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PISCINE ET VOUS

Active
Private limited companyfounded 2007active for 19 yearsChaussée de Marche(WD) 658, 5100 Namur, BelgiumKBO/BCE: BE 0887.312.250
Summary

PISCINE ET VOUS has been active since 2007 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €799,351 and a net result of -€52,477. Equity is growing by about 13% per year across the filed financial years. Its solvency ranks better than 51% of 9,865 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Risk analysisFollow ReportCompare
PISCINE ET VOUSActiveChecked score 69/100
Risk analysis ReportCompare

Overview

Activity
Other building finishing work
NACE 43350Other specialised construction activities NACE 43990
1 site
Size
≈ €820,000turnover 2025, estimated
Staff
3.8 FTE
Equity
€799,351
Loss
-€52,477
Turnover estimated from the gross margin
Financial health
69 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.6%
Structure
Parent
ALGO CONSULTING · 100%
2025 accounts filed 31 days late2 of 5 deeds summarised
Why 69raises riskLast filed accounts filed 31 days late; 1 of the last 3 lateSector: Specialised construction activities (NACE 43)Loss of €52,477, the second in a row (financial year 2025)lowers riskFounded in 2007Show the evidence

Checked score

Score 2025
69 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 34% of its sector peers (NACE 43, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 69-11
equity 44.5% of total assets
Liquidity 51-4
short-term debt 14.7% · cash 3.1%
Profitability 22-17
return on assets -2.9%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 11-2024: < 0.1%lowest value 12-2024: < 0.1%● unchanged vs 11-2024lowest value 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: 0.1%▲ +0.1 percentage points vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.2%▲ +0.1 percentage points vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.3%▲ +0.1 percentage points vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.7%▲ +0.4 percentage points vs 07-2026highest value 09-2026: 0.6%▼ -0.1 percentage points vs 08-2026 10-2026: 0.6%● unchanged vs 09-2026
Credit of up to €55,000 on 30-day terms is acceptable
Liquidity ample (current ratio 3.23, compared with 2.72 in 2024, above the usual 1.5; short-term debt: 14.7% and cash: 3.1% of total assets), but 55.5% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 48% on solvency, 45% on liquidity, 15% on profitability and 27% on growth.

The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
raises risk · Last filed accounts filed 31 days late; 1 of the last 3 late
NBB · filings
lowers risk · Founded in 2007
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · Loss of €52,477, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€52,477
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
29 days late
2023
30 days late
2022
11 days early
2021
20 days early
2020
23 days early
2019
144 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 26 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 August (4 of the last 5 filed years within 40 days of that day).
Companies Code · seven months
Where today falls in the filing period
31-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Weakest financial yearnet -€52,477
  3. Annual accounts filedfinancial year 2024 · full…

Key points

  • Caution: Among the weakest 7% on net resultsector median €26,903 · 9,857 companies -€52,477 View
  • Controlled by ALGO CONSULTING 100% View
  • Caution: 2 loss-making years in a rowloss financial year 2025 -€52,477 View

By topic

Financials

Financial year
2025
Total assets
€1.8m
Loss
-€52,477
Solvency
44.5%
Total assets▲ 14.8%
Net result
20182025
Go to Financials

Timeline

Events
25
Since
2008
Next accounts
by 31-07-2027
  1. 30-08-2024Annual accounts filed
  2. 23-05-2024Resignations: MARTIN-SCHMETS Sébastien (director) and DEMOUTIEZ Marie-Christine…
  3. 10-01-2024Resignations: Sébastien MARTIN-SCHMETS (manager) and Marie-Christine DEMOUTIEZ…
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other building finishing workNACE 43350
Founded
12-02-2007
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
25
Who signs
Each director alone
Annual meeting
Second Tuesday of June at 13:00
Purpose
“Toutes opérations se rapportant directement ou indirectement à la fabrication, la pose…” (deed in French)
Go to Articles of association

Key facts about PISCINE ET VOUS

What is the company number of PISCINE ET VOUS?
0887.312.250. In Belgium the VAT number is the company number with BE in front: BE 0887.312.250.
Where is PISCINE ET VOUS based?
The registered office is at Chaussée de Marche(WD) 658, 5100 Namur.Company details
What does PISCINE ET VOUS do?
According to the KBO register, the main activity is other building finishing work (NACE 43350).
What is the legal form of PISCINE ET VOUS?
Private limited company (BV).
When was PISCINE ET VOUS founded?
On 12-02-2007.
Is PISCINE ET VOUS still active?
Yes, PISCINE ET VOUS is an active enterprise in the KBO register.
How many employees does PISCINE ET VOUS have?
On average 3.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of PISCINE ET VOUS?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is PISCINE ET VOUS profitable?
In financial year 2025, PISCINE ET VOUS made a loss of €52,477.
Where can I find the annual accounts of PISCINE ET VOUS?
PISCINE ET VOUS filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of PISCINE ET VOUS due?
By 31-07-2027, for financial year 2026.Timeline

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