PL-TECH
ActiveSummary
PL-TECH has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18,857 and a net result of -€906. Equity is shrinking by about 7.3% per year across the filed financial years. Its solvency ranks better than 93% of 34,807 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Overview
- Equity
- €18,857
- Loss
- -€906
- Board
- 4 members
Why 82raises riskFounded in 2022Size: total assets €20,932lowers riskLiquidity: current ratio 7.30, cash €4,232, halvedEquity €18,857 (90.1% of total assets)Show the evidence
Checked score
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 90% on solvency, 74% on liquidity, 30% on profitability and 29% on growth.
The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 4 accounts on average 17 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Liquidity more than doubledcurrent ratio 7.30
- Annual accounts filedfinancial year 2024 · micro…
Financials · financial year 2025, micro format
2025 annual accounts filed late (24 days) Filed on 24 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00416589.
2022 to 2025, 4 financial years
The operating result falls in 2025; 2025 is 98% below 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 43, Specialised construction activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 2,145 companies that looked in July 2024 the way this one looks now, 2.2% went bankrupt within 24 months and 91.7% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a small loss
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,145 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €357 | €3,067 | €3,066 | €3,067 | = |
| Other operating charges640/8 | - | €115 | €126 | €528 | ▲ 319% |
| Gross operating margin9900 | €32,008 | -€7,072 | €7,453 | €3,669 | ▼ 50.8% |
| Operating profit (loss)9901 | €31,651 | -€10,254 | €4,261 | €75 | ▼ 98.2% |
| Financial income75/76B | €20 | €0 | €155 | €6 | ▼ 95.8% |
| Recurring financial income75 | €20 | €0 | €155 | €6 | ▼ 95.8% |
| Financial charges65/66B | €52 | €69 | €140 | €130 | ▼ 6.7% |
| Recurring financial charges65 | €52 | €69 | €140 | €130 | ▼ 6.7% |
| Profit (loss) for the period before taxes9903 | €31,619 | -€10,322 | €4,276 | -€49 | - |
| Income taxes67/77 | €6,209 | €0 | - | €857 | - |
| Profit (loss) for the period9904 | €25,410 | -€10,322 | €4,276 | -€906 | - |
| Profit (loss) for the period to be appropriated9905 | €25,410 | -€10,322 | €4,276 | -€906 | - |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €33,977 | €36,947 | €26,489 | €20,932 | ▼ 21.0% |
| Fixed assets21/28 | €14,975 | €11,909 | €8,842 | €5,776 | ▼ 34.7% |
| Tangible fixed assets22/27 | €14,975 | €11,909 | €8,842 | €5,776 | ▼ 34.7% |
| Plant, machinery and equipment23 | €6,662 | €5,283 | €3,904 | €2,525 | ▼ 35.3% |
| Furniture and vehicles24 | €8,313 | €6,625 | €4,938 | €3,251 | ▼ 34.2% |
| Current assets29/58 | €19,002 | €25,039 | €17,647 | €15,156 | ▼ 14.1% |
| Stocks and contracts in progress3 | - | €10,591 | €1,824 | €3,245 | ▲ 77.9% |
| Stocks30/36 | - | €10,591 | €1,824 | €3,245 | ▲ 77.9% |
| Amounts receivable within one year40/41 | €6,227 | €290 | €4,944 | €6,829 | ▲ 38.1% |
| Trade receivables40 | €5,774 | €290 | €4,889 | €5,682 | ▲ 16.2% |
| Other amounts receivable41 | €452 | €0 | €55 | €1,148 | ▲ 21× |
| Cash at bank and in hand54/58 | €12,775 | €13,122 | €10,283 | €4,232 | ▼ 58.8% |
| Deferred charges and accrued income490/1 | - | €1,036 | €596 | €850 | ▲ 42.7% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €33,977 | €36,947 | €26,489 | €20,932 | ▼ 21.0% |
| Equity10/15 | €25,810 | €15,487 | €19,763 | €18,857 | ▼ 4.6% |
| Contributions10/11 | €1,500 | €1,500 | €1,500 | €1,500 | = |
| Reserves13 | €24,310 | €13,987 | €18,263 | €17,357 | ▼ 5.0% |
| Distributable reserves133 | €24,310 | €13,987 | €18,263 | €17,357 | ▼ 5.0% |
| Profit (loss) carried forward14 | €0 | €0 | - | - | - |
| Amounts payable17/49 | €8,167 | €21,460 | €6,726 | €2,075 | ▼ 69.2% |
| Amounts payable within one year42/48 | €8,167 | €21,460 | €6,726 | €2,075 | ▼ 69.2% |
| Trade debts44 | €858 | €1,089 | €2,823 | €509 | ▼ 82.0% |
| Suppliers440/4 | €858 | €1,089 | €2,823 | €509 | ▼ 82.0% |
| Taxes, remuneration and social security45 | €6,209 | €6,339 | €3,089 | €1,239 | ▼ 59.9% |
| Taxes450/3 | €6,209 | €6,339 | €3,089 | €1,239 | ▼ 59.9% |
| Other amounts payable47/48 | €1,100 | €14,033 | €813 | €327 | ▼ 59.7% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €25,410 | -€10,322 | €4,276 | -€906 | - |
| + Depreciation and write-downs630 | €357 | €3,067 | €3,066 | €3,067 | = |
| Operating cash flow (approximation) | €25,767 | -€7,256 | €7,343 | €2,161 | ▼ 70.6% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | - |
| Change in cash | - | €347 | -€2,839 | -€6,051 | ▼ 113% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (4)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 24-08-2026 | 2026-00416589 |
| 31-12-2024 | micro format | 24-07-2025 | 2025-00303168 |
| 31-12-2023 | micro format | 26-08-2024 | 2024-00367271 |
| 31-12-2022 | micro format | 25-08-2023 | 2023-00353571 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| DECNEUDT Marijke Yvonne Marleen |
|
| PLANCKAERT Nico Pierre Georges |
|
| PLANCKAERT Thimo Hein Marnic |
|
| PLANCKAERT Tjardo Peter Koen |
|
Owners and capital
Owners
No owners or capital events in the accounts and acts we read.
Group and network
Connections & network
4 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
18-05
Gazette deed
IncorporationAppointments: PLANCKAERT Nico Pierre Georges, DECNEUDT Marijke Yvonne Marleen and 2 others · Founder · Founding capital13 facts ▸
- Incorporation, 11-05-2022
- Founder, PLANCKAERT Nico Pierre Georges
- Founder, DECNEUDT Marijke Yvonne Marleen
- Founder, PLANCKAERT Tjardo Peter Koen
- Founder, PLANCKAERT Thimo Hein Marnic
- Founding capital
- Bank account, “Argenta, BE48 9734 3050 4727” (deed in Dutch)
- Registered office clause, “8800 Roeselare (Rumbeke),Hoogstraat 146” (deed in Dutch)
- Board rule, 4
- Director appointment, PLANCKAERT Nico Pierre Georges (director (not named in the articles))
- Director appointment, DECNEUDT Marijke Yvonne Marleen (director (not named in the articles))
- Director appointment, PLANCKAERT Thimo Hein Marnic (director (not named in the articles))
- +1 further fact in this act
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0786.249.732
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 36302B0231/00M004 | Flanders | 708 m² | 1 · 98 m² | 8.8 m · 2 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Algemene timmer – en schrijnwerken,de montage van binnen- en buitenschrijnwerk van hout,kunststof of metaal,zoals…” (deed in Dutch)
9 activities (deed in Dutch)
- Algemene timmer – en schrijnwerken,de montage van binnen- en buitenschrijnwerk van hout,kunststof of metaal,zoals deuren,vensters,trappen,muurkasten,keukens,kantoor- en winkelinrichtingen
- Elektrotechnische werkzaamheden
- Vervaardiging & verkoop van alle soorten meubelen,fabricatie en plaatsing van ingemaakte meubelen
- De reparatie van machines
- Het onderzoek,de ontwikkeling,de vervaardiging of commercialisering van nieuwe producten,nieuwe vormen van technologie en hun toepassingen
- De aan- en verkoop,in- en uitvoer,commissiehandel en vertegenwoordiging van om het even welke goederen en diensten,in het kort tussenpersoon in de handel;handelsbemiddeling,gespecialiseerd in diverse goederen,al dan niet via gebruik van webshop;verhuring en operationele leasing
- Carrosserieherstelling – onderhoud & herstelling van voertuigen – aan- & verkoop,import & export van motorvoertuigen & voertuigonderdelen
- Het opzetten van reclamecampagnes voor bedrijven
- De organisatie en de promotie van allerhande kunstevenementen,inclusief het uitschrijven en opzetten van toneelstukken en de deelname hieraan,regiewerk
- Name clauseThe name the company operates under according to its articles.
- PL-TECH
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams Gewest, administratieve zetels,agentschappen,werkhuizen,stapelplaatsen en bijkantoren in België of buitenland bij enkel besluit…” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- “Indien de vennootschap door meer dan één bestuurders wordt bestuurd, mag iedere bestuurder, alleen optredend, alle handelingen stellen die…”
- Board ruleHow the board is made up, meets and takes decisions.
- “Bestuursorgaan, één of meer bestuurders,natuurlijke personen of rechtspersonen,al dan niet aandeelhouder,benoemd met of zonder beperking van…” (deed in Dutch)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- One provision in the deed
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Fourth Tuesday of May at 18:00
Oversight and winding up
- Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor