▲ 20.4%-€32,678below the sector's middle half▼ 17.1%
Solvency12.6%-23.0%▲ 10.4pp21.7%below the sector's middle half▼ 1.3pp23.1%below the sector's middle half▲ 1.4pp28.0%within the sector's middle half▲ 4.9pp22.6%below the sector's middle half▼ 5.4pp39.8%within the sector's middle half▲ 17.2pp42.8%within the sector's middle half▲ 3.0pp
Current ratio0.83-0.52▼ 0.300.58below the sector's middle half▲ 0.050.59below the sector's middle half▲ 0.010.56below the sector's middle half▼ 0.030.77below the sector's middle half▲ 0.210.83below the sector's middle half▲ 0.060.79below the sector's middle half▼ 0.03
Return on assets (ROA)2.1%-0.4%▼ 1.8pp-0.8%below the sector's middle half▼ 1.2pp-0.8%below the sector's middle half=-0.4%below the sector's middle half▲ 0.4pp3.2%within the sector's middle half▲ 3.7pp27.1%above the sector's middle half▲ 23.9pp2.3%within the sector's middle half▼ 24.8pp
Staff (FTE)1-11=1=
above within below The sector band is the middle half of the companies in Architectural and engineering activities; technical testing and analysis (NACE 71). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €428,691
Fixed assets €302,297 ▼ 0.8%
Current assets €126,395 ▼ 4.2%
Equity and liabilities €428,691
Equity €183,317 ▲ 5.6%
Provisions €35,167 ▼ 22.9%
Debt €210,208 ▼ 3.3%
Debt's share of the balance-sheet total falls from 49.8% to 49.0%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€37,984▼
2024 · €173,234
Cash flow
€29,406▼
2024 · €129,240
Debt to equity
1.15▼
2024 · 1.25
ROE
5.3%▼
2024 · 68.1%
Interest coverage
26.99▼
2024 · over 100
Debt ≤ 1 year
€159,073▼
2024 · €159,872
Debt > 1 year
€51,116▼
2024 · €56,678
Income taxes
€7,729▼
2024 · €27,636
Staff costs
€71,634▲
2024 · €64,309
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Staff

social balance sheet
Item31-12-202331-12-202431-12-2025
Employees at the balance-sheet date111
full-time111
in full-time equivalents111
Average over the year, in full-time equivalents111

Source: social balance sheet in the 2023 to 2025 annual accounts

Investments

fixed assets acquired
Item20212022202320242025
Tangible fixed assets-€14,136€2,049€296,209€17,365
Depreciation and write-downs of the year€30,031€30,127€17,723€10,950€19,664

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Comparable companies

These companies have the same main activity as PLAN 6: engineering and related technical consultancy, excluding land surveyors (NACE 71121). They are comparable in size and age: total assets between €375,000 and €552,000, founded between 2004 and 2009.

CompanyFoundedTotal assetsEquityGross marginTurnoverNet resultFinancial year
PLAN 6 Mons2006€428,691€183,317€107,356-€9,7412025
BUREAU D'ETUDES B.D.S. Les Bons Villers2004€375,210€216,482€118,874-€22,5042024
ENGEKAM Soignies2009€449,525€405,832€105,990€197,367€83,0472025
Bureau d'Etudes Architecture Mobilité Environnement Mouscron2006€552,047€314,677€108,844€248,093€14,8162025
JK-ENGINEERING Hasselt2006€444,438€93,015€99,809-€35,8462026
HERON ENGINEERS Hamme (Vl.)2007€479,219€215,580€107,082-€45,9092025
creArch Nazareth-De Pinte2006€382,993€322,554€113,190-€73,1952025

They were chosen from the 6,768 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity

Companies with the same profile, two years later

Historical observation

In July 2024, 17,041 companies had the same profile as PLAN 6 has now. Two years later, 0.5% had gone bankrupt and 94.4% were still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0.5% went bankrupt
4.9% stopped otherwise
94.4% was still going

Another 0.2% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of PLAN 6 itself: 0.1% within 12 months.

Test of the method

The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 17,041 companies, not a prediction for PLAN 6. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 59 lines

Source: Annual accounts 2025 at the NBB, filed on 24-08-2026.

Balance sheet Code20242025
Assets
Total assets20/58€436,552€428,691▼
Fixed assets21/28€304,596€302,297▼
Tangible fixed assets22/27€304,233€301,934▼
Land and buildings22€302,219€298,562▼
Furniture and vehicles24€2,014€3,372▲
Financial fixed assets28€363€363=
Current assets29/58€131,956€126,395▼
Amounts receivable after more than one year29€4,338€4,547▲
Other amounts receivable291€4,338€4,547▲
Amounts receivable within one year40/41€84,719€87,647▲
Trade receivables40€74,719€75,007▲
Other amounts receivable41€10,000€12,640▲
Cash at bank and in hand54/58€34,495€32,285▼
Deferred charges and accrued income490/1€8,404€1,915▼
Equity and liabilities
Total equity and liabilities10/49€436,552€428,691▼
Equity10/15€173,575€183,317▲
Reserves13€46,907€56,648▲
Tax-exempt reserves132€46,907€45,500▼
Distributable reserves133-€11,149
Profit (loss) carried forward14€126,669€126,669=
Provisions and deferred taxes16€45,636€35,167▼
Provisions for liabilities and charges160/5€30,000€20,000▼
Major repairs and maintenance162€30,000€20,000▼
Deferred taxes168€15,636€15,167▼
Amounts payable17/49€217,341€210,208▼
Amounts payable after more than one year17€56,678€51,116▼
Financial debts170/4€56,678€51,116▼
Amounts payable within one year42/48€159,872€159,073▼
Current portion of amounts payable after more than one year42€7,997€5,562▼
Trade debts44€11,324€25,057▲
Suppliers440/4€11,324€25,057▲
Advances received on contracts in progress46€108,290€108,290=
Taxes, remuneration and social security45€32,261€20,165▼
Taxes450/3€23,618€5,126▼
Remuneration and social security454/9€8,643€15,038▲
Accrued charges and deferred income492/3€791€19▼
Income statement Code20242025
Non-recurring operating income76A€62,542€9,315▼
Remuneration, social security and pensions62€64,309€71,634▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10,950€19,664▲
Provisions for liabilities and charges: additions (uses and reversals)635/8-€7,500-€10,000▼
Other operating charges640/8€4,171€7,738▲
Gross operating margin9900€234,213€107,356▼
Operating profit (loss)9901€162,283€18,320▼
Financial income75/76B-€89
Recurring financial income75-€89
Financial charges65/66B€722€1,407▲
Recurring financial charges65€722€1,407▲
Profit (loss) for the period before taxes9903€161,561€17,002▼
Transfer from deferred taxes780-€469
Transfer to deferred taxes680€15,636-
Income taxes67/77€27,636€7,729▼
Profit (loss) for the period9904€118,290€9,741▼
Transfer from tax-exempt reserves789-€1,407
Transfer to tax-exempt reserves689€46,907-
Profit (loss) for the period to be appropriated9905€71,383€11,149▼
Appropriation of the result
Profit (loss) to be appropriated9906€126,669€137,817▲
Profit (loss) brought forward from the previous period14P€55,286€126,669▲
Transfer to equity691/2-€11,149
To other reserves6921-€11,149

The notes to these accounts have 8 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Line20182019202020212022202320242025Change
Turnover70-€41,422€48,232€75,779-----
Non-recurring operating income76A------€62,542€9,315▼ 85.1%
Goods, raw materials, services and sundry goods60/61---€19,712-----
Remuneration, social security and pensions62---€50,471€52,585€61,071€64,309€71,634▲ 11.4%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17,616€13,176€23,693€30,031€30,127€17,723€10,950€19,664▲ 79.6%
Provisions for liabilities and charges: additions (uses and reversals)635/8-----€37,500-€7,500-€10,000▼ 33.3%
Other operating charges640/8---€4,121€4,738€4,937€4,171€7,738▲ 85.5%
Non-recurring operating charges66A-----€392---
Gross operating margin9900€106,442€83,294€83,771€85,999€88,326€135,496€234,213€107,356▼ 54.2%
Operating profit (loss)9901€29,903€14,947-€331€1,375€876€13,872€162,283€18,320▼ 88.7%
Financial income75/76B----€409--€89-
Recurring financial income75€21€303€756-€409--€89-
Financial charges65/66B---€2,101€687€1,637€722€1,407▲ 94.9%
Recurring financial charges65€11,137€11,968€2,797€2,101€687€1,637€722€1,407▲ 94.9%
Profit (loss) for the period before taxes9903€18,787€3,282-€2,372-€726€598€12,235€161,561€17,002▼ 89.5%
Transfer from deferred taxes780-------€469-
Transfer to deferred taxes680------€15,636--
Income taxes67/77€7,274€2,224€144€1,599€1,567€4,287€27,636€7,729▼ 72.0%
Profit (loss) for the period9904€11,513€1,058-€2,515-€2,325-€969€7,948€118,290€9,741▼ 91.8%
Transfer from tax-exempt reserves789-------€1,407-
Transfer to tax-exempt reserves689------€46,907--
Profit (loss) for the period to be appropriated9905€11,513€1,058-€2,515-€2,325-€969€7,948€71,383€11,149▼ 84.4%
Line20182019202020212022202320242025Change
Assets
Total assets20/58€543,171€302,074€308,529€279,763€227,760€245,065€436,552€428,691▼ 1.8%
Fixed assets21/28€371,529€211,858€201,877€171,845€143,518€127,844€304,596€302,297▼ 0.8%
Tangible fixed assets22/27€371,166€211,495€201,514€171,482€143,155€127,481€304,233€301,934▼ 0.8%
Land and buildings22---€141,974€132,894€123,632€302,219€298,562▼ 1.2%
Plant, machinery and equipment23---€15,437€4,101€3,849---
Furniture and vehicles24---€14,072€6,161-€2,014€3,372▲ 67.4%
Financial fixed assets28€363€363€363€363€363€363€363€363=
Current assets29/58€171,642€90,216€106,652€107,917€84,241€117,220€131,956€126,395▼ 4.2%
Amounts receivable after more than one year29------€4,338€4,547▲ 4.8%
Other amounts receivable291------€4,338€4,547▲ 4.8%
Amounts receivable within one year40/41€108,937€80,436€105,029€95,357€71,397€72,543€84,719€87,647▲ 3.5%
Trade receivables40---€85,357€61,397€62,543€74,719€75,007▲ 0.4%
Other amounts receivable41---€10,000€10,000€10,000€10,000€12,640▲ 26.4%
Cash at bank and in hand54/58€61,728€8,210€316€706€961€40,677€34,495€32,285▼ 6.4%
Deferred charges and accrued income490/1---€11,854€11,884€4,000€8,404€1,915▼ 77.2%
Equity and liabilities
Total equity and liabilities10/49€543,171€302,074€308,529€279,763€227,760€245,065€436,552€428,691▼ 1.8%
Equity10/15€68,539€69,597€67,082€64,757€63,788€55,286€173,575€183,317▲ 5.6%
Contributions10/11€16,450€16,450-€16,450€16,450----
Reserves13€1,860€1,860€1,860€1,860€1,860-€46,907€56,648▲ 20.8%
Non-distributable reserves130/1---€1,860€1,860----
Reserves not available under the articles1311---€1,860€1,860----
Tax-exempt reserves132------€46,907€45,500▼ 3.0%
Distributable reserves133-------€11,149-
Profit (loss) carried forward14€50,229€51,287€48,772€46,447€45,478€55,286€126,669€126,669=
Provisions and deferred taxes16-----€37,500€45,636€35,167▼ 22.9%
Provisions for liabilities and charges160/5-----€37,500€30,000€20,000▼ 33.3%
Major repairs and maintenance162-----€37,500€30,000€20,000▼ 33.3%
Deferred taxes168------€15,636€15,167▼ 3.0%
Amounts payable17/49€474,632€232,477€241,447€215,006€163,972€152,279€217,341€210,208▼ 3.3%
Amounts payable after more than one year17€265,293€58,883€55,925€32,081€13,606-€56,678€51,116▼ 9.8%
Financial debts170/4---€32,081€13,606-€56,678€51,116▼ 9.8%
Amounts payable within one year42/48€207,918€172,094€184,141€181,912€150,366€152,279€159,872€159,073▼ 0.5%
Current portion of amounts payable after more than one year42---€23,844€18,475€13,606€7,997€5,562▼ 30.5%
Trade debts44€19,212€12,088€9,662€15,153€8,688€10,598€11,324€25,057▲ 121%
Suppliers440/4---€15,153€8,688€10,598€11,324€25,057▲ 121%
Advances received on contracts in progress46---€112,960€108,290€108,290€108,290€108,290=
Taxes, remuneration and social security45---€11,385€14,403€18,023€32,261€20,165▼ 37.5%
Taxes450/3---€4,009€5,176€8,758€23,618€5,126▼ 78.3%
Remuneration and social security454/9---€7,375€9,228€9,265€8,643€15,038▲ 74.0%
Other amounts payable47/48---€18,571€509€1,762---
Accrued charges and deferred income492/3---€1,013--€791€19▼ 97.6%
Line20182019202020212022202320242025Change
Profit (loss) for the period9904€11,513€1,058-€2,515-€2,325-€969€7,948€118,290€9,741▼ 91.8%
+ Depreciation and write-downs630€17,616€13,176€23,693€30,031€30,127€17,723€10,950€19,664▲ 79.6%
Operating cash flow (approximation)€29,128€14,234€21,178€27,707€29,158€25,671€129,240€29,406▼ 77.2%
Investment in fixed assets (approximation)-€146,495-€13,712€0-€1,800-€2,049-€187,702-€17,365▲ 90.7%
Change in cash--€53,518-€7,895€391€254€39,716-€6,182-€2,209▲ 64.3%

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

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Latest 10 of 19 filings with the National Bank
Financial year Type Filed Reference Document
31-12-2025 micro format 24-08-2026 2026-00424043 NBB
31-12-2024 micro format 19-08-2025 2025-00386627 PDF
31-12-2023 micro format 14-08-2024 2024-00356601 PDF
31-12-2022 micro format 14-08-2023 2023-00326878 PDF
31-12-2021 micro format 29-08-2022 2022-20421194 PDF
31-12-2020 micro format 30-08-2021 2021-61600191 PDF
31-12-2019 micro format 01-09-2020 2020-49800409 PDF
31-12-2018 micro format 30-08-2019 2019-55600123 PDF
31-12-2017 micro format 31-08-2018 2018-61200500 PDF
31-12-2016 full format 31-08-2017 2017-59600209 PDF

Show all 19 filings

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