Pizza Vali
ActiveThe computed 12-month bankruptcy probability of Pizza Vali is 2.3% (moderate). The 2024 annual accounts show negative equity (€-8k) and a net result of €13k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 22% of 18942 sector peers (fiscal year 2024). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
51
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+100
Solvency10▲+10
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.47 against 0.43 in 2023; short-term debt: 113.8% and cash: 18.8% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-15.4%
Return on assets
24.9%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 18942 sector peers (2024).
NBB · sector comparisonPosition among 18942 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
36 d early
2022
32 d early
2021
32 d early
2020
31 d early
2019
31 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€-8k▲ 61.8%
2023 · €-22k
2018: €15k
2019: €19k
2020: €32k
2021: €14k
2022: €-2k
2023: €-22k
2018 → 2024
Total assets
€53k▲ 44.8%
2023 · €37k
2018: €31k
2019: €29k
2020: €40k
2021: €50k
2022: €31k
2023: €37k
2018 → 2024
Net result
€13k
2023 · €-20k
2018: €5
2019: €4k
2020: €13k
2021: €-18k
2022: €-16k
2023: €-20k
2018 → 2024
Working capital
€-32k▲ 1.1%
2023 · €-33k
2018: €402
2019: €4k
2020: €17k
2021: €-15k
2022: €-22k
2023: €-33k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€32k-€14k▼ 55.3%€-2k€-22k▼ 971%€-8k▲ 61.8%
Operating result€17k-€-16k€-16k▼ 3.2%€-14k▲ 11.7%€21k
Net result€13k-€-18k€-16k▲ 7.7%€-20k▼ 20.2%€13k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €21k after a loss of €14k in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €53k
Fixed assets
€25k▲ 100%
Current assets
€29k▲ 16.7%
Key figures and ratios
EBITDA
€27k▲
2023 · €-7k
Cash flow
€20k▲
2023 · €-12k
Solvency
-15.4%▲
2023 · -58.4%
Current ratio
0.47▲
2023 · 0.43
Quick ratio
0.34▲
2023 · 0.29
Debt / equity
-7.48▼
2023 · -2.71
ROA
24.9%▲
2023 · -53.0%
Interest coverage
6.69▲
2023 · -1.59
Debt
€62k▲
2023 · €58k
Debt ≤ 1 year
€61k▲
2023 · €57k
Income taxes
€3k▲
2023 · €632
Staff costs
€3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€37k€53k▲
Fixed assets21/28€12k€25k▲
Tangible fixed assets22/27€12k€25k▲
Land and buildings22€3k€3k▼
Plant, machinery and equipment23€902€1k▲
Furniture and vehicles24€8k€20k▲
Financial fixed assets28€250€250=
Current assets29/58€24k€29k▲
Stocks and contracts in progress3€8k€8k=
Stocks30/36€8k€8k=
Amounts receivable within one year40/41€8k€10k▲
Trade receivables40€356-
Other amounts receivable41€8k€10k▲
Cash at bank and in hand54/58€8k€10k▲
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€37k€53k▲
Equity10/15€-22k€-8k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-40k€-27k▲
Amounts payable17/49€58k€62k▲
Amounts payable within one year42/48€57k€61k▲
Trade debts44€1k€11k▲
Suppliers440/4€1k€11k▲
Taxes, remuneration and social security45€20k€13k▼
Taxes450/3€1k€4k▲
Remuneration and social security454/9€19k€9k▼
Other amounts payable47/48€36k€37k▲
Accrued charges and deferred income492/3€1k€881▼
Income statement
Code20232024
Remuneration, social security and pensions62-€3k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€6k▼
Other operating charges640/8€6k€12k▲
Gross operating margin9900€-1k€41k▲
Operating profit (loss)9901€-14k€21k▲
Financial income75/76B€1-
Recurring financial income75€1-
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€-19k€17k▲
Income taxes67/77€632€3k▲
Profit (loss) for the period9904€-20k€13k▲
Profit (loss) for the period to be appropriated9905€-20k€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-40k€-27k▲
Profit (loss) brought forward from the previous period14P€-21k€-40k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €13k
Net result €13k after 3 loss-making years.
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-20k
Net result drops to €-20k, the lowest in the series; recovery starts the following year.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity doublescurrent ratio 3.21
Current ratio from 1.49 to 3.21; short-term debt falls from €9k to €8k.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
29-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wijnegem · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Turnhoutsebaan 2952110 WijnegemGround area
136 m²
Building footprint
110 m²
Volume, LiDAR
957 m³
Parcel 11050B0120/00C008, Flanders · tallest building 14.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Turnhoutsebaan 295, 2110 Wijnegem
since 20132.217.251.239
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11050B0120/00C008 | Flanders | 136 m² | 1 · 110 m² | 14.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteWijnegem2.217.251.239
Similar companies · same sector, comparable size
Go IV Excellence
BE 0552.795.377
Sint-Lambrechts-Woluwe · Eq €14k
BLERCO
BE 0447.703.203
Gent · Eq €14k
ALIAZ
BE 0828.694.061
Middelkerke · Eq €14k
Opa's eethuisje
BE 0667.893.302
Nijlen · Eq €14k
TASKAR
BE 0524.937.769
Gent · Eq €14k
Of 20,495 companies in sector 56111 we hold annual accounts for 11,462. 8,052 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-02-2013
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56102Limited-service restaurants
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.