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PIRNAY CHRISTOPHE

Active
Private limited companyfounded 2022active for 4 yearsRue des Carmes(AYE) 117, 4630 Soumagne, BelgiumKBO/BCE: BE 0780.986.689

From the official registers: KBO 4 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

PIRNAY CHRISTOPHE has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €38,570 and a net result of €1,159. Equity has been growing by about 29% per year since 2022. Its solvency ranks better than 61% of 9,380 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Overview

Official details

KBO
Status
Active since 27-01-2022 Normal situation
Activity
General construction of residential buildings NACE 41001and 1 other
Establishment unit
2.327.414.931 4630 Soumagne, since 27-01-2022
Financial year end
31 December
Peppol
Reachable since 25-11-2025

Board and ownership

Board
  • Pirnay ChristopheDirector · since 27-01-2022

Financial position

68 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.9%
Annual accounts 2025
Gross margin
€20,194
▼ 56.8%
Turnover
≈ €240,000
estimated
Profit
€1,159
▼ 95.5%
Equity
€38,570
▲ 3.1%
Total assets
€71,761
▲ 2.2%
Filed on 23-06-2026, 38 days before the deadline
Score breakdownraises riskSector: Construction of residential and non-residential buildings (NACE 41)Founded in 2022Size: total assets €71,761lowers riskLiquidity: current ratio 1.36, cash €28,429Show the evidence

Checked score

Score 2025
68 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 57% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Strong
Solvency 79+1
equity 53.7% of total assets
Liquidity 77+8
short-term debt 46.3% · cash 39.6%
Profitability 71-29
return on assets 1.6%
Bankruptcy probability within 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,452 companies, NACE 41, micro)
Last 24 months 12-2024: 3.5% 01-2025: 3.5%● unchanged vs 12-2024 02-2025: 3.5%● unchanged vs 01-2025 03-2025: 3.5%● unchanged vs 02-2025 04-2025: 3.6%▲ +0.1 percentage points vs 03-2025 05-2025: 3.7%▲ +0.1 percentage points vs 04-2025highest value 06-2025: 3.7%● unchanged vs 05-2025 07-2025: 1.3%▼ -2.4 percentage points vs 06-2025 08-2025: 1.3%● unchanged vs 07-2025 09-2025: 1.3%● unchanged vs 08-2025 10-2025: 1.0%▼ -0.3 percentage points vs 09-2025 11-2025: 1.0%● unchanged vs 10-2025 12-2025: 1.0%● unchanged vs 11-2025 01-2026: 0.9%▼ -0.1 percentage points vs 12-2025 02-2026: 0.9%● unchanged vs 01-2026 03-2026: 0.9%● unchanged vs 02-2026 04-2026: 1.1%▲ +0.2 percentage points vs 03-2026 05-2026: 1.2%▲ +0.1 percentage points vs 04-2026 06-2026: 1.2%● unchanged vs 05-2026 07-2026: 0.9%▼ -0.3 percentage points vs 06-2026lowest value 08-2026: 0.9%● unchanged vs 07-2026lowest value 09-2026: 0.9%● unchanged vs 08-2026lowest value 10-2026: 0.9%● unchanged vs 09-2026lowest value 11-2026: 0.9%● unchanged vs 10-2026lowest value
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.36 (0.92 in 2024), below the usual 1.5. Short-term debt is 46.3% and cash 39.6% of total assets. 46.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 62% of them on solvency, 80% on liquidity, 43% on profitability and 43% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 1.36, cash €28,429
NBB · annual accounts
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Founded in 2022
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: total assets €71,761
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-06-2026, 38 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
38 days early
2024
45 days early
2023
25 days early
2022
28 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 20 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 June (3 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Comparable companies

These companies have the same main activity as PIRNAY CHRISTOPHE: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €62,600 and €76,700, founded between 2021 and 2022.

CompanyTotal assetsGross margin
PIRNAY CHRISTOPHE Soumagne€71,761€20,194
MK Renov Liège€62,628€19,501
IRON TECH Oostrozebeke€72,549€20,559
GVPRENOV Binche€72,215€18,606
PRO TOM Opwijk€76,738€19,292
BAZIL CONSTRUCT BELGIUM Nivelles€70,650€18,462
P&I CONSTRUCT Sint-Pieters-Leeuw€76,167€21,703
Full comparison

Documents

Annual accounts at the NBB

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about PIRNAY CHRISTOPHE

What is the company number of PIRNAY CHRISTOPHE?
The company number of PIRNAY CHRISTOPHE is 0780.986.689. The VAT number is the same number with BE in front: BE 0780.986.689.
Where is PIRNAY CHRISTOPHE based?
The registered office is at Rue des Carmes(AYE) 117, 4630 Soumagne.Company details
What does PIRNAY CHRISTOPHE do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of PIRNAY CHRISTOPHE?
The legal form of PIRNAY CHRISTOPHE is Private limited company (BV).
When was PIRNAY CHRISTOPHE founded?
PIRNAY CHRISTOPHE was founded on 27-01-2022.
Is PIRNAY CHRISTOPHE still active?
Yes, PIRNAY CHRISTOPHE is an active enterprise in the KBO register.
What is the turnover of PIRNAY CHRISTOPHE?
The turnover in financial year 2025 is ≈ €240,000. This figure is estimated from the gross margin of €20,194 and 268 comparable companies (NACE 41001). It probably lies between €130,000 and €440,000. It is a rough estimate.Financials
Is PIRNAY CHRISTOPHE profitable?
In financial year 2025, PIRNAY CHRISTOPHE made a profit of €1,159.
Where can I find the annual accounts of PIRNAY CHRISTOPHE?
PIRNAY CHRISTOPHE filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of PIRNAY CHRISTOPHE due?
PIRNAY CHRISTOPHE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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