PLAN 4
ActiveSummary
PLAN 4 has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €33k and a net result of €13k. Equity is shrinking by ~7.7% per year across the filed fiscal years. Its solvency ranks better than 76% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+31
Solvency100▲+1
Growth32=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 4.01 against 2.77 in 2024; short-term debt: 20.2% and cash: 67.5% of total assets), and 20.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.8%
Return on assets
30.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €33k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-07-2026, 10 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
10 d early
2024
30 d early
2023
on the day
2022
27 d early
2021
38 d early
2020
32 d early
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€33k▲ 62.4%
2024 · €20k
2018: €42k
2019: €30k▼ -28.2% vs 2018
2020: €47k▲ +56.1% vs 2019highest in 8 years
2021: €43k▼ -9.1% vs 2020
2022: €30k▼ -28.5% vs 2021
2023: €20k▼ -34.4% vs 2022lowest in 8 years
2024: €20k▲ +0.7% vs 2023
2025: €33k▲ +62.4% vs 2024
2018 → 2025
Total assets
€41k▲ 49.9%
2024 · €27k
2018: €54khighest in 8 years
2019: €49k▼ -10.2% vs 2018
2020: €54k▲ +10.9% vs 2019
2021: €45k▼ -15.8% vs 2020
2022: €32k▼ -29.9% vs 2021
2023: €26k▼ -19.8% vs 2022lowest in 8 years
2024: €27k▲ +6.6% vs 2023
2025: €41k▲ +49.9% vs 2024
2018 → 2025
Net result
€13k▲ 9,128%
2024 · €136
2018: €15k
2019: €-12k▼ -178% vs 2018
2020: €17k▲ +243% vs 2019highest in 8 years
2021: €-4k▼ -125% vs 2020
2022: €-12k▼ -184% vs 2021lowest in 8 years
2023: €-10k▲ +13.7% vs 2022
2024: €136▲ +101% vs 2023
2025: €13k▲ +9128% vs 2024
2018 → 2025
Working capital
€25k▲ 95.6%
2024 · €13k
2018: €37khighest in 8 years
2019: €25k▼ -31.9% vs 2018
2020: €27k▲ +9.1% vs 2019
2021: €26k▼ -5.2% vs 2020
2022: €4k▼ -85.9% vs 2021lowest in 8 years
2023: €10k▲ +165% vs 2022
2024: €13k▲ +31.1% vs 2023
2025: €25k▲ +95.6% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€43k-€30k▼ 28.5%€20k▼ 34.4%€20k▲ 0.7%€33k▲ 62.4%
2021: €43khighest in 5 years
2022: €30k▼ -28.5% vs 2021
2023: €20k▼ -34.4% vs 2022lowest in 5 years
2024: €20k▲ +0.7% vs 2023
2025: €33k▲ +62.4% vs 2024
Operating result€-4k-€-12k▼ 209%€-10k▲ 12.9%€257€13k▲ 4,836%
2021: €-4k
2022: €-12k▼ -209% vs 2021lowest in 5 years
2023: €-10k▲ +12.9% vs 2022
2024: €257▲ +103% vs 2023
2025: €13k▲ +4836% vs 2024highest in 5 years
Net result€-4k-€-12k▼ 184%€-10k▲ 13.7%€136€13k▲ 9,128%
2021: €-4k
2022: €-12k▼ -184% vs 2021lowest in 5 years
2023: €-10k▲ +13.7% vs 2022
2024: €136▲ +101% vs 2023
2025: €13k▲ +9128% vs 2024highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 4,836% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €41k
Fixed assets
€8k ▲ 4.9%
Current assets
€33k ▲ 66.5%
Equity and liabilities €41k
Equity
€33k ▲ 62.4%
Debt
€8k ▲ 15.0%
Debt's share of the balance-sheet total falls from 26.4% to 20.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€15k▲
2024 · €3k
Cash flow
€15k▲
2024 · €3k
Current ratio
4.01▲
2024 · 2.77
Debt to equity
0.25▼
2024 · 0.36
ROE
38.4%▲
2024 · 0.7%
ROA
30.7%▲
2024 · 0.5%
Interest coverage
87.70▲
2024 · 25.99
Debt ≤ 1 year
€8k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€27k€41k▲
Fixed assets21/28€7k€8k▲
Tangible fixed assets22/27€7k€8k▲
Plant, machinery and equipment23€144€0▼
Furniture and vehicles24€261€3k▲
Other tangible fixed assets26€7k€5k▼
Current assets29/58€20k€33k▲
Amounts receivable within one year40/41€11k€5k▼
Trade receivables40€11k€5k▼
Cash at bank and in hand54/58€9k€28k▲
Deferred charges and accrued income490/1€220€539▲
Equity and liabilities
Total equity and liabilities10/49€27k€41k▲
Equity10/15€20k€33k▲
Contributions10/11€15k€15k=
Reserves13€17k€17k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€1k€1k=
Distributable reserves133€14k€14k=
Profit (loss) carried forward14€-12k€750▲
Amounts payable17/49€7k€8k▲
Amounts payable within one year42/48€7k€8k▲
Financial debts43€250€5▼
Credit institutions430/8€250€5▼
Trade debts44€686€248▼
Suppliers440/4€686€248▼
Taxes, remuneration and social security45€3k€7k▲
Taxes450/3€3k€7k▲
Other amounts payable47/48€3k€547▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k▼
Other operating charges640/8€387€400▲
Gross operating margin9900€4k€15k▲
Operating profit (loss)9901€257€13k▲
Financial income75/76B€0€34▲
Recurring financial income75€0€34▲
Financial charges65/66B€121€170▲
Recurring financial charges65€121€170▲
Profit (loss) for the period before taxes9903€136€13k▲
Profit (loss) for the period9904€136€13k▲
Profit (loss) for the period to be appropriated9905€136€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-12k€750▲
Profit (loss) brought forward from the previous period14P€-12k€-12k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €4k | €3k | €0 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3k | €8k | €6k | €3k | €2k | ▼ 24.3% |
| Other operating charges640/8 | €402 | €405 | €448 | €387 | €400 | ▲ 3.2% |
| Non-recurring operating charges66A | €469 | €0 | - | - | - | - |
| Gross operating margin9900 | €403 | €-4k | €-3k | €4k | €15k | ▲ 332% |
| Operating profit (loss)9901 | €-4k | €-12k | €-10k | €257 | €13k | ▲ 4,836% |
| Financial income75/76B | - | - | - | €0 | €34 | ▲ 20,969% |
| Recurring financial income75 | - | - | - | €0 | €34 | ▲ 20,969% |
| Financial charges65/66B | €343 | €480 | €316 | €121 | €170 | ▲ 40.0% |
| Recurring financial charges65 | €343 | €480 | €316 | €121 | €170 | ▲ 40.0% |
| Profit (loss) for the period before taxes9903 | €-4k | €-12k | €-10k | €136 | €13k | ▲ 9,128% |
| Income taxes67/77 | €167 | €0 | - | - | - | - |
| Profit (loss) for the period9904 | €-4k | €-12k | €-10k | €136 | €13k | ▲ 9,128% |
| Profit (loss) for the period to be appropriated9905 | €-4k | €-12k | €-10k | €136 | €13k | ▲ 9,128% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €45k | €32k | €26k | €27k | €41k | ▲ 49.9% |
| Fixed assets21/28 | €17k | €27k | €10k | €7k | €8k | ▲ 4.9% |
| Tangible fixed assets22/27 | €17k | €27k | €10k | €7k | €8k | ▲ 4.9% |
| Plant, machinery and equipment23 | €619 | €461 | €302 | €144 | €0 | ▼ 100% |
| Furniture and vehicles24 | €2k | €15k | €584 | €261 | €3k | ▲ 862% |
| Other tangible fixed assets26 | €14k | €12k | €9k | €7k | €5k | ▼ 25.2% |
| Current assets29/58 | €29k | €5k | €15k | €20k | €33k | ▲ 66.5% |
| Amounts receivable within one year40/41 | €5k | €4k | €5k | €11k | €5k | ▼ 52.4% |
| Trade receivables40 | €5k | €4k | €5k | €11k | €5k | ▼ 52.4% |
| Other amounts receivable41 | €12 | €518 | - | - | - | - |
| Current investments50/53 | €6 | €0 | - | - | - | - |
| Cash at bank and in hand54/58 | €24k | €925 | €10k | €9k | €28k | ▲ 202% |
| Deferred charges and accrued income490/1 | €104 | €87 | €85 | €220 | €539 | ▲ 145% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €45k | €32k | €26k | €27k | €41k | ▲ 49.9% |
| Equity10/15 | €43k | €30k | €20k | €20k | €33k | ▲ 62.4% |
| Contributions10/11 | €15k | €15k | €15k | €15k | €15k | = |
| Reserves13 | €28k | €17k | €17k | €17k | €17k | = |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | €2k | = |
| Tax-exempt reserves132 | €1k | €1k | €1k | €1k | €1k | = |
| Distributable reserves133 | €25k | €14k | €14k | €14k | €14k | = |
| Profit (loss) carried forward14 | - | €-1k | €-12k | €-12k | €750 | ▲ 106% |
| Amounts payable17/49 | €3k | €1k | €6k | €7k | €8k | ▲ 15.0% |
| Amounts payable within one year42/48 | €3k | €1k | €6k | €7k | €8k | ▲ 15.0% |
| Financial debts43 | €240 | €0 | €200 | €250 | €5 | ▼ 97.9% |
| Credit institutions430/8 | €240 | €0 | €200 | €250 | €5 | ▼ 97.9% |
| Trade debts44 | €137 | €1k | €3k | €686 | €248 | ▼ 63.8% |
| Suppliers440/4 | €137 | €1k | €3k | €686 | €248 | ▼ 63.8% |
| Taxes, remuneration and social security45 | €1k | €0 | €2k | €3k | €7k | ▲ 168% |
| Taxes450/3 | €1k | €0 | €2k | €3k | €7k | ▲ 168% |
| Other amounts payable47/48 | €1k | €0 | €672 | €3k | €547 | ▼ 84.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-4k | €-12k | €-10k | €136 | €13k | ▲ 9,128% |
| + Depreciation and write-downs630 | €3k | €8k | €6k | €3k | €2k | ▼ 24.3% |
| Operating cash flow (approximation) | €-978 | €-5k | €-4k | €3k | €15k | ▲ 387% |
| Investment in fixed assets (approximation) | - | €-18k | €10k | €0 | €-3k | - |
| Change in cash | - | €-23k | €9k | €-939 | €19k | ▲ 2,070% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €136
Net result €136 after 3 loss-making years.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-12k
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity doublescurrent ratio 9.86
Current ratio from 4.81 to 9.86; short-term debt falls from €7k to €3k.
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 4.81
Current ratio from 2.34 to 4.81; short-term debt falls from €19k to €7k.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
08-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
22-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Boortmeerbeek · 1 establishment unit since 2012
Ground area
512 m²
Building footprint
128 m²
Volume, LiDAR
537 m³
Parcel 24014E0143/00D000, Flanders · tallest building 7.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Marsweg 16, 3190 Boortmeerbeek
since 20122.209.538.947
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24014E0143/00D000 | Flanders | 512 m² | 1 · 128 m² | 7.0 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 35,090 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-03-2012
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
47400Retail sale of information and communication equipment
62200Computer consultancy and computer facilities management
Scores and ratios are computed by Checked and are not a credit decision.