Financials
- Fiscal year
- 2025
- Total assets
- €1.3m
- Profit
- €1,530
- Solvency
- 0.9%
Total assets▲ 25.3%
Net result
20182025
Plafolux
ActiveSummary
The computed 12-month bankruptcy probability of Plafolux is 1.9% (moderate). The 2025 annual accounts show equity of €11,801 and a net result of €1,530. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 8% of 8593 sector peers (fiscal year 2025). The company has been active since 1981 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
What they do
Joinery installation
NACE 43320NACE 45421
#7 oldest company in Jabbeke, Construction sector1 site
How big
€1.3mtotal assets 2025
- Staff
- 9 FTE
- Equity
- €11,801
- Profit
- €1,530
Turnover not published (abridged schema)
Who decides
Accounts 14 d early0 of 3 deeds read
Why 52- Equity €11,801 (0.9% of total assets)- Sector Specialised construction activities (NACE 43)- Size: 9 FTE, total assets €1.3m- Liquidity: current ratio 0.89, cash €46,016Show the evidence
Checked score
Score 2025
52
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 24% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
26=
equity 0.9% of total assets
Liquidity
5+4
short-term debt 96.7% · cash 3.6%
Profitability
45+6
return on assets 0.1%
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 3 months
08-2026: 1.9%highest value
09-2026: 1.9%● 0.0% vs 08-2026highest value
10-2026: 1.9%● 0.0% vs 09-2026highest value
- Equity €11,801 (0.9% of total assets) raises the probability
- Sector Specialised construction activities (NACE 43) raises the probability
- Size: 9 FTE, total assets €1.3m raises the probability for this profile
- Liquidity: current ratio 0.89, cash €46,016 raises the probability
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.89 against 0.86 in 2024; short-term debt: 96.7% and cash: 3.6% of total assets), and 99.1% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 9%, liquidity 4%, profitability 22%, growth against the median 62%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 8593 sector peers (2025).
NBB · sector comparisonPosition among 8593 sector peers
Solvency
better than 8%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
17 d early
2023
12 d early
2022
11 d early
2021
11 d early
2020
9 d early
2019
31 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 15 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 20 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Back to profitnet €1,530
- Annual accounts filedfiscal year 2024 · abbreviated…
Key points
By topic
Timeline
- Events
- 13
- Since
- 2017
- Next accounts
- by 31-07-2027
- 17-07-2026Annual accounts filed
- 31-12-2025Back to profit
- 14-07-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Joinery installationNACE 43320
- Founded
- 01-01-1981
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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