Summary
PJM is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €175,991 and a net result of €174,991. Its solvency ranks better than 67% of 8074 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-09-2026, 47 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
47 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
History
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Financials · fiscal year 2025, micro schema
Equity
€175,991
Net result
€174,991
Total assets
€248,089
Solvency
70.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €248,089
Fixed assets
€34,873
Current assets
€213,216
Equity and liabilities €248,089
Equity
€175,991
Debt
€72,098
Debt finances 29.1% of the balance-sheet total.
Key figures and ratios
ROE
99.4%
ROA
70.5%
Debt ≤ 1 year
€72,098
Income taxes
€60,000
Annual accounts
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7,219 |
| Other operating charges640/8 | €3,577 |
| Non-recurring operating charges66A | €427 |
| Gross operating margin9900 | €249,468 |
| Operating profit (loss)9901 | €238,245 |
| Financial charges65/66B | €3,254 |
| Recurring financial charges65 | €3,254 |
| Profit (loss) for the period before taxes9903 | €234,991 |
| Income taxes67/77 | €60,000 |
| Profit (loss) for the period9904 | €174,991 |
| Profit (loss) for the period to be appropriated9905 | €174,991 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €248,089 | |
| Fixed assets21/28 | €34,873 | |
| Tangible fixed assets22/27 | €34,873 | |
| Furniture and vehicles24 | €34,873 | |
| Current assets29/58 | €213,216 | |
| Amounts receivable within one year40/41 | €16,800 | |
| Trade receivables40 | €16,800 | |
| Cash at bank and in hand54/58 | €196,416 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €248,089 | |
| Equity10/15 | €175,991 | |
| Contributions10/11 | €1,000 | |
| Profit (loss) carried forward14 | €174,991 | |
| Amounts payable17/49 | €72,098 | |
| Amounts payable within one year42/48 | €72,098 | |
| Taxes, remuneration and social security45 | €72,098 | |
| Taxes450/3 | €68,628 | |
| Remuneration and social security454/9 | €3,471 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €174,991 |
| + Depreciation and write-downs630 | €7,219 |
| Operating cash flow (approximation) | €182,210 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
16-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 47 days late
18-08
State Gazette act
Registered office · Other addressesRegistered-office move · Power of attorney3 facts ▸
State Gazette act
Registered office · Other addresses
Registered-office move · Power of attorney3 facts ▸
- Registered-office move, Binnensingel 31B - 3290 Lommel
- Board meeting, 15-07-2026
- Power of attorney
State Gazette actNBB filing
1 of 2 acts read
About the unread acts
Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lommel · 1 establishment unit since 2024
Ground area
6,389 m²
Building footprint
2,828 m²
Volume, LiDAR
21,008 m³
2 parcels, Flanders · tallest building 12.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
PJM
since 20242.354.645.997
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72020C0703/00E002 | Flanders | 5,688 m² | 1 · 2,627 m² | 12.2 m · 3 fl. |
| 72345B0851/00A016 | Flanders | 701 m² | 1 · 201 m² | 6.2 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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E.G.
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,799. 13,475 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded10-01-2024
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID
0208:1004521409
Registered
27-03-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.