PIRSOPTIC
ActiveSummary
PIRSOPTIC has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €32,118 and a net result of €11,493. Equity is growing by ~7.3% per year across the filed fiscal years. Its solvency ranks better than 74% of 18973 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Overview
What they do
Retail sale of prescription glasses, lenses and sunglasses
NACE 47742Retail trade NACE 47782
1 site
How big
€51,670total assets 2025
- Staff
- 1 FTE
- Equity
- €32,118
- Profit
- €11,493
Who decides
Accounts 2 d early0 of 2 deeds read
Why 86- Higher-failure-rate sector- Higher-failure-rate region- Limited track record+ Annual accounts: healthy financial profileLatest accounts filed on timeShow the evidence
Checked score
Score 2025
Axes · tick = 2024
Profitability97▲+6
Solvency87▲+2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,500 at 30 days acceptable
Liquidity ample (current ratio 2.35 against 1.85 in 2024; short-term debt: 37.8% and cash: 62.1% of total assets), and 37.8% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.2%
Return on assets
22.2%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
2 d early
2024
1 d early
2023
9 d late
2022
22 d early
2021
3 d early
2020
23 d early
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 6 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 29 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close01-10-2026 today31-01-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
Financials
Fiscal year 2025Total assets €51,670Profit €11,493Solvency 62.2%Liquidity 2.35
Total assets
€51,670▲ 36.1%
2019 - 2025
Net result
€11,493▲ 68.0%
2019 - 2025
Equity
€32,118▲ 42.1%
2019 - 2025
Staff (FTE)
1▲ 400%
2019 - 2025
Financials · fiscal year 2025, micro schema
Trend over the years
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€13,642▲ 497%-€4,948€2,132€12,072▲ 466%€18,521▲ 53.4%
Net result€8,604within the sector's middle half▲ 798%-€6,475below the sector's middle half€374within the sector's middle half€6,842within the sector's middle half▲ 1,729%€11,493within the sector's middle half▲ 68.0%
Equity€25,448within the sector's middle half▲ 51.1%€18,973within the sector's middle half▼ 25.4%€19,347within the sector's middle half▲ 2.0%€22,605within the sector's middle half▲ 16.8%€32,118within the sector's middle half▲ 42.1%
Total assets€42,236below the sector's middle half▲ 54.8%€47,180below the sector's middle half▲ 11.7%€42,507below the sector's middle half▼ 9.9%€37,977below the sector's middle half▼ 10.7%€51,670below the sector's middle half▲ 36.1%
Debt€16,788▲ 60.9%€28,207▲ 68.0%€23,160▼ 17.9%€15,372▼ 33.6%€19,552▲ 27.2%
Working capital€21,195within the sector's middle half▲ 40.2%€9,100within the sector's middle half▼ 57.1%€8,370within the sector's middle half▼ 8.0%€13,020within the sector's middle half▲ 55.6%€26,390within the sector's middle half▲ 103%
Solvency60.3%within the sector's middle half▼ 1.5pp40.2%within the sector's middle half▼ 20.0pp45.5%within the sector's middle half▲ 5.3pp59.5%within the sector's middle half▲ 14.0pp62.2%within the sector's middle half▲ 2.6pp
Current ratio2.26within the sector's middle half▼ 0.191.43within the sector's middle half▼ 0.831.43within the sector's middle half▼ 0.011.85within the sector's middle half▲ 0.422.35within the sector's middle half▲ 0.50
Return on assets (ROA)20.4%above the sector's middle half▲ 16.9pp-13.7%below the sector's middle half▼ 34.1pp0.9%within the sector's middle half▲ 14.6pp18.0%above the sector's middle half▲ 17.1pp22.2%above the sector's middle half▲ 4.2pp
Staff (FTE)1▲ 400%1=1=0.2▼ 80.0%1▲ 400%
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Result and balance sheet
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 53% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €51,670
Fixed assets
€5,728 ▼ 40.2%
Current assets
€45,942 ▲ 61.8%
Equity and liabilities €51,670
Equity
€32,118 ▲ 42.1%
Debt
€19,552 ▲ 27.2%
Debt's share of the balance-sheet total falls from 40.5% to 37.8%. Equity and debt are higher.
Key figures and ratios
Key figures and ratios
EBITDA
€23,560▲
2024 · €17,071
Cash flow
€16,532▲
2024 · €11,841
Debt to equity
0.61▼
2024 · 0.68
ROE
35.8%▲
2024 · 30.3%
Interest coverage
30.72▲
2024 · 24.46
Debt ≤ 1 year
€19,552▲
2024 · €15,372
Income taxes
€6,312▲
2024 · €4,549
Staff costs
€17,385▲
2024 · €10,004
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,975 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.6%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.9% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,975 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Filed annual accounts
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €20,937 | €22,437 | €10,004 | €17,385 | ▲ 73.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,462 | €2,585 | €5,009 | €4,999 | €5,039 | ▲ 0.8% |
| Other operating charges640/8 | - | €693 | €604 | €946 | €722 | ▼ 23.7% |
| Gross operating margin9900 | €32,990 | €19,267 | €30,182 | €28,021 | €41,667 | ▲ 48.7% |
| Operating profit (loss)9901 | €13,642 | -€4,948 | €2,132 | €12,072 | €18,521 | ▲ 53.4% |
| Financial income75/76B | - | - | - | €17 | €51 | ▲ 200% |
| Recurring financial income75 | €33 | - | - | €17 | €51 | ▲ 200% |
| Financial charges65/66B | - | €431 | €623 | €698 | €767 | ▲ 9.9% |
| Recurring financial charges65 | €414 | €431 | €623 | €698 | €767 | ▲ 9.9% |
| Profit (loss) for the period before taxes9903 | €13,261 | -€5,379 | €1,509 | €11,391 | €17,805 | ▲ 56.3% |
| Income taxes67/77 | €4,657 | €1,096 | €1,135 | €4,549 | €6,312 | ▲ 38.8% |
| Profit (loss) for the period9904 | €8,604 | -€6,475 | €374 | €6,842 | €11,493 | ▲ 68.0% |
| Profit (loss) for the period to be appropriated9905 | €8,604 | -€6,475 | €374 | €6,842 | €11,493 | ▲ 68.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €42,236 | €47,180 | €42,507 | €37,977 | €51,670 | ▲ 36.1% |
| Fixed assets21/28 | €4,253 | €17,134 | €14,584 | €9,585 | €5,728 | ▼ 40.2% |
| Tangible fixed assets22/27 | €4,253 | €17,134 | €14,584 | €9,585 | €5,728 | ▼ 40.2% |
| Land and buildings22 | - | €11,916 | €9,590 | €6,080 | €3,573 | ▼ 41.2% |
| Plant, machinery and equipment23 | - | €2,082 | €1,389 | €694 | - | - |
| Furniture and vehicles24 | - | €3,136 | €2,440 | €1,775 | €1,248 | ▼ 29.7% |
| Other tangible fixed assets26 | - | - | €1,165 | €1,036 | €907 | ▼ 12.5% |
| Current assets29/58 | €37,983 | €30,046 | €27,923 | €28,392 | €45,942 | ▲ 61.8% |
| Amounts receivable within one year40/41 | €13,957 | €16,007 | €14,971 | €12,801 | €11,062 | ▼ 13.6% |
| Trade receivables40 | - | €11,700 | €11,573 | €12,599 | €10,519 | ▼ 16.5% |
| Other amounts receivable41 | - | €4,307 | €3,398 | €202 | €543 | ▲ 169% |
| Cash at bank and in hand54/58 | €24,026 | €13,751 | €7,268 | €11,184 | €32,071 | ▲ 187% |
| Deferred charges and accrued income490/1 | - | €288 | €5,684 | €4,407 | €2,809 | ▼ 36.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €42,236 | €47,180 | €42,507 | €37,977 | €51,670 | ▲ 36.1% |
| Equity10/15 | €25,448 | €18,973 | €19,347 | €22,605 | €32,118 | ▲ 42.1% |
| Contributions10/11 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €19,248 | €19,248 | €19,248 | €16,405 | €25,918 | ▲ 58.0% |
| Non-distributable reserves130/1 | - | €649 | €649 | - | - | - |
| Reserves not available under the articles1311 | - | €649 | €649 | - | - | - |
| Distributable reserves133 | - | €18,599 | €18,599 | €16,405 | €25,918 | ▲ 58.0% |
| Profit (loss) carried forward14 | - | -€6,475 | -€6,101 | - | - | - |
| Amounts payable17/49 | €16,788 | €28,207 | €23,160 | €15,372 | €19,552 | ▲ 27.2% |
| Amounts payable after more than one year17 | - | €7,261 | €3,142 | - | - | - |
| Financial debts170/4 | - | €7,261 | €3,142 | - | - | - |
| Amounts payable within one year42/48 | €16,788 | €20,946 | €19,553 | €15,372 | €19,552 | ▲ 27.2% |
| Current portion of amounts payable after more than one year42 | - | €4,041 | €4,119 | €3,142 | - | - |
| Trade debts44 | €4,312 | €6,925 | €4,210 | €1,997 | €2,359 | ▲ 18.1% |
| Suppliers440/4 | - | €6,925 | €4,210 | €1,997 | €2,359 | ▲ 18.1% |
| Advances received on contracts in progress46 | - | - | - | - | €86 | - |
| Taxes, remuneration and social security45 | - | €9,980 | €11,224 | €10,035 | €13,351 | ▲ 33.0% |
| Taxes450/3 | - | €7,413 | €8,487 | €10,035 | €11,742 | ▲ 17.0% |
| Remuneration and social security454/9 | - | €2,567 | €2,737 | - | €1,609 | - |
| Other amounts payable47/48 | - | - | - | €198 | €3,756 | ▲ 1,797% |
| Accrued charges and deferred income492/3 | - | - | €465 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €8,604 | -€6,475 | €374 | €6,842 | €11,493 | ▲ 68.0% |
| + Depreciation and write-downs630 | €2,462 | €2,585 | €5,009 | €4,999 | €5,039 | ▲ 0.8% |
| Operating cash flow (approximation) | €11,066 | -€3,890 | €5,383 | €11,841 | €16,532 | ▲ 39.6% |
| Investment in fixed assets (approximation) | - | -€15,466 | -€2,459 | €0 | -€1,182 | - |
| Change in cash | - | -€10,275 | -€6,483 | €3,916 | €20,887 | ▲ 433% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Comparable companies
Similar companies · same sector, comparable size
FALCON EYE
BE 1017.016.789
Wemmel · Eq €32,464
Laurent Marien
BE 1010.213.626
Brussel · Eq €32,575
HOEDT - BOURGEOIS
BE 0440.908.451
Hannut · Eq €31,378
PHOTO - GILMAN
BE 0453.217.553
Herve · Eq €31,374
AUGUST STUDIO CREATIF
BE 1017.906.518
Marche-en-Famenne · Eq €31,343
Of 1,737 companies in this sector we hold annual accounts for 1,141. 830 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Timeline
9 eventsLatest 29-01-2026Next filing 31-01-2027
History
Acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
09-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 9 days late
2023
30-06
Financial
Back to profitnet €374
Net result €374 after one loss-making year.
09-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Weakest financial yearnet -€6,475
Net result drops to -€6,475, the lowest in the series; recovery starts the following year.
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
08-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Company details
Private limited company · founded 28-03-2018Year ends 30-06Peppol reachable1 site
Register details
Identification
Legal formPrivate limited company
Founded28-03-2018
Fiscal year end30-06
Activities, NACEBEL 2025
47742Retail sale of prescription glasses, lenses and sunglasses
E-invoicing
Reachable via Peppol
Peppol ID
0208:0693694312
Also
9925:BE0693694312
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Sites & property
Location & real-estate footprint
Registered office, Anhée · 1 establishment unit since 2018
Ground area
9,184 m²
Building footprint
1,523 m²
Volume, LiDAR
586 m³
2 parcels, Wallonia · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Magasin Pearle
since 2018unit no. 2.276.736.587
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 93022L0287/00T000 | Wallonia | 7,732 m² | 1 · 1,424 m² | - |
| 92117A0158/00K000 | Wallonia | 1,453 m² | 1 · 99 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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