Skip to content

PIZZA NOVA

Active
Public limited companyfounded 199432 yrs activeRue Grand-Ry 103, 4801 Verviers, BelgiumKBO/BCE: BE 0452.539.939

PIZZA NOVA has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €47k and a net result of €-5k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 44% of 10250 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Checked score

Score 2025
25 / 100
Weak▼ -36 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency39▲+4
Growth78=
Stability100
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity short (current ratio 0.34 against 0.51 in 2024), and 68.3% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 32 years 0 40 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
31.7%
Return on assets
-3.1%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
8 d early
2023
26 d late
2022
32 d early
2021
25 d late
2020
2 d late
2019
31 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€47k▼ 8.9%
2024 · €51k
2018: €-31k 2019: €-80k 2020: €-37k 2021: €72k 2022: €32k 2023: €25k 2024: €51k
2018 → 2025
Total assets
€147k▼ 15.3%
2024 · €174k
2018: €108k 2019: €107k 2020: €128k 2021: €229k 2022: €165k 2023: €165k 2024: €174k
2018 → 2025
Net result
€-5k
2024 · €26k
2018: €-6k 2019: €-49k 2020: €44k 2021: €8k 2022: €-40k 2023: €-7k 2024: €26k
2018 → 2025
Working capital
€-57k▼ 30.2%
2024 · €-43k
2018: €-13k 2019: €-41k 2020: €-10k 2021: €-6k 2022: €-48k 2023: €-64k 2024: €-43k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€72k-€32k▼ 55.1%€25k▼ 21.7%€51k▲ 102%€47k▼ 8.9%
Operating result€21k-€-30k€-2k▲ 94.6%€34k€3k▼ 92.2%
Net result€8k-€-40k€-7k▲ 82.3%€26k€-5k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-40k€-20k€0€20k€40kOperating result 2021: €21k€21kNet result 2021: €8k€8kOperating result 2022: €-30k€-30kNet result 2022: €-40k€-40kOperating result 2023: €-2k€-2kNet result 2023: €-7k€-7kOperating result 2024: €34k€34kNet result 2024: €26k€26kOperating result 2025: €3k€3kNet result 2025: €-5k€-5k20212022202320242025
The operating result falls in 2025; 2025 is 92% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €147k
Fixed assets €118k▼ 7.5%
Current assets €29k▼ 37.1%
Equity and liabilities €147k
Equity €47k▼ 8.9%
Debt €101k▼ 18.0%
The debt ratio falls from 70.6% to 68.3%: debt falls faster than equity shrinks.
Key figures and ratios
2025 value · change against 2024
EBITDA
€17k
2024 · €48k
Cash flow
€10k
2024 · €39k
Solvency
31.7%
2024 · 29.4%
Current ratio
0.34
2024 · 0.51
Quick ratio
0.27
2024 · 0.44
Debt / equity
2.16
2024 · 2.40
ROE
-9.7%
2024 · 50.6%
ROA
-3.1%
2024 · 14.9%
Interest coverage
2.91
2024 · 6.84
Debt
€101k
2024 · €123k
Debt ≤ 1 year
€86k
2024 · €89k
Debt > 1 year
€12k
2024 · €29k
Income taxes
€1k
2024 · €1k
Staff costs
€19k
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€174k€147k
Fixed assets21/28€128k€118k
Tangible fixed assets22/27€128k€118k
Land and buildings22€116k€108k
Plant, machinery and equipment23€2k€4k
Furniture and vehicles24€3k€576
Other tangible fixed assets26€7k€5k
Financial fixed assets28€292€292=
Current assets29/58€46k€29k
Stocks and contracts in progress3€7k€6k
Stocks30/36€7k€6k
Amounts receivable within one year40/41€8k€6k
Trade receivables40€3k€1k
Other amounts receivable41€5k€5k
Cash at bank and in hand54/58€31k€17k
Equity and liabilities
Total equity and liabilities10/49€174k€147k
Equity10/15€51k€47k
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Revaluation surpluses12€85k€80k
Reserves13€15k€20k
Distributable reserves133€15k€20k
Profit (loss) carried forward14€-111k€-115k
Amounts payable17/49€123k€101k
Amounts payable after more than one year17€29k€12k
Financial debts170/4€26k€11k
Other amounts payable178/9€3k€1,000
Amounts payable within one year42/48€89k€86k
Current portion of amounts payable after more than one year42€17k€17k
Trade debts44€19k€9k
Suppliers440/4€19k€9k
Taxes, remuneration and social security45€939€3k
Remuneration and social security454/9€939€3k
Other amounts payable47/48€52k€55k
Accrued charges and deferred income492/3€4k€4k
Income statement Code20242025
Remuneration, social security and pensions62€19k€19k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€14k
Other operating charges640/8€3k€3k
Non-recurring operating charges66A€233-
Gross operating margin9900€70k€39k
Operating profit (loss)9901€34k€3k
Financial charges65/66B€7k€6k
Recurring financial charges65€7k€6k
Profit (loss) for the period before taxes9903€27k€-3k
Income taxes67/77€1k€1k
Profit (loss) for the period9904€26k€-5k
Profit (loss) for the period to be appropriated9905€26k€-5k
Appropriation of the result
Profit (loss) to be appropriated9906€-111k€-115k
Profit (loss) brought forward from the previous period14P€-137k€-111k

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
23-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Back to profitnet €26k
Net result €26k after 2 loss-making years.
26-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
29-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
25-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
02-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 2 days late
2020
31-12
Financial Back to profitnet €44k
Net result €44k after 2 loss-making years.
31-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial Weakest financial yearnet €-49k
Net result drops to €-49k, the lowest in the series; recovery starts the following year.
30-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
24-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 24 days late
2017
29-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Verviers · 1 establishment unit since 1994
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue Grand-Ry 1034801 Verviers
Ground area
188 m²
Building footprint
107 m²
Volume, LiDAR
593 m³
2 parcels, Wallonia · tallest building 13.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
PIZZA NOVA
Rue Spintay 166, 4800 VerviersNACE 1513103
since 19942.067.627.848
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
63074B0924/00W005 Wallonia 112 m² 1 · 42 m² 9.4 m · 3 fl.
63079A1032/00B000 Wallonia 76 m² 1 · 65 m² 13.5 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Verviers2.067.627.848
1 permission
Toelating · Traiteur · since 01-01-2006

Similar companies · same sector, comparable size

Of 2,468 companies in sector 47279 we hold annual accounts for 942. 779 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPublic limited company
Founded19-04-1994
Fiscal year end31-12
Activities, NACEBEL
47279Other retail sale of food
47299Retail trade
52272
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

General meetings

1 convocation
Extraordinary general meeting
published 16-01-2012
1. Rapport annuel des administrateurs. 2. Nomination éventuel d’un administrateur actif.