Equity
-€42,648
Debts exceed assets in financial year 2025.
PIRMMO
Lifetime
2 annual accounts with figures on one time axispeak -€2,595 (2024)
-€12,302▼ €9,707
lowest -€56,533 (2025)
-€56,533▼ €50,418
peak €13,885 (2024)
-€42,648▼ €56,533
€1.3m▲ 47.2%
Board5 names since 2024
5 directorsPirmez Clément Marie Thomas Stéphane Gérard and 4 others
Documentsfilings and deeds
02-06-202659 days before the deadline
2025micro format
Gross margin from -€2,595 to -€12,302Loss of €56,533Equity from €13,885 to -€42,648Debts from €869,726 to €1.3mInvestments €418,668Cash from €59,020 to €17,152
Key points
from the 2025 annual accountsResult
-€56,533 ▼ 824%
The result fell in 2025 from -€6,115 to -€56,533.
Debts
€1.3m 103% of the balance sheet
Financial debts 98%Suppliers 0%Other 2%
Of this, €23,742 falls due within a year.
Investments
€418,668 16.5 × depreciation
Green is investment, beige is depreciation. Land and buildings stand 47.7% higher than in 2024.
Liquidity
0.81 was 0.09 in 2024
Short-term debts fell from €632,501 to €23,742.
Position in the sector
-€56,533
Lower net result than 92% of companies in real estate. Sector median €5,994 · 17,181 companies.
Turnover not published (micro format)
Checked score
54
Fair
Financially stronger than 23% of micro companies in real estate (NACE 68)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,625 companies (NACE 68, micro).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2025: 0.2%lowest value
01-2026: 0.2%● unchanged vs 12-2025lowest value
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.3%▲ +0.1 percentage points vs 05-2026
07-2026: 0.4%▲ +0.1 percentage points vs 06-2026
08-2026: 0.4%● unchanged vs 07-2026
09-2026: 0.4%● unchanged vs 08-2026
10-2026: 0.4%● unchanged vs 09-2026highest value
11-2026: 0.4%● unchanged vs 10-2026highest value
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€42,648
Liquidity: current ratio 0.81, cash €17,152, halved
lowers risk
Size: total assets €1.2m
Sector: Real estate activities (NACE 68)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 17% of them on solvency, 58% on liquidity, 15% on profitability and 2% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 152 companies had the same profile as PIRMMO has now. Each dot is one company, two years later.
98.7%
were still trading
0.7%
stopped another way
0.0%
went bankrupt
Another 0.7% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of PIRMMO itself: 0.4% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 152 companies, not a prediction for PIRMMO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.81 (0.09 in 2024), below 1. Short-term debt is 1.9% and cash 1.4% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises riskneutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2425
2024 to 2025 · latest year -€42,648
raises risk · Young company
Founded in 2024, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
59 days early
2024
29 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 15 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- Pirmez Emilie Eloïse Marie Gérard Ghislain 20 sharesdeed of 21-11-2024
- Pirmez Madeleine Marie Sybille Andrée Ghislaine 20 sharesdeed of 21-11-2024
- Pirmez Jérôme Marie Cédric Gérard Ghislain 20 sharesdeed of 21-11-2024
Recent changes
Incorporation
Founders: Pirmez Emilie Eloïse Marie Gérard Ghislain, Pirmez Madeleine Marie Sybille Andrée Ghislaine, Pirmez Jérôme Marie Cédric Gérard Ghislain and 2 others · 100 shares · Appointments: Pirmez Emilie Eloïse Marie Gérard Ghislain, Pirmez Madeleine Marie Sybille Andrée Ghislaine, Pirmez Honorine Marie Stéphanie Gerard Ghislain, Pirmez Jérôme Marie Cédric Gérard Ghislain and Pirmez Clément Marie Thomas Stéphane Gérard · published on 21-11-2024 · Gazette deed
First establishment
Avenue Paule 1, La Hulpe
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| PIRMMO La Hulpe | €1.2m | -€12,302 | -3.4% | - |
| Isadera Tubize | €1.5m | -€35,611 | 26.5% | - |
| BELGIUM LIVING Anderlecht | €1.2m | -€438,604 | -47.1% | - |
| AJ Invest Lincent | €1.1m | -€1,369 | -2.3% | - |
| FINCORP Verviers | €1.1m | -€8,455 | -2.3% | 0 |
| Somnia Magna Verviers | €1.5m | -€23,253 | -3.3% | - |
| TERRA CURA Lochristi | €1.2m | -€7,471 | 15.8% | - |
These companies have the same main activity as PIRMMO: renting and operating of own or leased residential real estate, excluding social housing (NACE 68201). They are comparable in size and age: total assets between €1.1m and €1.5m, founded in 2024.
Official details
Source: KBO- Status
- Active since 19-11-2024Normal situation
- Activity
- Renting and operating of own or leased residential real estate, excluding social housingNACE 68201
- Establishment unit
- 2.366.398.2411310 La Hulpe, since 19-11-2024
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Annual accounts 2025
- €1.2m▲ 40.0%
- Filing
- Filed on 02-06-2026, 59 days before the end of the filing period
Insights on PIRMMO
PIRMMO has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€42,648) and a net result of -€56,533.
Its solvency ranks better than 17% of 17,190 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about PIRMMO
- What is the company number of PIRMMO?
- The company number of PIRMMO is 1016.379.163. The VAT number is the same number with BE in front: BE 1016.379.163.
- Where is PIRMMO based?
- The registered office is at Avenue Paule 1, 1310 La Hulpe.Company details
- What does PIRMMO do?
- According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
- What is the legal form of PIRMMO?
- PIRMMO is a private limited company (BV).
- When was PIRMMO founded?
- PIRMMO was founded on 19-11-2024.
- Is PIRMMO still active?
- Yes, PIRMMO is an active enterprise in the KBO register.
- What is the turnover of PIRMMO?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is PIRMMO profitable?
- In financial year 2025, PIRMMO made a loss of €56,533.
- Where can I find the annual accounts of PIRMMO?
- PIRMMO filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of PIRMMO due?
- PIRMMO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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