PJM Management
ActivePJM Management has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €92k and a net result of €44k. Its solvency ranks better than 86% of 31510 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +15 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78
Stability82
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days only on tighter terms
Liquidity ample (current ratio 8.05 against 4.02 in 2024), and 11.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.3%
Return on assets
42.6%
Age of the figures
11 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 02-02-2026, 87 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
87 d early
2024
64 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€92k▲ 93.1%
2024 · €47k
2024: €47k
2024 → 2025
Total assets
€104k▲ 62.8%
2024 · €64k
2024: €64k
2024 → 2025
Net result
€44k▲ 9.3%
2024 · €40k
2024: €40k
2024 → 2025
Working capital
€86k▲ 78.9%
2024 · €48k
2024: €48k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€47k-€92k▲ 93.1%
Operating result€54k-€58k▲ 7.8%
Net result€40k-€44k▲ 9.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 8% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €104k
Fixed assets
€6k
Current assets
€98k
Equity and liabilities €104k
Equity
€92k▲ 93.1%
Debt
€12k▼ 25.5%
The debt ratio falls from 25.6% to 11.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€59k
Cash flow
€45k
Solvency
88.3%▲
2024 · 74.4%
Current ratio
8.05▲
2024 · 4.02
Quick ratio
8.05▲
2024 · 4.02
Debt / equity
0.13▼
2024 · 0.34
ROE
48.2%▼
2024 · 85.2%
ROA
42.6%▼
2024 · 63.4%
Interest coverage
65.70
Debt
€12k▼
2024 · €16k
Debt ≤ 1 year
€12k▼
2024 · €16k
Income taxes
€13k▲
2024 · €11k
Staff costs
€4k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€64k€104k▲
Fixed assets21/28-€6k
Tangible fixed assets22/27-€6k
Furniture and vehicles24-€6k
Current assets29/58€64k€98k▲
Amounts receivable within one year40/41€3k€9k▲
Other amounts receivable41€3k€9k▲
Cash at bank and in hand54/58€60k€87k▲
Deferred charges and accrued income490/1€352€1k▲
Equity and liabilities
Total equity and liabilities10/49€64k€104k▲
Equity10/15€47k€92k▲
Contributions10/11€7k€7k=
Profit (loss) carried forward14€40k€85k▲
Amounts payable17/49€16k€12k▼
Amounts payable within one year42/48€16k€12k▼
Trade debts44€170€815▲
Suppliers440/4€170€815▲
Taxes, remuneration and social security45€6k€8k▲
Taxes450/3€6k€8k▲
Other amounts payable47/48€10k€4k▼
Accrued charges and deferred income492/3€450€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€2k€4k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€528
Other operating charges640/8€377€300▼
Gross operating margin9900€57k€63k▲
Operating profit (loss)9901€54k€58k▲
Financial charges65/66B€3k€896▼
Recurring financial charges65€3k€896▼
Profit (loss) for the period before taxes9903€51k€57k▲
Income taxes67/77€11k€13k▲
Profit (loss) for the period9904€40k€44k▲
Profit (loss) for the period to be appropriated9905€40k€44k▲
Appropriation of the result
Profit (loss) to be appropriated9906€40k€85k▲
Profit (loss) brought forward from the previous period14P-€40k
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Liquidity doublescurrent ratio 8.05
Current ratio from 4.02 to 8.05; short-term debt falls from €16k to €12k.
25-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waasmunster · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oudeheerweg-Heide 719250 WaasmunsterGround area
2,613 m²
Building footprint
170 m²
Volume, LiDAR
853 m³
Parcel 42023B0622/00D000, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PJM Management
since 20232.349.519.746
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42023B0622/00D000 | Flanders | 2,613 m² | 1 · 170 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,395. 40,324 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-09-2023
Fiscal year end30-09
Abbreviation NL
PJMM
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
82300Organisation of conventions and trade shows
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.