Financials
- Fiscal year
- 2025
- Total assets
- €674,842
- Profit
- €12,871
- Solvency
- 98.9%
Total assets▲ 1.4%
Net result
20182025
PL CONSULT
ActiveSummary
PL CONSULT has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €667,660 and a net result of €12,871. Equity is growing by ~5.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 3831 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Overview
Activity
Photography, excluding press photography
NACE 74201
1 site
Size
€674,842total assets 2025
- Equity
- €667,660
- Profit
- €12,871
Turnover not published (abridged schema)
Structure
Accounts 71 d early0 of 2 deeds read
Why 95+ Equity €667,660 (98.9% of total assets)+ Liquidity: current ratio 92.49, cash €119,888+ Size: total assets €674,842+ Figures for FY 2025 (filed 21-05-2026)Show the evidence
Checked score
Score 2025
95
/ 100
Excellent
Probability in this band: under 0.55%
Better than 60% of its sector peers (NACE 74, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
100=
equity 98.9% of total assets
Liquidity
72+4
short-term debt 1.0% · cash 17.8%
Profitability
71-2
return on assets 1.9%
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 16 months
07-2025: < 0.1%
08-2025: < 0.1%● 0.0% vs 07-2025
09-2025: < 0.1%● 0.0% vs 08-2025
10-2025: < 0.1%● 0.0% vs 09-2025
11-2025: < 0.1%● 0.0% vs 10-2025
12-2025: < 0.1%● 0.0% vs 11-2025
01-2026: < 0.1%● 0.0% vs 12-2025
02-2026: < 0.1%● 0.0% vs 01-2026
03-2026: < 0.1%▲ +2.9% vs 02-2026
04-2026: < 0.1%▲ +2.9% vs 03-2026highest value
05-2026: < 0.1%● 0.0% vs 04-2026highest value
06-2026: < 0.1%▼ -11.1% vs 05-2026lowest value
07-2026: < 0.1%● 0.0% vs 06-2026lowest value
08-2026: < 0.1%● 0.0% vs 07-2026lowest value
09-2026: < 0.1%● 0.0% vs 08-2026lowest value
10-2026: < 0.1%● 0.0% vs 09-2026lowest value
- Equity €667,660 (98.9% of total assets) lowers the probability
- Liquidity: current ratio 92.49, cash €119,888 lowers the probability
- Size: total assets €674,842 lowers the probability for this profile
- Figures for FY 2025 (filed 21-05-2026) lowers the probability
Credit up to €60,000 at 30 days acceptable
Liquidity ample (current ratio 92.49 against 58.52 in 2024; short-term debt: 1% and cash: 17.8% of total assets), and 1.1% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 74, micro). Better than this share of them on solvency 88%, liquidity 63%, profitability 41%, growth against the median 46%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-05-2026, 71 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
71 d early
2024
49 d early
2023
69 d early
2022
73 d early
2021
59 d early
2020
44 d early
2019
73 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 63 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 24 May (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Weakest financial yearnet €12,871 ▼46.5%
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 14
- Since
- 2017
- Next accounts
- by 31-07-2027
- 21-05-2026Annual accounts filed
- 31-12-2025Weakest financial year
- 12-06-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Photography, excluding press photographyNACE 74201
- Founded
- 13-12-2007
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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