PLAN 2013
ActiveSummary
The computed 12-month bankruptcy probability of PLAN 2013 is 1.9% (moderate). For PLAN 2013, at least two filing cycles of the annual accounts are missing. The 2022 annual accounts show equity of €249,922 and a net result of €1,750. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 56% of 30855 sector peers (fiscal year 2022). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Figures too old
The available figures for FY 2022 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2022 · tick = 2021
Profitability73▲+4
Solvency74▲+2
Growth60▲+7
Track record100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2022Solvency, return and age of the figures
Solvency
48.8%
Return on assets
0.3%
Age of the figures
45 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 9 filingsPosition against the passed deadline
31-12-2023 close31-07-2024 deadline27-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 07-11-2024, 465 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
465 d late
2021
417 d late
2020
403 d late
2019
768 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 513 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2022, micro schema
Turnover
€30,500▲ 32.6%
2021 · €23,000
EBIT margin
22.2%▼ 1.2pp
2021 · 23.4%
Net result
€1,750
2021 · -€53
Working capital
€10,209
2021 · -€9,455
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20182019202020212022
Turnover€21,000-€28,100▲ 33.8%€20,000▼ 28.8%€23,000▲ 15.0%€30,500▲ 32.6%
Operating result-€2,739-€5,614-€45€5,379€6,781▲ 26.1%
Net result-€4,040-€120-€3,297-€53▲ 98.4%€1,750
EBIT margin-13.0%-20.0%▲ 33.0pp-0.2%▼ 20.2pp23.4%▲ 23.6pp22.2%▼ 1.2pp
Equity€251,401-€251,521=€248,224▼ 1.3%€248,172=€249,922▲ 0.7%
Total assets€471,988-€623,014▲ 32.0%€562,999▼ 9.6%€525,117▼ 6.7%€511,792▼ 2.5%
Debt€220,587-€371,493▲ 68.4%€314,775▼ 15.3%€276,945▼ 12.0%€261,871▼ 5.4%
Working capital€40,477-€65,504▲ 61.8%-€8,527-€9,455▼ 10.9%€10,209
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2020 the operating result has climbed two years in a row; 2022 is 26% above 2021 and is the highest result in the available series.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Assets €511,792
Fixed assets
€484,202 ▼ 3.6%
Current assets
€27,590 ▲ 20.0%
Equity and liabilities €511,792
Equity
€249,922 ▲ 0.7%
Debt
€261,871 ▼ 5.4%
Debt's share of the balance-sheet total falls from 52.7% to 51.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€24,695▲
2021 · €23,000
Cash flow
€19,664▲
2021 · €17,568
Current ratio
1.59▲
2021 · 0.71
Debt to equity
1.05▼
2021 · 1.12
ROE
0.7%▲
2021 · 0.0%
ROA
0.3%▲
2021 · 0.0%
Interest coverage
4.91▲
2021 · 4.23
Debt ≤ 1 year
€17,381▼
2021 · €32,455
Debt > 1 year
€244,490=
2021 · €244,490
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €21,000 | €28,100 | €20,000 | €23,000 | €30,500 | ▲ 32.6% |
| Goods, raw materials, services and sundry goods60/61 | €7,778 | €2,579 | €89 | - | €2,233 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €14,153 | €18,279 | €18,279 | €17,621 | €17,914 | ▲ 1.7% |
| Other operating charges640/8 | €1,808 | €1,628 | €1,676 | - | €3,572 | - |
| Gross operating margin9900 | €13,222 | €25,521 | €19,911 | €23,000 | €28,267 | ▲ 22.9% |
| Operating profit (loss)9901 | -€2,739 | €5,614 | -€45 | €5,379 | €6,781 | ▲ 26.1% |
| Financial income75/76B | - | €4,132 | - | - | - | - |
| Recurring financial income75 | - | €4,132 | - | - | - | - |
| Financial charges65/66B | €1,241 | €7,690 | €3,252 | €5,432 | €5,031 | ▼ 7.4% |
| Recurring financial charges65 | €1,241 | €7,690 | €3,252 | €5,432 | €5,031 | ▼ 7.4% |
| Profit (loss) for the period before taxes9903 | -€3,980 | €2,056 | -€3,297 | -€53 | €1,750 | ▲ 3,427% |
| Income taxes67/77 | €60 | €1,936 | - | - | - | - |
| Profit (loss) for the period9904 | -€4,040 | €120 | -€3,297 | -€53 | €1,750 | ▲ 3,427% |
| Profit (loss) for the period to be appropriated9905 | -€4,040 | €120 | -€3,297 | -€53 | €1,750 | ▲ 3,427% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €471,988 | €623,014 | €562,999 | €525,117 | €511,792 | ▼ 2.5% |
| Formation expenses20 | €730 | €365 | - | - | - | - |
| Fixed assets21/28 | €419,394 | €537,652 | €519,738 | €502,117 | €484,202 | ▼ 3.6% |
| Tangible fixed assets22/27 | €419,394 | €537,652 | €519,738 | €502,117 | €484,202 | ▼ 3.6% |
| Land and buildings22 | €419,394 | €537,652 | €519,738 | €502,117 | €484,202 | ▼ 3.6% |
| Current assets29/58 | €51,864 | €84,997 | €43,261 | €23,000 | €27,590 | ▲ 20.0% |
| Amounts receivable within one year40/41 | €46,376 | €84,847 | €43,261 | €23,000 | €27,590 | ▲ 20.0% |
| Trade receivables40 | €44,780 | €76,261 | €43,261 | €23,000 | €27,590 | ▲ 20.0% |
| Other amounts receivable41 | €1,596 | €8,586 | - | - | - | - |
| Cash at bank and in hand54/58 | €5,488 | €150 | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €471,988 | €623,014 | €562,999 | €525,117 | €511,792 | ▼ 2.5% |
| Equity10/15 | €251,401 | €251,521 | €248,224 | €248,172 | €249,922 | ▲ 0.7% |
| Contributions10/11 | €50,000 | €50,000 | €50,000 | €50,000 | €50,000 | = |
| Capital10 | €50,000 | €50,000 | - | - | - | - |
| Issued capital100 | €50,000 | €50,000 | - | - | - | - |
| Revaluation surpluses12 | €243,894 | €243,894 | €243,894 | €243,894 | €243,894 | = |
| Profit (loss) carried forward14 | -€42,493 | -€42,373 | -€45,670 | -€45,723 | -€43,972 | ▲ 3.8% |
| Amounts payable17/49 | €220,587 | €371,493 | €314,775 | €276,945 | €261,871 | ▼ 5.4% |
| Amounts payable after more than one year17 | €209,200 | €352,000 | €262,986 | €244,490 | €244,490 | = |
| Financial debts170/4 | €209,200 | €352,000 | €262,986 | €244,490 | €244,490 | = |
| Amounts payable within one year42/48 | €11,387 | €19,493 | €51,788 | €32,455 | €17,381 | ▼ 46.4% |
| Current portion of amounts payable after more than one year42 | - | - | €21,693 | €19,926 | €1,910 | ▼ 90.4% |
| Trade debts44 | €11,213 | €19,387 | €21,172 | €5,411 | €11,082 | ▲ 105% |
| Suppliers440/4 | €11,213 | €19,387 | €21,172 | €5,411 | €11,082 | ▲ 105% |
| Taxes, remuneration and social security45 | €174 | €106 | €87 | €87 | €87 | = |
| Taxes450/3 | €174 | €106 | €87 | €87 | €87 | = |
| Other amounts payable47/48 | - | - | €8,837 | €7,032 | €4,303 | ▼ 38.8% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€4,040 | €120 | -€3,297 | -€53 | €1,750 | ▲ 3,427% |
| + Depreciation and write-downs630 | €14,153 | €18,279 | €18,279 | €17,621 | €17,914 | ▲ 1.7% |
| Operating cash flow (approximation) | €10,113 | €18,399 | €14,982 | €17,568 | €19,664 | ▲ 11.9% |
| Investment in fixed assets (approximation) | - | -€136,537 | -€365 | €0 | €0 | - |
| Change in cash | - | -€5,338 | - | - | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2024
07-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 465 days late
2023
21-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 417 days late
2022
31-12
Financial
Back to profitnet €1,750
Net result €1,750 after 2 loss-making years.
31-12
Financial
Liquidity doublescurrent ratio 1.59
Current ratio from 0.71 to 1.59; short-term debt falls from €32,455 to €17,381.
07-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 403 days late
07-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 768 days late
07-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 1134 days late
2019
31-12
Financial
Back to profitnet €120
Net result €120 after one loss-making year.
27-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 300 days late
2018
04-01
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 157 days late
2016
27-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 58 days late
2015
23-12
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 145 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Florennes
Ground area
1,359 m²
Building footprint
178 m²
Volume, LiDAR
1,227 m³
Parcel 93021D0796/00P000, Wallonia · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 93021D0796/00P000 | Wallonia | 1,359 m² | 1 · 178 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 15,521 companies in sector 43990 we hold annual accounts for 7,420. 5,614 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded17-05-2013
Fiscal year end31-12
Activities, NACEBEL 2025
43990Other specialised construction activities
43230Insulation installation
43310Plastering work
43331Floor and wall tiling
43350Other building finishing work
43910Bricklaying and masonry work
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
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Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.