PITANCE
ActivePITANCE has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €422k and a net result of €42k. Equity remains stable across the filed fiscal years (±1.2% per year). Its solvency ranks better than 95% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
98
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81=
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
short-term debt: 0.3% and cash: 62.9% of total assets, and 0.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.6%
Return on assets
10%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €422k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
14 d late
2023
5 d early
2022
3 d early
2021
29 d late
2020
2 d early
2019
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€42k▲ 13.8%
2024 · €37k
2018: €14k
2019: €-76k
2020: €12k
2021: €12k
2022: €-48k
2023: €-7k
2024: €37k
2018 → 2025
Working capital
€350k▲ 16.1%
2024 · €301k
2018: €283k
2019: €228k
2020: €253k
2021: €277k
2022: €245k
2023: €251k
2024: €301k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€398k-€349k▼ 12.2%€342k▼ 1.9%€380k▲ 10.9%€422k▲ 11.2%
Operating result€10k-€-51k€-31k▲ 39.5%€31k€35k▲ 9.9%
Net result€12k-€-48k€-7k▲ 86.1%€37k€42k▲ 13.8%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 10% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €424k
Fixed assets
€73k▼ 7.6%
Current assets
€351k▲ 14.8%
Equity and liabilities €424k
Equity
€422k▲ 11.2%
Debt
€2k▼ 66.4%
The debt ratio falls from 1.2% to 0.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€41k▼
2024 · €44k
Cash flow
€48k▼
2024 · €50k
Solvency
99.6%▲
2024 · 98.8%
Debt / equity
0.00▼
2024 · 0.01
ROE
10.1%▲
2024 · 9.8%
ROA
10.0%▲
2024 · 9.7%
Interest coverage
65.21▼
2024 · 78.34
Debt
€2k▼
2024 · €5k
Debt ≤ 1 year
€1k▼
2024 · €5k
Income taxes
€328▲
2024 · €76
A ratio outside any meaningful range has been withheld (balance sheet total €424k, equity €422k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€384k€424k▲
Fixed assets21/28€78k€73k▼
Tangible fixed assets22/27€78k€72k▼
Land and buildings22€78k€72k▼
Financial fixed assets28€248€248=
Current assets29/58€306k€351k▲
Amounts receivable within one year40/41€76k€84k▲
Other amounts receivable41€76k€84k▲
Cash at bank and in hand54/58€223k€267k▲
Deferred charges and accrued income490/1€6k-
Equity and liabilities
Total equity and liabilities10/49€384k€424k▲
Equity10/15€380k€422k▲
Contributions10/11€148k€148k=
Reserves13€28k€28k=
Tax-exempt reserves132€19k€19k=
Distributable reserves133€9k€9k=
Profit (loss) carried forward14€204k€246k▲
Amounts payable17/49€5k€2k▼
Amounts payable within one year42/48€5k€1k▼
Trade debts44€4k€1k▼
Suppliers440/4€4k€1k▼
Taxes, remuneration and social security45€126€134▲
Taxes450/3€126€134▲
Accrued charges and deferred income492/3-€66
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€6k▼
Other operating charges640/8€6k€5k▼
Gross operating margin9900€51k€45k▼
Operating profit (loss)9901€31k€35k▲
Financial income75/76B€7k€9k▲
Recurring financial income75€7k€9k▲
Non-recurring financial income76B€0€0▲
Financial charges65/66B€686€743▲
Recurring financial charges65€568€621▲
Non-recurring financial charges66B€118€121▲
Profit (loss) for the period before taxes9903€37k€43k▲
Income taxes67/77€76€328▲
Profit (loss) for the period9904€37k€42k▲
Profit (loss) for the period to be appropriated9905€37k€42k▲
Appropriation of the result
Profit (loss) to be appropriated9906€204k€246k▲
Profit (loss) brought forward from the previous period14P€166k€204k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Highest result since 2018net €42k ▲13.8%
Operating result €35k, net result €42k, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 240.02
Current ratio from 67.22 to 240.02; short-term debt falls from €5k to €1k.
14-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 14 days late
2024
31-12
Financial
Back to profitnet €37k
Net result €37k after 2 loss-making years.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Liquidity times 38current ratio 682.65
Current ratio from 17.91 to 682.65; short-term debt falls from €15k to €407.
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 17.91
Current ratio from 5.93 to 17.91; short-term debt falls from €46k to €15k.
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-76k ▼648%
Net result drops to €-76k, the lowest in the series; recovery starts the following year.
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dinant · 1 establishment unit since 1986
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Quai Prosper-Van-Geert 85500 DinantGround area
1,893 m²
Building footprint
339 m²
Volume, LiDAR
2,898 m³
2 parcels, Wallonia · tallest building 13.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Place Baudouin 1er 2, 5500 Dinant
since 19862.028.714.319
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91243C0046/00S000 | Wallonia | 1,165 m² | 1 · 179 m² | 9.6 m · 2 fl. |
| 91243C0088/00F006 | Wallonia | 728 m² | 1 · 159 m² | 13.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 35,964 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-01-1986
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
77210Renting and leasing of sports and recreation goods
79901Tourist information services
Sources
Crossroads Bank for EnterprisesNational Bank · 40 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.