Pl@nt
ActiveSummary
The computed 12-month bankruptcy probability of Pl@nt is 2.6% (moderate). The 2025 annual accounts show equity of €135k and a net result of €12k. Equity is growing by ~11.5% per year across the filed fiscal years. Its solvency ranks better than 18% of 7838 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability71=
Solvency42▼-1
Growth52=
Track record100
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity tight (current ratio 1.14 against 1.71 in 2024; short-term debt: 17.5% of total assets), and 82.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17.1%
Return on assets
1.5%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 7838 sector peers (2025).
NBB · sector comparisonPosition among 7838 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
25 d late
2024
2 d early
2023
23 d late
2022
11 d early
2021
1 d early
2020
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€135k▲ 9.3%
2024 · €123k
Total assets
€788k▲ 16.4%
2024 · €677k
Net result
€12k▼ 5.6%
2024 · €12k
Working capital
€19k▼ 59.8%
2024 · €47k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€66k▲ 82.0%€25k▼ 61.8%€30k▲ 18.4%€29k▼ 3.7%€32k▲ 10.9%
Net result€53k▲ 79.5%€12k▼ 76.7%€12k▼ 3.8%€12k▲ 3.2%€12k▼ 5.6%
Equity€87k▲ 153%€99k▲ 14.1%€111k▲ 11.9%€123k▲ 11.0%€135k▲ 9.3%
Total assets€92k▲ 42.3%€772k▲ 736%€750k▼ 2.8%€677k▼ 9.8%€788k▲ 16.4%
Debt€5k▼ 82.8%€672k▲ 12,681%€639k▼ 5.0%€553k▼ 13.4%€653k▲ 18.0%
Working capital€66k▲ 233%€98k▲ 47.6%€27k▼ 72.7%€47k▲ 75.7%€19k▼ 59.8%
Staff (FTE)23▲ 50.0%2▼ 33.3%2.6▲ 30.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 11% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €788k
Fixed assets
€631k ▲ 11.8%
Current assets
€157k ▲ 39.6%
Equity and liabilities €788k
Equity
€135k ▲ 9.3%
Debt
€653k ▲ 18.0%
Debt's share of the balance-sheet total rises from 81.8% to 82.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€127k▲
2024 · €82k
Cash flow
€107k▲
2024 · €66k
Current ratio
1.14▼
2024 · 1.71
Quick ratio
0.67▼
2024 · 1.09
Debt to equity
4.84▲
2024 · 4.48
ROE
8.5%▼
2024 · 9.9%
ROA
1.5%▼
2024 · 1.8%
Interest coverage
7.64▲
2024 · 6.28
Debt ≤ 1 year
€138k▲
2024 · €65k
Debt > 1 year
€515k▲
2024 · €488k
Income taxes
€4k▲
2024 · €4k
Staff costs
€133k▲
2024 · €104k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €70k | €144k | €104k | €133k | ▲ 28.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4k | €84k | €50k | €53k | €96k | ▲ 78.8% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €945 | - | €5k | - |
| Other operating charges640/8 | €2k | €6k | €8k | €8k | €11k | ▲ 32.4% |
| Non-recurring operating charges66A | - | - | - | €2k | €782 | ▼ 48.9% |
| Gross operating margin9900 | €72k | €185k | €233k | €195k | €276k | ▲ 41.5% |
| Operating profit (loss)9901 | €66k | €25k | €30k | €29k | €32k | ▲ 10.9% |
| Financial income75/76B | €9 | €331 | €799 | €552 | €518 | ▼ 6.2% |
| Recurring financial income75 | €9 | €331 | €799 | €552 | €518 | ▼ 6.2% |
| Financial charges65/66B | €309 | €10k | €16k | €13k | €17k | ▲ 27.5% |
| Recurring financial charges65 | €309 | €10k | €16k | €13k | €17k | ▲ 27.5% |
| Profit (loss) for the period before taxes9903 | €65k | €15k | €15k | €16k | €16k | ▼ 3.2% |
| Income taxes67/77 | €13k | €3k | €3k | €4k | €4k | ▲ 4.3% |
| Profit (loss) for the period9904 | €53k | €12k | €12k | €12k | €12k | ▼ 5.6% |
| Profit (loss) for the period to be appropriated9905 | €53k | €12k | €12k | €12k | €12k | ▼ 5.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €92k | €772k | €750k | €677k | €788k | ▲ 16.4% |
| Fixed assets21/28 | €21k | €613k | €612k | €564k | €631k | ▲ 11.8% |
| Tangible fixed assets22/27 | €21k | €613k | €612k | €564k | €631k | ▲ 11.8% |
| Land and buildings22 | - | €537k | €517k | €497k | €477k | ▼ 4.0% |
| Plant, machinery and equipment23 | €15k | €16k | €53k | €50k | €38k | ▼ 24.0% |
| Furniture and vehicles24 | €4k | €60k | €41k | €17k | €116k | ▲ 580% |
| Other tangible fixed assets26 | €2k | €1k | €986 | €500 | €13 | ▼ 97.3% |
| Current assets29/58 | €71k | €158k | €138k | €112k | €157k | ▲ 39.6% |
| Stocks and contracts in progress3 | €21k | €57k | €39k | €41k | €64k | ▲ 57.3% |
| Stocks30/36 | €21k | €57k | €39k | €41k | €64k | ▲ 57.3% |
| Amounts receivable within one year40/41 | €13k | €76k | €90k | €55k | €80k | ▲ 47.5% |
| Trade receivables40 | €11k | €58k | €80k | €45k | €70k | ▲ 53.0% |
| Other amounts receivable41 | €2k | €17k | €10k | €9k | €11k | ▲ 20.1% |
| Cash at bank and in hand54/58 | €32k | €4k | - | - | - | - |
| Deferred charges and accrued income490/1 | €4k | €22k | €9k | €17k | €12k | ▼ 29.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €92k | €772k | €750k | €677k | €788k | ▲ 16.4% |
| Equity10/15 | €87k | €99k | €111k | €123k | €135k | ▲ 9.3% |
| Contributions10/11 | €5k | €5k | €5k | €5k | €5k | = |
| Reserves13 | €82k | €94k | €106k | €118k | €130k | ▲ 9.7% |
| Distributable reserves133 | €82k | €94k | €106k | €118k | €130k | ▲ 9.7% |
| Amounts payable17/49 | €5k | €672k | €639k | €553k | €653k | ▲ 18.0% |
| Amounts payable after more than one year17 | - | €567k | €528k | €488k | €515k | ▲ 5.5% |
| Financial debts170/4 | - | €532k | €493k | €453k | €480k | ▲ 6.0% |
| Other amounts payable178/9 | - | €35k | €35k | €35k | €35k | = |
| Amounts payable within one year42/48 | €5k | €61k | €111k | €65k | €138k | ▲ 111% |
| Current portion of amounts payable after more than one year42 | - | €35k | €39k | €40k | €60k | ▲ 49.3% |
| Financial debts43 | - | - | €14k | €2k | €10k | ▲ 427% |
| Credit institutions430/8 | - | - | €14k | €2k | €10k | ▲ 427% |
| Trade debts44 | €2k | €11k | €37k | €5k | €51k | ▲ 873% |
| Suppliers440/4 | €2k | €11k | €37k | €5k | €51k | ▲ 873% |
| Taxes, remuneration and social security45 | €3k | €14k | €20k | €14k | €16k | ▲ 11.3% |
| Taxes450/3 | €3k | €6k | €3k | €4k | €8k | ▲ 104% |
| Remuneration and social security454/9 | - | €9k | €17k | €10k | €8k | ▼ 23.4% |
| Other amounts payable47/48 | €786 | €376 | €903 | €4k | €2k | ▼ 52.5% |
| Accrued charges and deferred income492/3 | - | €45k | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €53k | €12k | €12k | €12k | €12k | ▼ 5.6% |
| + Depreciation and write-downs630 | €4k | €84k | €50k | €53k | €96k | ▲ 78.8% |
| Operating cash flow (approximation) | €57k | €97k | €62k | €66k | €107k | ▲ 63.1% |
| Investment in fixed assets (approximation) | - | €-677k | €-49k | €-6k | €-162k | ▼ 2,794% |
| Change in cash | - | €-28k | - | - | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 25 days late
2025
31-12
Financial
Weakest financial yearnet €12k ▼5.6%
Net result drops to €12k, the lowest in the series.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 23 days late
2023
31-12
Financial
Equity above €100kEq €111k ▲11.9%
4 profitable years in a row build equity to €111k.
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2020net €53k ▲79.5%
Operating result €66k, net result €53k, both a record.
31-12
Financial
Liquidity times 8current ratio 13.57
Current ratio from 1.65 to 13.57; short-term debt falls from €31k to €5k.
31-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Boechout · 2 establishment units since 2020
Ground area
5,044 m²
Building footprint
109 m²
Volume, LiDAR
668 m³
2 parcels, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
2 establishment units
Pl@nt
since 20202.303.992.302
Pl@nt
since 20222.335.278.364
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11047B0145/00G003 | Flanders | 2,619 m² | 1 · 109 m² | 7.7 m · 2 fl. |
| 11047B0153/00E002 | Flanders | 2,425 m² | - | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 1,002 EUR awarded · 893 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 599 EUR | 893 EUR |
| 2022 | 1 | 403 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
Dakwerken Karel Blondeel
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JANSSENS TOITURES
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SH Roof Projects
BE 0733.805.097
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Dakwerken Mario Van den Broeck
BE 0867.766.552
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Of 8,568 companies in sector 43410 we hold annual accounts for 4,363. 3,793 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-06-2020
Fiscal year end31-12
Activities, NACEBEL 2025
43410Roofing work
81300Landscape service activities
43990Other specialised construction activities
Scores and ratios are computed by Checked and are not a credit decision.