Pizza E Vino
ActiveThe computed 12-month bankruptcy probability of Pizza E Vino is 1.6% (moderate). The 2025 annual accounts show equity of €44k and a net result of €4k. Equity is growing by ~13.8% per year across the filed fiscal years. Its solvency ranks better than 23% of 10345 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability62▲+12
Solvency38▲+2
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 4.54 against 3.02 in 2024; short-term debt: 7.9% and cash: 20.7% of total assets), but 87% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13%
Return on assets
1.2%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 10345 sector peers (2025).
NBB · sector comparisonPosition among 10345 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
on the day
2024
2 d early
2023
3 d early
2022
30 d early
2021
58 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€44k▲ 10.5%
2024 · €40k
2021: €23k
2022: €33k
2023: €55k
2024: €40k
2021 → 2025
Total assets
€342k▼ 4.8%
2024 · €359k
2021: €441k
2022: €418k
2023: €399k
2024: €359k
2021 → 2025
Net result
€4k
2024 · €-15k
2021: €936
2022: €10k
2023: €22k
2024: €-15k
2021 → 2025
Working capital
€96k▲ 64.3%
2024 · €58k
2021: €-25k
2022: €-278
2023: €44k
2024: €58k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€23k-€33k▲ 42.2%€55k▲ 66.1%€40k▼ 27.5%€44k▲ 10.5%
Operating result€20k-€27k▲ 33.3%€34k▲ 26.3%€8k▼ 76.1%€17k▲ 108%
Net result€936-€10k▲ 957%€22k▲ 123%€-15k€4k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 108% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €342k
Fixed assets
€219k▼ 19.5%
Current assets
€123k▲ 40.9%
Equity and liabilities €342k
Equity
€44k▲ 10.5%
Debt
€298k▼ 6.7%
The debt ratio falls from 88.8% to 87.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€76k▲
2024 · €73k
Cash flow
€63k▲
2024 · €49k
Solvency
13.0%▲
2024 · 11.2%
Current ratio
4.54▲
2024 · 3.02
Quick ratio
4.28▲
2024 · 2.77
Debt / equity
6.71▼
2024 · 7.95
ROE
9.5%▲
2024 · -37.9%
ROA
1.2%▲
2024 · -4.2%
Interest coverage
4.98▲
2024 · 4.36
Debt
€298k▼
2024 · €319k
Debt ≤ 1 year
€27k▼
2024 · €29k
Debt > 1 year
€270k▼
2024 · €290k
Income taxes
€119▼
2024 · €10k
Staff costs
€23k▲
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€359k€342k▼
Fixed assets21/28€272k€219k▼
Intangible fixed assets21€16k-
Tangible fixed assets22/27€256k€219k▼
Land and buildings22€220k€202k▼
Plant, machinery and equipment23€5k€4k▼
Furniture and vehicles24€30k€14k▼
Current assets29/58€87k€123k▲
Stocks and contracts in progress3€7k€7k▼
Stocks30/36€7k€7k▼
Amounts receivable within one year40/41€38k€45k▲
Trade receivables40-€2k
Other amounts receivable41€38k€43k▲
Cash at bank and in hand54/58€42k€71k▲
Deferred charges and accrued income490/1€93-
Equity and liabilities
Total equity and liabilities10/49€359k€342k▼
Equity10/15€40k€44k▲
Contributions10/11€23k€23k=
Reserves13€18k€22k▲
Distributable reserves133€18k€22k▲
Amounts payable17/49€319k€298k▼
Amounts payable after more than one year17€290k€270k▼
Financial debts170/4€290k€270k▼
Amounts payable within one year42/48€29k€27k▼
Current portion of amounts payable after more than one year42€25k€21k▼
Trade debts44€477€2k▲
Suppliers440/4€477€2k▲
Taxes, remuneration and social security45€4k€4k▼
Taxes450/3€2k€2k▲
Remuneration and social security454/9€2k€1k▼
Accrued charges and deferred income492/3-€810
Income statement
Code20242025
Remuneration, social security and pensions62€21k€23k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€65k€59k▼
Other operating charges640/8€7k€1k▼
Gross operating margin9900€101k€100k▼
Operating profit (loss)9901€8k€17k▲
Financial income75/76B€3k€3k▼
Recurring financial income75€2k€3k▲
Non-recurring financial income76B€1k-
Financial charges65/66B€17k€15k▼
Recurring financial charges65€17k€15k▼
Profit (loss) for the period before taxes9903€-5k€4k▲
Income taxes67/77€10k€119▼
Profit (loss) for the period9904€-15k€4k▲
Profit (loss) for the period to be appropriated9905€-15k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-15k€4k▲
Transfer from equity791/2€15k-
Transfer to equity691/2-€4k
To other reserves6921-€4k
Social balance
Average headcount (FTE)90870.70.9▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Weakest financial yearnet €-15k ▼169%
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
27-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Highest result since 2021net €22k ▲123%
Operating result €34k, net result €22k, both a record.
30-09
Financial
Liquidity doublescurrent ratio 2.27
Current ratio from 1.00 to 2.27; short-term debt falls from €70k to €35k.
31-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 58 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wingene · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boekweitlaan 28750 WingeneGround area
598 m²
Building footprint
156 m²
Volume, LiDAR
813 m³
2 parcels, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Pizza E Vino
since 20202.305.363.267
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37018F0936/00N003 | Flanders | 402 m² | 1 · 84 m² | 8.3 m · 2 fl. |
| 37018D1636/00Z006 | Flanders | 195 m² | 1 · 71 m² | 6.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteWingene2.305.363.267
Similar companies · same sector, comparable size
WTB
BE 0793.683.791
Brecht · Eq €44k
VINEASTE
BE 0447.179.106
Mont-Saint-Guibert · Eq €43k
Heynsquared
BE 0562.922.771
Maldegem · Eq €43k
Boischéri
BE 0778.360.464
Elsene · Eq €43k
MAZERAY
BE 0843.934.939
Koksijde · Eq €46k
Of 1,508 companies in sector 47252 we hold annual accounts for 651. 439 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-06-2020
Fiscal year end30-09
Activities, NACEBEL
47252Retail sale of beverages, general range
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
10730Manufacture of food products
47210Retail sale of fruit and vegetables
47279Other retail sale of food
47299Retail trade
47810Retail trade
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:hildevandemoere@gmail.com