PL ADVISORY SERVICES
ActivePL ADVISORY SERVICES has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €231k and a net result of €211k. Equity is growing by ~23.9% per year across the filed fiscal years. Its solvency ranks better than 36% of 8647 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency61▼-6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 1.67 against 1.79 in 2024; short-term debt: 59.5% and cash: 5.5% of total assets), but 63.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.5%
Return on assets
33.3%
Age of the figures
16 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-05-2025 was due by 31-12-2025 and was filed on 15-01-2026, 15 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
15 d late
2024
20 d late
2023
31 d late
2022
25 d late
2021
26 d late
2020
14 d late
2019
25 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-05-2026 and is due by 31-12-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-05-2026 close20-09-2026 today31-12-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€211k▼ 13.3%
2024 · €243k
2019: €37k
2021: €71k
2022: €157k
2023: €303k
2024: €243k
2019 → 2025
Working capital
€253k▼ 23.3%
2024 · €330k
2019: €46k
2021: €169k
2022: €23k
2023: €324k
2024: €330k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€172k-€20k▼ 88.1%€324k▲ 1,482%€317k▼ 2.1%€231k▼ 27.0%
Operating result€83k-€201k▲ 144%€396k▲ 96.7%€308k▼ 22.2%€288k▼ 6.6%
Net result€71k-€157k▲ 120%€303k▲ 93.0%€243k▼ 19.8%€211k▼ 13.3%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 7% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €634k
Fixed assets
€3k▼ 15.6%
Current assets
€631k▼ 15.5%
Equity and liabilities €634k
Equity
€231k▼ 27.0%
Debt
€403k▼ 7.1%
The debt ratio rises from 57.8% to 63.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€289k▼
2024 · €309k
Cash flow
€211k▼
2024 · €244k
Solvency
36.5%▼
2024 · 42.2%
Current ratio
1.67▼
2024 · 1.79
Quick ratio
1.67▼
2024 · 1.79
Debt / equity
1.74▲
2024 · 1.37
ROE
91.2%▲
2024 · 76.8%
ROA
33.3%▲
2024 · 32.4%
Interest coverage
19.51▼
2024 · 19.53
Debt
€403k▼
2024 · €433k
Debt ≤ 1 year
€377k▼
2024 · €416k
Income taxes
€93k▲
2024 · €77k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€750k€634k▼
Fixed assets21/28€4k€3k▼
Tangible fixed assets22/27€1k€618▼
Furniture and vehicles24€1k€618▼
Financial fixed assets28€3k€3k=
Current assets29/58€747k€631k▼
Amounts receivable after more than one year29€664k€581k▼
Other amounts receivable291€664k€581k▼
Amounts receivable within one year40/41€16k€138▼
Trade receivables40€13k€138▼
Other amounts receivable41€3k-
Cash at bank and in hand54/58€51k€35k▼
Deferred charges and accrued income490/1€16k€15k▼
Equity and liabilities
Total equity and liabilities10/49€750k€634k▼
Equity10/15€317k€231k▼
Contributions10/11€19k€19k=
Reserves13€2k€213k▲
Distributable reserves133€2k€213k▲
Profit (loss) carried forward14€296k-
Amounts payable17/49€433k€403k▼
Amounts payable within one year42/48€416k€377k▼
Trade debts44€13k€7k▼
Suppliers440/4€13k€7k▼
Taxes, remuneration and social security45€60k€85k▲
Taxes450/3€55k€85k▲
Remuneration and social security454/9€5k-
Other amounts payable47/48€343k€285k▼
Accrued charges and deferred income492/3€17k€25k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€593€577▼
Other operating charges640/8-€420
Gross operating margin9900€309k€289k▼
Operating profit (loss)9901€308k€288k▼
Financial income75/76B€28k€31k▲
Recurring financial income75€28k€31k▲
Financial charges65/66B€16k€15k▼
Recurring financial charges65€16k€15k▼
Profit (loss) for the period before taxes9903€320k€304k▼
Income taxes67/77€77k€93k▲
Profit (loss) for the period9904€243k€211k▼
Profit (loss) for the period to be appropriated9905€243k€211k▼
Appropriation of the result
Profit (loss) to be appropriated9906€546k€507k▼
Profit (loss) brought forward from the previous period14P€303k€296k▼
Transfer to equity691/2-€211k
To other reserves6921-€211k
Profit to be distributed694/7€250k€296k▲
Return on contributions (dividend)694€250k€296k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 15 days late
2025
20-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 20 days late
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 31 days late
2023
31-05
Financial
Highest result since 2019net €303k ▲93%
Operating result €396k, net result €303k, both a record.
31-05
Financial
Equity above €200kEq €324k ▲1482%
4 profitable years in a row build equity to €324k.
25-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 25 days late
2022
26-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 26 days late
2021
31-05
Financial
Liquidity doublescurrent ratio 4.46
Current ratio from 2.10 to 4.46.
31-05
Financial
Equity above €150kEq €172k ▲248%
2 profitable years in a row build equity to €172k.
14-01
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 14 days late
2019
06-12
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kraainem · 1 establishment unit since 2018
Ground area
1,125 m²
Building footprint
170 m²
Volume, LiDAR
1,138 m³
Parcel 22002C0044/00Y006, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PL Advisory Services
since 20182.278.268.989
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22002C0044/00Y006 | Flanders | 1,125 m² | 1 · 170 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 39,243 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded20-06-2018
Fiscal year end31-05
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
62020IT consultancy
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.