PLAFONTO
ActiveSummary
PLAFONTO has been active since 2008 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 1 administrative register entry. The 2025 annual accounts show equity of €15,094 and a net result of -€6,422. Equity has been growing by about 18% per year since 2019. Its solvency ranks better than 27% of 34,902 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 03-10-2008 Normal situation
- Activity
- Plastering work NACE 43310and 4 others
- Establishment unit
- 2.174.568.962 2230 Herselt, since 09-10-2008
- Financial year end
- 30 September
- Peppol
- Reachable since 05-10-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.7%
- Gross margin
- €378
- ▼ 98.5%
- Turnover
- ≈ €3,800
- estimated
- Loss
- €6,422
- Equity
- €15,094
- ▼ 29.8%
- Total assets
- €58,368
- ▼ 12.1%
Score breakdownraises riskLoss of €6,422 (financial year 2025)Ex-officio strike-off in the KBOSector: Specialised construction activities (NACE 43)lowers riskLiquidity: current ratio 0.96, cash €24,376Show the evidence
Checked score
About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 27% of them on solvency, 58% on liquidity, 10% on profitability and 14% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 3 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (1)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 30-03-2026 PDF all 17 filings
2021 to 2025, 5 financial years 2019 to 2025, 7 financial years
The operating result for 2025 is a loss of €6,305, after a profit of €10,379 in 2024. It is the lowest result since 2021.
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
The EBIT margin is the share of each euro of turnover left from operations. The return on assets is what the assets earn.
The higher the solvency, the better the company absorbs a setback.
A ratio above 1 means the short-term assets cover the short-term debts.
Use the arrow keys on the chart for the figures per year.
The sector band is the middle half of the companies in Specialised construction activities (NACE 43). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).
Investments
| Item | 30-09-2021 | 30-09-2022 | 30-09-2023 | 30-09-2024 | 30-09-2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | - | - | €30,000 | €0 | €1,074 |
| Depreciation and write-downs of the year | - | - | €1,940 | €6,000 | €6,176 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Subsidies and aid
Flemish government
2022 · 1 entry · €210 awarded · €210 paidComparable companies
These companies have the same main activity as PLAFONTO: plastering work (NACE 43310). They are comparable in size and age: total assets between €46,300 and €71,100, founded between 2007 and 2010.
| Company | Founded | Total assets | Equity | Gross margin | Net result | Financial year |
|---|---|---|---|---|---|---|
| PLAFONTO Herselt | 2008 | €58,368 | €15,094 | €378 | -€6,422 | 2025 |
| PANTELIS A. STUKADOORSWERKEN Genk | 2008 | €56,777 | €26,559 | -€866 | -€5,132 | 2025 |
| CASA FILI Charleroi | 2009 | €66,576 | €35,867 | -€6,577 | -€15,906 | 2025 |
| Pleisterwerken Steven Van Lancker Gent | 2009 | €69,119 | €6,555 | €584 | -€15,684 | 2025 |
| GREVENDONCK Lommel | 2007 | €71,135 | €32,461 | -€3,879 | -€19,415 | 2025 |
| STUK@ Heist-op-den-Berg | 2009 | €46,902 | €43,209 | -€3,840 | -€10,224 | 2025 |
| Molse Plafonneringswerken Mol | 2010 | €46,287 | €4,326 | €1,320 | -€20,217 | 2025 |
They were chosen from the 1,677 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity
Companies with the same profile, two years later
Historical observationIn July 2024, 1,294 companies had the same profile as PLAFONTO has now. Two years later, 4.1% had gone bankrupt and 89.6% were still going.
- Micro
- 10 to 20 years old
- solvency 10 to 30%
- a loss of 10% of the balance sheet or more
Another 0.4% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of PLAFONTO itself is lower: 0.7% within 12 months. It rests on far more data about PLAFONTO than the profile alone.
Test of the method
The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,294 companies, not a prediction for PLAFONTO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Turnover70 | - | - | €27,307 | - | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | €25,720 | - | - | - | - | - |
| Remuneration, social security and pensions62 | - | - | - | - | - | €8,443 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €975 | €207 | - | - | €1,940 | €6,000 | €6,176 | ▲ 2.9% |
| Other operating charges640/8 | - | - | €379 | €162 | €792 | €1,036 | €507 | ▼ 51.0% |
| Gross operating margin9900 | -€673 | -€9,617 | €1,890 | -€1,272 | €10,637 | €25,859 | €378 | ▼ 98.5% |
| Operating profit (loss)9901 | -€3,105 | -€11,266 | €1,511 | -€1,434 | €7,905 | €10,379 | -€6,305 | - |
| Financial charges65/66B | - | - | - | - | - | €7 | €116 | ▲ 17× |
| Recurring financial charges65 | - | €18 | - | - | - | €7 | €116 | ▲ 17× |
| Profit (loss) for the period before taxes9903 | -€3,105 | -€11,284 | €1,511 | -€1,434 | €7,905 | €10,372 | -€6,422 | - |
| Income taxes67/77 | - | - | - | - | €0 | - | - | - |
| Profit (loss) for the period9904 | -€3,105 | -€11,284 | €1,511 | -€1,434 | €7,905 | €10,372 | -€6,422 | - |
| Profit (loss) for the period to be appropriated9905 | -€3,105 | -€11,284 | €1,511 | -€1,434 | €7,905 | €10,372 | -€6,422 | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €19,058 | €3,775 | €11,511 | €4,722 | €61,497 | €66,378 | €58,368 | ▼ 12.1% |
| Fixed assets21/28 | - | - | €0 | €0 | €28,060 | €22,060 | €16,957 | ▼ 23.1% |
| Tangible fixed assets22/27 | - | - | €0 | €0 | €28,060 | €22,060 | €16,957 | ▼ 23.1% |
| Plant, machinery and equipment23 | - | - | €0 | €0 | €0 | €0 | €897 | - |
| Furniture and vehicles24 | - | - | €0 | €0 | €28,060 | €22,060 | €16,060 | ▼ 27.2% |
| Current assets29/58 | €19,058 | €3,775 | €11,511 | €4,722 | €33,437 | €44,318 | €41,410 | ▼ 6.6% |
| Stocks and contracts in progress3 | €5,500 | - | - | - | - | €7,500 | €13,700 | ▲ 82.7% |
| Stocks30/36 | - | - | - | - | - | €7,500 | €13,700 | ▲ 82.7% |
| Amounts receivable within one year40/41 | €6,568 | €748 | €4,347 | €3,565 | €4,188 | €18,174 | €3,335 | ▼ 81.7% |
| Trade receivables40 | - | - | €3,366 | €3,000 | €2,476 | €18,174 | €2,051 | ▼ 88.7% |
| Other amounts receivable41 | - | - | €981 | €565 | €1,712 | €0 | €1,284 | - |
| Cash at bank and in hand54/58 | €6,990 | €3,027 | €7,164 | €1,157 | €29,249 | €18,644 | €24,376 | ▲ 30.7% |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €19,058 | €3,775 | €11,511 | €4,722 | €61,497 | €66,378 | €58,368 | ▼ 12.1% |
| Equity10/15 | €14,445 | €3,161 | €4,673 | €3,238 | €11,143 | €21,515 | €15,094 | ▼ 29.8% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | €0 | - | - |
| Non-distributable reserves130/1 | - | - | €1,860 | €1,860 | €0 | - | - | - |
| Reserves not available under the articles1311 | - | - | €1,860 | €1,860 | €0 | - | - | - |
| Distributable reserves133 | - | - | - | - | €1,860 | €0 | - | - |
| Profit (loss) carried forward14 | -€6,015 | -€17,299 | -€15,788 | -€17,222 | -€9,317 | €2,915 | -€3,506 | - |
| Amounts payable17/49 | €4,613 | €614 | €6,838 | €1,484 | €50,354 | €44,863 | €43,274 | ▼ 3.5% |
| Amounts payable within one year42/48 | €4,613 | €614 | €6,838 | €1,137 | €50,354 | €44,863 | €43,274 | ▼ 3.5% |
| Trade debts44 | €4,613 | €614 | €6,838 | €901 | €602 | €712 | €7,388 | ▲ 937% |
| Suppliers440/4 | - | - | €6,838 | €901 | €602 | €712 | €7,388 | ▲ 937% |
| Advances received on contracts in progress46 | - | - | - | - | - | - | €3,250 | - |
| Taxes, remuneration and social security45 | - | - | €0 | €0 | €0 | €2,016 | €0 | ▼ 100% |
| Taxes450/3 | - | - | €0 | €0 | €0 | €2,016 | €0 | ▼ 100% |
| Remuneration and social security454/9 | - | - | - | - | - | €0 | - | - |
| Other amounts payable47/48 | - | - | - | €236 | €49,751 | €42,134 | €32,636 | ▼ 22.5% |
| Accrued charges and deferred income492/3 | - | - | - | €348 | €0 | - | - | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€3,105 | -€11,284 | €1,511 | -€1,434 | €7,905 | €10,372 | -€6,422 | - |
| + Depreciation and write-downs630 | €975 | €207 | - | - | €1,940 | €6,000 | €6,176 | ▲ 2.9% |
| Operating cash flow (approximation) | -€2,130 | -€11,077 | €1,511 | -€1,434 | €9,845 | €16,372 | -€245 | - |
| Investment in fixed assets (approximation) | - | - | - | €0 | -€30,000 | €0 | -€1,074 | - |
| Change in cash | - | -€3,963 | €4,137 | -€6,007 | €28,092 | -€10,605 | €5,732 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Latest 10 of 17 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-09-2025 | micro format | 30-03-2026 | 2026-00070976 | |
| 30-09-2024 | micro format | 31-03-2025 | 2025-00064056 | |
| 30-09-2023 | micro format | 27-03-2024 | 2024-00051659 | |
| 30-09-2022 | micro format | 30-05-2023 | 2023-00105258 | |
| 30-09-2021 | micro format | 24-05-2022 | 2022-20035625 | |
| 30-09-2020 | abbreviated format | 31-05-2021 | 2021-16100119 | |
| 30-09-2019 | abbreviated format | 29-05-2020 | 2020-13600373 | |
| 30-09-2018 | abbreviated format | 28-05-2019 | 2019-14700315 | |
| 30-09-2017 | abbreviated format | 31-05-2018 | 2018-14800557 | |
| 30-09-2016 | abbreviated format | 31-05-2017 | 2017-13900106 |
Board & ownership
Directors
Owners and capital
Capital transactions
- 05-07-2023 Converted to unavailable equity
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| GOEDONS Kenzo Louis |
|
| GOEDONS Tom August |
|
Network & group
PLAFONTO shares no director with another company.
Companies at the same address
1 other companyConnections & network
1 current directorThe network starts from the directors of PLAFONTO. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
05-07
Gazette deed
Purpose · Legal-form change · Resignations & appointmentsResignation: GOEDONS Tom August (director) · Reappointment: GOEDONS Tom August (director) · Appointment: GOEDONS Kenzo Louis (director)16 points ▸
- General meeting, 29-06-2023
- Incorporation, 03-10-2008
- Other provision, “aanpassing statuten aan WVV en behoud rechtsvorm BV, behouden” (deed in Dutch)
- Capital conversion, “statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
- Reserve release, “vormen en meerderheden van statutenwijziging, beperken” (deed in Dutch)
- Other provision, “inlichting liquiditeitsbepalingen en ontslag verantwoordelijkheid notaris, Comparanten” (deed in Dutch)
- Approval, “verslag bestuurders inzake wijziging voorwerp, eenparigheid van stemmen” (deed in Dutch)
- Purpose change
- Amendment of the articles
- Capital
- Director resignation, GOEDONS Tom August (director)
- Director discharge, GOEDONS Tom August
- The act holds 4 more points.
Show earlier events
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0806.974.573
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 13013C0380/00H000 | Flanders | 4,024 m² | 1 · 234 m² | 9.6 m · 2 |