PITOMA
ActivePITOMA has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €6.48M and a net result of €873k. Equity is growing by ~9.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 1692 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
93
/ 100
Excellent▼ -7 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability67▼-30
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €600k at 30 days acceptable
Liquidity ample (current ratio 5.91 against 5.91 in 2023), and 8.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
91.4%
Return on assets
12.3%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-06-2025, 41 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
41 d early
2023
2 d early
2022
35 d early
2021
3 d early
2020
2 d early
2019
30 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€6.48M▲ 9.5%
2023 · €5.92M
2018: €3.69M
2019: €4.01M
2020: €4.43M
2021: €5.04M
2022: €4.78M
2023: €5.92M
2018 → 2024
Total assets
€7.09M▲ 9.8%
2023 · €6.46M
2018: €4.40M
2019: €4.65M
2020: €4.99M
2021: €5.62M
2022: €5.18M
2023: €6.46M
2018 → 2024
Net result
€873k▼ 23.7%
2023 · €1.14M
2018: €182k
2019: €314k
2020: €419k
2021: €610k
2022: €142k
2023: €1.14M
2018 → 2024
Working capital
€2.69M▲ 35.1%
2023 · €1.99M
2018: €1.88M
2019: €2.01M
2020: €1.05M
2021: €1.48M
2022: €732k
2023: €1.99M
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€4.43M-€5.04M▲ 13.8%€4.78M▼ 5.1%€5.92M▲ 23.9%€6.48M▲ 9.5%
Operating result€625k-€922k▲ 47.5%€222k▼ 75.9%€1.52M▲ 584%€1.12M▼ 26.1%
Net result€419k-€610k▲ 45.5%€142k▼ 76.7%€1.14M▲ 705%€873k▼ 23.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 26% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €7.09M
Fixed assets
€3.85M▼ 5.2%
Current assets
€3.24M▲ 35.1%
Equity and liabilities €7.09M
Equity
€6.48M▲ 9.5%
Provisions
€45k=
Debt
€562k▲ 13.8%
The debt ratio rises from 7.6% to 7.9%: debt grows faster than equity.
Key figures and ratios
EBITDA
€1.33M▼
2023 · €1.72M
Cash flow
€1.07M▼
2023 · €1.35M
Solvency
91.4%▼
2023 · 91.7%
Current ratio
5.91▲
2023 · 5.91
Quick ratio
5.87▲
2023 · 5.86
Debt / equity
0.09▲
2023 · 0.08
ROE
13.5%▼
2023 · 19.3%
ROA
12.3%▼
2023 · 17.7%
Interest coverage
342.67▲
2023 · 340.89
Debt
€562k▲
2023 · €494k
Debt ≤ 1 year
€549k▲
2023 · €406k
Income taxes
€307k▼
2023 · €406k
Staff costs
€726k▲
2023 · €717k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€6.46M€7.09M▲
Fixed assets21/28€4.06M€3.85M▼
Intangible fixed assets21€257-
Tangible fixed assets22/27€4.06M€3.85M▼
Land and buildings22€718k€511k▼
Furniture and vehicles24€81k€193k▲
Other tangible fixed assets26€3.26M€3.14M▼
Financial fixed assets28€541€541=
Current assets29/58€2.40M€3.24M▲
Stocks and contracts in progress3€21k€21k▲
Stocks30/36€21k€21k▲
Amounts receivable within one year40/41€177k€128k▼
Trade receivables40€177k€123k▼
Other amounts receivable41€107€5k▲
Current investments50/53€1.65M€2.75M▲
Cash at bank and in hand54/58€535k€315k▼
Deferred charges and accrued income490/1€18k€29k▲
Equity and liabilities
Total equity and liabilities10/49€6.46M€7.09M▲
Equity10/15€5.92M€6.48M▲
Contributions10/11€50k€50k=
Outside capital11€50k€50k=
Other1109/19€50k€50k=
Reserves13€5.87M€5.56M▼
Distributable reserves133€5.87M€5.56M▼
Profit (loss) carried forward14-€873k
Provisions and deferred taxes16€45k€45k=
Provisions for liabilities and charges160/5€45k€45k=
Major repairs and maintenance162€45k€45k=
Amounts payable17/49€494k€562k▲
Amounts payable after more than one year17€73k-
Financial debts170/4€73k-
Amounts payable within one year42/48€406k€549k▲
Current portion of amounts payable after more than one year42€40k€73k▲
Trade debts44€218k€372k▲
Suppliers440/4€218k€372k▲
Taxes, remuneration and social security45€147k€103k▼
Taxes450/3€85k€40k▼
Remuneration and social security454/9€62k€63k▲
Other amounts payable47/48€775€775=
Accrued charges and deferred income492/3€14k€14k▼
Income statement
Code20232024
Non-recurring operating income76A-€3k
Remuneration, social security and pensions62€717k€726k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€201k€202k▲
Other operating charges640/8€48k€43k▼
Non-recurring operating charges66A-€211
Gross operating margin9900€2.49M€2.09M▼
Operating profit (loss)9901€1.52M€1.12M▼
Financial income75/76B€34k€60k▲
Recurring financial income75€34k€60k▲
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€1.55M€1.18M▼
Income taxes67/77€406k€307k▼
Profit (loss) for the period9904€1.14M€873k▼
Profit (loss) for the period to be appropriated9905€1.14M€873k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1.14M€873k▼
Transfer from equity791/2-€311k
Transfer to equity691/2€1.14M-
To other reserves6921€1.14M-
Profit to be distributed694/7-€311k
Return on contributions (dividend)694-€311k
Social balance
Average headcount (FTE)908718.717.7▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
20-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €1.14M ▲705%
Operating result €1.52M, net result €1.14M, both a record.
31-12
Financial
Equity above €5MEq €5.92M ▲23.9%
6 profitable years in a row build equity to €5.92M.
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €142k ▼76.7%
Net result drops to €142k, the lowest in the series; recovery starts the following year.
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €5MEq €5.04M ▲13.8%
4 profitable years in a row build equity to €5.04M.
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
06-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2025
Pittoors Guido
CurrentDirector · since 03-06-2025
03-06-2025
Appointed as Director
Location & real-estate footprint
Registered office, Rumst · 1 establishment unit since 1988
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Morenhoevestraat 112840 RumstGround area
3.5 ha
Building footprint
700 m²
Volume, LiDAR
3,982 m³
Parcel 11036C0222/00F000, Flanders · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Morenhoevestraat 11, 2840 Rumst
since 19882.041.937.003
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11036C0222/00F000 | Flanders | 3.5 ha | 1 · 700 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 2,105 EUR awarded · 2,105 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,105 EUR | 2,105 EUR |
Schemes
Retroactieve investeringspremie voor eigenaars van zonnepanelen na afschaffing van terugdraaiende teller
Recognitions · licences · registrations
Food safety, FASFC
1 siteRumst2.041.937.003
Similar companies · same sector, comparable size
Lauwerysen - krijnen
BE 0831.682.750
Merksplas · Eq €6.62M
BARKA
BE 0475.225.566
Antwerpen · Eq €6.29M
MOLS
BE 0437.232.349
Ranst · Eq €6.28M
LES VIGNOBLES DES AGAISES
BE 0477.644.925
Estinnes · Eq €6.20M
VAN DEN EYNDE
BE 0447.858.106
Kontich · Eq €6.85M
Of 3,615 companies in sector 01130 we hold annual accounts for 783. 335 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-01-1989
Fiscal year end31-12
Activities, NACEBEL
01121
01130Growing of vegetables, melons, roots and tubers
01240Growing of pome and stone fruits
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.