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PJ Solutions

Active
Private limited companyfounded 20241 yr activeVissenakenstraat(VSN) 464, 3300 Tienen, BelgiumKBO/BCE: BE 1014.924.559
Summary

The annual accounts of PJ Solutions for fiscal year 2025 show a net loss of 1,537% of total assets. The 2025 annual accounts show equity of €183 and a net result of -€2,817. Its solvency ranks better than 95% of 17213 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.5% (low).

Checked score

Score 2025
59 / 100
Fair
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score. Every signal that weighs is under Signals.
Axes
Profitability0
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
balance sheet total too small for a liquidity verdict.
Credit check for your own amount and term

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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Age of the figures
Age of the figures
9 mo
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
29 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 10 October 2024, PJ Solutions was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€183
Total assets
€183
Net result
-€2,817
Working capital
Not included in this filing

Turnover and EBIT margin not published: the micro schema does not require them.

Peer companies

Historical observation

Of the 584 companies that looked in July 2024 the way this one looks now, 1.2% went bankrupt within 24 months and 92% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more
1.2% went bankrupt
6.0% stopped otherwise
92% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 584 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 18 lines
Balance sheet Code2025
Assets
Total assets20/58€183
Current assets29/58€183
Amounts receivable within one year40/41€40
Other amounts receivable41€40
Cash at bank and in hand54/58€124
Deferred charges and accrued income490/1€20
Equity and liabilities
Total equity and liabilities10/49€183
Equity10/15€183
Contributions10/11€3,000
Profit (loss) carried forward14-€2,817
Income statement Code2025
Gross operating margin9900-€2,650
Operating profit (loss)9901-€2,650
Financial charges65/66B€167
Recurring financial charges65€167
Profit (loss) for the period before taxes9903-€2,817
Profit (loss) for the period9904-€2,817
Profit (loss) for the period to be appropriated9905-€2,817
Appropriation of the result
Profit (loss) to be appropriated9906-€2,817

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Gross operating margin9900-€2,650
Operating profit (loss)9901-€2,650
Financial charges65/66B€167
Recurring financial charges65€167
Profit (loss) for the period before taxes9903-€2,817
Profit (loss) for the period9904-€2,817
Profit (loss) for the period to be appropriated9905-€2,817
Line2025
Assets
Total assets20/58€183
Current assets29/58€183
Amounts receivable within one year40/41€40
Other amounts receivable41€40
Cash at bank and in hand54/58€124
Deferred charges and accrued income490/1€20
Equity and liabilities
Total equity and liabilities10/49€183
Equity10/15€183
Contributions10/11€3,000
Profit (loss) carried forward14-€2,817
Line2025
Profit (loss) for the period9904-€2,817
Operating cash flow (approximation)-€2,817

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
02-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tienen · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
1,193 m²
Building footprint
125 m²
Volume, LiDAR
950 m³
Parcel 24113D0280/00A002, Flanders · tallest building 10.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
PJ Solutions
Vissenakenstraat(VSN) 464, 3300 TienenNACE 45209
since 20242.365.414.383
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24113D0280/00A002 Flanders 1,193 m² 1 · 125 m² 10.0 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 30,007 companies in sector 62200 we hold annual accounts for 18,400. 373 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded10-10-2024
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
63920Other information service activities
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:1014924559
Registered 09-01-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.