PLACOGYP
ActivePLACOGYP has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €59k and a net result of €9k. Equity is growing by ~17% per year across the filed fiscal years. Its solvency ranks better than 34% of 27319 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
86
/ 100
Excellent▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▼-27
Solvency73▲+28
Growth52▲+20
Stability100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 1.77 against 1.17 in 2024), but 67.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.5%
Return on assets
4.8%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
on the day
2023
19 d late
2022
25 d late
2021
21 d late
2020
29 d late
2019
46 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€59k▲ 17.2%
2024 · €50k
2018: €51k
2019: €23k
2020: €18k
2021: €28k
2022: €25k
2023: €38k
2024: €50k
2018 → 2025
Total assets
€181k▼ 3.0%
2024 · €187k
2018: €171k
2019: €167k
2020: €127k
2021: €138k
2022: €162k
2023: €193k
2024: €187k
2018 → 2025
Net result
€9k▼ 30.4%
2024 · €12k
2018: €36k
2019: €21k
2020: €-4k
2021: €9k
2022: €4k
2023: €13k
2024: €12k
2018 → 2025
Working capital
€68k▲ 213%
2024 · €22k
2018: €22k
2019: €-2k
2020: €3k
2021: €14k
2022: €3k
2023: €9k
2024: €22k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€28k-€25k▼ 10.6%€38k▲ 52.9%€50k▲ 32.7%€59k▲ 17.2%
Operating result€10k-€9k▼ 15.3%€30k▲ 255%€19k▼ 35.8%€23k▲ 20.6%
Net result€9k-€4k▼ 62.6%€13k▲ 270%€12k▼ 5.4%€9k▼ 30.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 21% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €181k
Fixed assets
€24k▼ 28.4%
Current assets
€157k▲ 2.6%
Equity and liabilities €181k
Equity
€59k▲ 17.2%
Provisions
€32k
Debt
€91k▼ 33.5%
The debt ratio falls from 73.1% to 50.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€34k▲
2024 · €32k
Cash flow
€19k▼
2024 · €24k
Solvency
32.5%▲
2024 · 26.9%
Current ratio
1.77▲
2024 · 1.17
Quick ratio
1.77▲
2024 · 1.17
Debt / equity
1.54▼
2024 · 2.72
ROE
14.6%▼
2024 · 24.7%
ROA
4.8%▼
2024 · 6.6%
Interest coverage
3.39▼
2024 · 11.69
Debt
€91k▼
2024 · €136k
Debt ≤ 1 year
€89k▼
2024 · €131k
Income taxes
€8k▼
2024 · €9k
Staff costs
€15k▼
2024 · €37k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€187k€181k▼
Fixed assets21/28€34k€24k▼
Tangible fixed assets22/27€29k€19k▼
Plant, machinery and equipment23€748€457▼
Furniture and vehicles24€28k€19k▼
Financial fixed assets28€5k€5k=
Current assets29/58€153k€157k▲
Amounts receivable within one year40/41€127k€128k▲
Trade receivables40€1k€595▼
Other amounts receivable41€126k€128k▲
Current investments50/53-€4k
Cash at bank and in hand54/58€18k€14k▼
Deferred charges and accrued income490/1€8k€10k▲
Equity and liabilities
Total equity and liabilities10/49€187k€181k▼
Equity10/15€50k€59k▲
Contributions10/11€14k€14k=
Reserves13€14k€14k=
Distributable reserves133€14k€14k=
Profit (loss) carried forward14€22k€30k▲
Provisions and deferred taxes16-€32k
Provisions for liabilities and charges160/5-€32k
Taxes161-€22k
Environmental obligations163-€10k
Amounts payable17/49€136k€91k▼
Amounts payable after more than one year17€3k-
Financial debts170/4€3k-
Amounts payable within one year42/48€131k€89k▼
Current portion of amounts payable after more than one year42€19k€3k▼
Financial debts43-€214
Credit institutions430/8-€214
Trade debts44€9k€3k▼
Suppliers440/4€9k€3k▼
Advances received on contracts in progress46-€6k
Taxes, remuneration and social security45€102k€62k▼
Taxes450/3€58k€57k▼
Remuneration and social security454/9€44k€5k▼
Other amounts payable47/48€770€14k▲
Accrued charges and deferred income492/3€3k€2k▼
Income statement
Code20242025
Non-recurring operating income76A€66-
Remuneration, social security and pensions62€37k€15k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€11k▼
Other operating charges640/8€6k€5k▼
Non-recurring operating charges66A€5k€10k▲
Gross operating margin9900€80k€64k▼
Operating profit (loss)9901€19k€23k▲
Financial income75/76B€5k€4k▼
Recurring financial income75€5k€4k▼
Financial charges65/66B€3k€10k▲
Recurring financial charges65€3k€10k▲
Profit (loss) for the period before taxes9903€21k€17k▼
Income taxes67/77€9k€8k▼
Profit (loss) for the period9904€12k€9k▼
Profit (loss) for the period to be appropriated9905€12k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€22k€30k▲
Profit (loss) brought forward from the previous period14P€10k€22k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
2023
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
21-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 21 days late
2021
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 29 days late
2020
31-12
Financial
Weakest financial yearnet €-4k ▼120%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
15-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 46 days late
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
18-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 49 days late
2017
20-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 51 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ganshoren · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schubertsteeg 111083 GanshorenGround area
118 m²
Building footprint
62 m²
Volume, LiDAR
603 m³
Parcel 21392A0030/00D002, Brussels · tallest building 12.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Placogyp sprl
since 20112.204.229.483
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21392A0030/00D002 | Brussels | 118 m² | 1 · 62 m² | 12.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0833.409.845
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BE 0770.816.636
Grimbergen · Eq €59k
AU CAP SPARTEL
BE 0646.907.450
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AC WORKS
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Waterloo · Eq €59k
RENOBATISSE
BE 0888.237.611
Chaudfontaine · Eq €59k
Of 29,531 companies in sector 41001 we hold annual accounts for 15,864. 13,027 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-06-2011
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43422Screed work
43310Plastering work
43320Joinery installation
43331Floor and wall tiling
43343Specialised construction activities
43910Bricklaying and masonry work
43994Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.