PLACIMMO
ActiveSummary
The computed 12-month bankruptcy probability of PLACIMMO is 3.4% (moderate). The 2025 annual accounts show negative equity (-€245,897) and a net result of -€7,529. Equity has been shrinking by about 4.8% per year since 2019. The company has been active since 2006 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
Source: KBO- Status
- Active since 14-02-2006 Normal situation
- Activity
- No activity registered in the KBO
- Financial year end
- 31 December
- Peppol
- Reachable since 01-04-2026
Financial position
- Bankruptcy probabilitywithin 12 months
- 3.4%
- Gross margin
- -€877
- ▼ 91.1%
- Loss
- €7,529
- ▲ 5.7%
- Equity
- -€245,897
- ▼ 3.2%
- Total assets
- €4,569
- ▼ 50.1%
- Negative equity on 31-12-2025
- 2025 accounts filed 5 days after the deadline
Score breakdownraises riskLoss of €7,529, the second in a row (financial year 2025)Negative equity -€245,897No registered site in the KBOlowers riskSize: total assets €4,569Show the evidence
Checked score
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 5% of them on solvency, 3% on liquidity, 4% on profitability and 35% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 1 day before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
2025 annual accounts filed 5 days after the deadline Filed on 5 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00386009.
Annual accounts 2025 filed on 05-08-2026 at the NBB all 19 filings
2021 to 2025, 5 financial years 2019 to 2025, 7 financial years
The operating result for 2025 is a loss of €7,483, larger than the loss of €7,058 in 2024.
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
Use the arrow keys on the chart for the figures per year.
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,595 | €4,595 | €4,595 | €4,595 | €4,595 | €4,595 | €4,595 | = |
| Other operating charges640/8 | - | - | €2,044 | €2,079 | €2,432 | €2,004 | €2,011 | ▲ 0.3% |
| Gross operating margin9900 | -€24 | €2,420 | -€5,039 | -€4,817 | -€7,351 | -€459 | -€877 | ▼ 91.1% |
| Operating profit (loss)9901 | -€6,632 | -€4,240 | -€11,677 | -€11,490 | -€14,378 | -€7,058 | -€7,483 | ▼ 6.0% |
| Financial charges65/66B | - | - | €33 | €40 | €42 | €64 | €47 | ▼ 27.5% |
| Recurring financial charges65 | €45 | €285 | €33 | €40 | €42 | €64 | €47 | ▼ 27.5% |
| Profit (loss) for the period before taxes9903 | -€6,677 | -€4,524 | -€11,711 | -€11,531 | -€14,420 | -€7,122 | -€7,529 | ▼ 5.7% |
| Profit (loss) for the period9904 | -€6,677 | -€4,524 | -€11,711 | -€11,531 | -€14,420 | -€7,122 | -€7,529 | ▼ 5.7% |
| Profit (loss) for the period to be appropriated9905 | -€6,677 | -€4,524 | -€11,711 | -€11,531 | -€14,420 | -€7,122 | -€7,529 | ▼ 5.7% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €54,971 | €35,630 | €26,852 | €18,384 | €13,758 | €9,166 | €4,569 | ▼ 50.1% |
| Fixed assets21/28 | €32,129 | €27,535 | €22,940 | €18,345 | €13,751 | €9,156 | €4,561 | ▼ 50.2% |
| Tangible fixed assets22/27 | €32,129 | €27,535 | €22,940 | €18,345 | €13,751 | €9,156 | €4,561 | ▼ 50.2% |
| Land and buildings22 | - | - | €22,940 | €18,345 | €13,751 | €9,156 | €4,561 | ▼ 50.2% |
| Current assets29/58 | €22,841 | €8,096 | €3,912 | €38 | €8 | €10 | €9 | ▼ 8.7% |
| Cash at bank and in hand54/58 | €0 | €3 | €2 | €38 | €8 | €10 | €9 | ▼ 8.7% |
| Deferred charges and accrued income490/1 | - | - | €3,910 | - | - | - | - | - |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €54,971 | €35,630 | €26,852 | €18,384 | €13,758 | €9,166 | €4,569 | ▼ 50.1% |
| Equity10/15 | -€189,061 | -€193,585 | -€205,296 | -€216,826 | -€231,246 | -€238,368 | -€245,897 | ▼ 3.2% |
| Contributions10/11 | €10,500 | - | €10,500 | €10,500 | €10,500 | €10,500 | €10,500 | = |
| Profit (loss) carried forward14 | -€199,561 | -€204,085 | -€215,796 | -€227,326 | -€241,746 | -€248,868 | -€256,397 | ▼ 3.0% |
| Amounts payable17/49 | €244,032 | €229,216 | €232,148 | €235,210 | €245,004 | €247,534 | €250,467 | ▲ 1.2% |
| Amounts payable within one year42/48 | €244,032 | €229,216 | €232,148 | €235,210 | €245,004 | €247,534 | €250,467 | ▲ 1.2% |
| Financial debts43 | - | - | - | - | - | €0 | - | - |
| Credit institutions430/8 | - | - | - | - | - | €0 | - | - |
| Trade debts44 | €4,852 | €2,475 | €7,871 | €4,713 | €6,630 | €6,186 | €8,447 | ▲ 36.6% |
| Suppliers440/4 | - | - | €7,871 | €4,713 | €6,630 | €6,186 | €8,447 | ▲ 36.6% |
| Other amounts payable47/48 | - | - | €224,277 | €230,497 | €238,375 | €241,348 | €242,020 | ▲ 0.3% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€6,677 | -€4,524 | -€11,711 | -€11,531 | -€14,420 | -€7,122 | -€7,529 | ▼ 5.7% |
| + Depreciation and write-downs630 | €4,595 | €4,595 | €4,595 | €4,595 | €4,595 | €4,595 | €4,595 | = |
| Operating cash flow (approximation) | -€2,083 | €70 | -€7,116 | -€6,936 | -€9,825 | -€2,527 | -€2,934 | ▼ 16.1% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €2 | -€1 | €36 | -€31 | €2 | -€1 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 6,619 companies had the same profile as PLACIMMO has now. Two years later, 4.5% had gone bankrupt and 84.5% were still going.
- Micro
- 20 years or older
- negative equity
- a loss of 10% of the balance sheet or more
Another 1.0% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of PLACIMMO itself: 3.4% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,619 companies, not a prediction for PLACIMMO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Latest 10 of 19 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 05-08-2026 | 2026-00386009 | |
| 31-12-2024 | micro format | 16-07-2025 | 2025-00275527 | |
| 31-12-2023 | micro format | 05-08-2024 | 2024-00329077 | |
| 31-12-2022 | micro format | 30-08-2023 | 2023-00400576 | |
| 31-12-2021 | micro format | 26-08-2022 | 2022-20323128 | |
| 31-12-2020 | micro format | 02-07-2021 | 2021-29700404 | |
| 31-12-2019 | micro format | 02-07-2020 | 2020-25500002 | |
| 31-12-2017 | micro format | 29-06-2018 | 2018-26000222 | |
| 31-12-2016 | micro format | 30-08-2017 | 2017-53600339 | |
| 31-12-2015 | full format | 29-08-2016 | 2016-50500106 |
Board & ownership
Directors
Owners and capital
Owners
Network & group
PLACIMMO shares no director with another company.
Companies at the same address
2 other companiesConnections & network
1 current directorThe network starts from the directors of PLACIMMO. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 54007B0778/00L007 | Wallonia | 303 m² | 1 · 166 m² | - |