Plabayo
ActiveSummary
Plabayo has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €150k and a net result of €65k. Its solvency ranks better than 95% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency100=
Growth52
Track record82
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days only on tighter terms
Liquidity ample (current ratio 40.67 against 5.14 in 2024; short-term debt: 2.3% and cash: 83.2% of total assets), and 2.3% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.7%
Return on assets
42%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
29 d early
2024
29 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€150k▲ 68.8%
2024 · €89k
Total assets
€154k▲ 40.9%
2024 · €109k
Net result
€65k▼ 26.9%
2024 · €88k
Working capital
€141k▲ 69.0%
2024 · €83k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Operating result€111k-€83k▼ 25.8%
Net result€88k-€65k▼ 26.9%
Equity€89k-€150k▲ 68.8%
Total assets€109k-€154k▲ 40.9%
Debt€20k-€4k▼ 82.4%
Working capital€83k-€141k▲ 69.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 26% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €154k
Fixed assets
€9k ▲ 65.7%
Current assets
€145k ▲ 39.6%
Equity and liabilities €154k
Equity
€150k ▲ 68.8%
Debt
€4k ▼ 82.4%
Debt's share of the balance-sheet total falls from 18.5% to 2.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€85k▼
2024 · €112k
Cash flow
€67k▼
2024 · €89k
Current ratio
40.67▲
2024 · 5.14
Debt to equity
0.02▼
2024 · 0.23
ROE
43.0%▼
2024 · 99.2%
ROA
42.0%▼
2024 · 80.9%
Interest coverage
263.95▼
2024 · 1065.62
Debt ≤ 1 year
€4k▼
2024 · €20k
Income taxes
€18k▼
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €212 | €3k | ▲ 1,153% |
| Gross operating margin9900 | €112k | €85k | ▼ 23.6% |
| Operating profit (loss)9901 | €111k | €83k | ▼ 25.8% |
| Financial income75/76B | - | €401 | - |
| Recurring financial income75 | - | €401 | - |
| Financial charges65/66B | €105 | €323 | ▲ 209% |
| Recurring financial charges65 | €105 | €323 | ▲ 209% |
| Profit (loss) for the period before taxes9903 | €111k | €83k | ▼ 25.7% |
| Income taxes67/77 | €23k | €18k | ▼ 21.0% |
| Profit (loss) for the period9904 | €88k | €65k | ▼ 26.9% |
| Profit (loss) for the period to be appropriated9905 | €88k | €65k | ▼ 26.9% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €109k | €154k | ▲ 40.9% |
| Fixed assets21/28 | €6k | €9k | ▲ 65.7% |
| Intangible fixed assets21 | - | €2k | - |
| Tangible fixed assets22/27 | €5k | €7k | ▲ 41.0% |
| Furniture and vehicles24 | €5k | €7k | ▲ 41.0% |
| Financial fixed assets28 | €500 | €500 | = |
| Current assets29/58 | €104k | €145k | ▲ 39.6% |
| Amounts receivable within one year40/41 | €33k | €16k | ▼ 52.4% |
| Trade receivables40 | €32k | €8k | ▼ 76.0% |
| Other amounts receivable41 | €684 | €8k | ▲ 1,070% |
| Cash at bank and in hand54/58 | €70k | €128k | ▲ 82.5% |
| Deferred charges and accrued income490/1 | €317 | €841 | ▲ 166% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €109k | €154k | ▲ 40.9% |
| Equity10/15 | €89k | €150k | ▲ 68.8% |
| Contributions10/11 | €4k | €4k | = |
| Reserves13 | €85k | €146k | ▲ 72.1% |
| Distributable reserves133 | €85k | €146k | ▲ 72.1% |
| Profit (loss) carried forward14 | €0 | €0 | - |
| Amounts payable17/49 | €20k | €4k | ▼ 82.4% |
| Amounts payable within one year42/48 | €20k | €4k | ▼ 82.4% |
| Financial debts43 | €107 | €85 | ▼ 20.5% |
| Credit institutions430/8 | €107 | €85 | ▼ 20.5% |
| Trade debts44 | - | €140 | - |
| Suppliers440/4 | - | €140 | - |
| Taxes, remuneration and social security45 | €17k | €0 | ▼ 100% |
| Taxes450/3 | €17k | €0 | ▼ 100% |
| Other amounts payable47/48 | €4k | €3k | ▼ 4.9% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €88k | €65k | ▼ 26.9% |
| + Depreciation and write-downs630 | €212 | €3k | ▲ 1,153% |
| Operating cash flow (approximation) | €89k | €67k | ▼ 24.1% |
| Investment in fixed assets (approximation) | - | €-6k | - |
| Change in cash | - | €58k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity times 8current ratio 40.67
Current ratio from 5.14 to 40.67; short-term debt falls from €20k to €4k.
31-12
Financial
Equity above €150kEq €150k ▲68.8%
2 profitable years in a row build equity to €150k.
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2024
Ground area
90 m²
Building footprint
80 m²
Volume, LiDAR
721 m³
Parcel 44804D2724/00N002, Flanders · tallest building 16.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Plabayo
since 20242.366.014.003
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44804D2724/00N002 | Flanders | 90 m² | 1 · 80 m² | 16.1 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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WILLEMS CONSULTING SERVICES
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WTA CONSULTING
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Of 30,002 companies in sector 62200 we hold annual accounts for 18,390. 15,319 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-11-2024
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
62100Computer programming
82990Other business support services
85599Other education
Contact
E-mail
accounting@plabayo.tech
Phone
+32485438237
Scores and ratios are computed by Checked and are not a credit decision.