PJS Consult
ActiveSummary
PJS Consult has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €32k and a net result of €27k. Its solvency ranks better than 56% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes
Profitability100
Solvency87
Growth-
Track record67
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 2.6; short-term debt: 37.8% and cash: 68.2% of total assets), and 37.8% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.2%
Return on assets
52.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
9 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark Roughly what is this company worth?Value indication What held for this company on a given day: board, seat, name?Company as of a date
Financials · fiscal year 2025, micro schema
Equity
€32k
Total assets
€52k
Net result
€27k
Working capital
€32k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €52k
Equity
€32k
Debt
€20k
Debt finances 37.8% of the balance-sheet total.
Key figures and ratios
EBITDA
€39k
Cash flow
€28k
Current ratio
2.60
Debt to equity
0.61
ROE
84.6%
ROA
52.6%
Interest coverage
1084.25
Debt ≤ 1 year
€20k
Income taxes
€11k
Annual accounts
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €217 |
| Other operating charges640/8 | €55 |
| Gross operating margin9900 | €39k |
| Operating profit (loss)9901 | €39k |
| Financial charges65/66B | €36 |
| Recurring financial charges65 | €36 |
| Profit (loss) for the period before taxes9903 | €39k |
| Income taxes67/77 | €11k |
| Profit (loss) for the period9904 | €27k |
| Profit (loss) for the period to be appropriated9905 | €27k |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €52k | |
| Formation expenses20 | €940 | |
| Current assets29/58 | €51k | |
| Amounts receivable within one year40/41 | €16k | |
| Trade receivables40 | €9k | |
| Other amounts receivable41 | €7k | |
| Cash at bank and in hand54/58 | €36k | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €52k | |
| Equity10/15 | €32k | |
| Contributions10/11 | €5k | |
| Reserves13 | €27k | |
| Distributable reserves133 | €27k | |
| Amounts payable17/49 | €20k | |
| Amounts payable within one year42/48 | €20k | |
| Trade debts44 | €4k | |
| Suppliers440/4 | €4k | |
| Taxes, remuneration and social security45 | €16k | |
| Taxes450/3 | €16k | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €27k |
| + Depreciation and write-downs630 | €217 |
| Operating cash flow (approximation) | €28k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2025
Ground area
2,702 m²
Building footprint
150 m²
Volume, LiDAR
783 m³
Parcel 52028D0053/00S000, Wallonia · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PJS Consult
since 20252.370.770.862
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52028D0053/00S000 | Wallonia | 2,702 m² | 1 · 150 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,632 companies in sector 70200 we hold annual accounts for 52,587. 35,052 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-01-2025
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
73300Public relations and communication consultancy
Scores and ratios are computed by Checked and are not a credit decision.