PIRAUX
ActiveSummary
PIRAUX has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €969,160 and a net result of €516,626. Equity is growing by ~25.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 10552 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+63
Solvency100▲+48
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €80,000 at 30 days acceptable
Liquidity ample (current ratio 5.71 against 0.97 in 2024; short-term debt: 9.4% and cash: 10.4% of total assets), and 9.4% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.6%
Return on assets
48.3%
Age of the figures
11 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-10-2025 was due by 31-05-2026 and was filed on 29-05-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
4 d early
2023
31 d early
2022
on the day
2021
on the day
2020
3 d early
2019
31 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 10 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-10-2026 and is due by 31-05-2027. Nothing is late today. Usually files around 29 May (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-10-2026 close31-05-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€969,160▲ 114%
2024 · €452,534
Total assets
€1.1m▼ 36.0%
2024 · €1.7m
Net result
€516,626
2024 · -€7,452
Working capital
€471,523
2024 · -€36,122
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€168,958▼ 19.9%€29,060▼ 82.8%€366,604▲ 1,162%€19,330▼ 94.7%€788,446▲ 3,979%
Net result€119,615above the sector's middle half▼ 17.3%€19,982within the sector's middle half▼ 83.3%€244,743above the sector's middle half▲ 1,125%-€7,452below the sector's middle half€516,626above the sector's middle half
Equity€295,261within the sector's middle half▲ 30.9%€315,243within the sector's middle half▲ 6.8%€459,986within the sector's middle half▲ 45.9%€452,534within the sector's middle half▼ 1.6%€969,160above the sector's middle half▲ 114%
Total assets€1.1mwithin the sector's middle half▲ 19.5%€1.5mwithin the sector's middle half▲ 41.4%€1.6mwithin the sector's middle half▲ 6.4%€1.7mwithin the sector's middle half▲ 2.4%€1.1mwithin the sector's middle half▼ 36.0%
Debt€788,043▲ 15.8%€1.2m▲ 54.4%€1.2m▼ 3.8%€1.2m▲ 4.0%€100,069▼ 91.8%
Working capital€196,849within the sector's middle half▲ 24.8%€96,691within the sector's middle half▼ 50.9%€302,999within the sector's middle half▲ 213%-€36,122below the sector's middle half€471,523above the sector's middle half
Solvency27.3%within the sector's middle half▲ 2.4pp20.6%within the sector's middle half▼ 6.7pp28.2%within the sector's middle half▲ 7.6pp27.1%within the sector's middle half▼ 1.1pp90.6%above the sector's middle half▲ 63.5pp
Current ratio1.31within the sector's middle half▲ 0.051.10within the sector's middle half▼ 0.211.32within the sector's middle half▲ 0.220.97below the sector's middle half▼ 0.365.71above the sector's middle half▲ 4.75
Return on assets (ROA)11.0%within the sector's middle half▼ 4.9pp1.3%within the sector's middle half▼ 9.7pp15.0%above the sector's middle half▲ 13.7pp-0.4%below the sector's middle half▼ 15.5pp48.3%above the sector's middle half▲ 48.8pp
Staff (FTE)14.3above the sector's middle half▲ 9.2%15.5above the sector's middle half▲ 8.4%14.1above the sector's middle half▼ 9.0%12.4above the sector's middle half▼ 12.1%4.1within the sector's middle half▼ 66.9%
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 3,979% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.1m
Fixed assets
€497,637 ▼ 25.8%
Current assets
€571,592 ▼ 42.8%
Equity and liabilities €1.1m
Equity
€969,160 ▲ 114%
Debt
€100,069 ▼ 91.8%
Debt's share of the balance-sheet total falls from 72.9% to 9.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€790,068▲
2024 · €89,562
Cash flow
€518,248▲
2024 · €62,780
Debt to equity
0.10▼
2024 · 2.69
ROE
53.3%▲
2024 · -1.6%
Interest coverage
18.69▲
2024 · 2.24
Debt ≤ 1 year
€100,069▼
2024 · €1.0m
Income taxes
€246,067▲
2024 · €978
Staff costs
€174,028▼
2024 · €464,484
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,371 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.5%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,371 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €745,293 | - |
| Remuneration, social security and pensions62 | €442,163 | €531,842 | €508,881 | €464,484 | €174,028 | ▼ 62.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €45,951 | €55,566 | €71,665 | €70,232 | €1,622 | ▼ 97.7% |
| Other operating charges640/8 | €9,087 | €9,925 | €30,336 | €24,617 | €1,521 | ▼ 93.8% |
| Non-recurring operating charges66A | - | €2,002 | €91,266 | - | - | - |
| Gross operating margin9900 | €666,159 | €628,395 | €1.1m | €578,662 | €965,616 | ▲ 66.9% |
| Operating profit (loss)9901 | €168,958 | €29,060 | €366,604 | €19,330 | €788,446 | ▲ 3,979% |
| Financial income75/76B | €6,215 | €10,411 | €9,015 | €14,180 | €16,514 | ▲ 16.5% |
| Recurring financial income75 | €6,215 | €10,411 | €9,015 | €14,180 | €16,514 | ▲ 16.5% |
| Financial charges65/66B | €11,276 | €19,880 | €25,266 | €39,984 | €42,267 | ▲ 5.7% |
| Recurring financial charges65 | €11,276 | €19,880 | €25,266 | €39,984 | €42,267 | ▲ 5.7% |
| Profit (loss) for the period before taxes9903 | €163,897 | €19,591 | €350,354 | -€6,474 | €762,694 | ▲ 11,881% |
| Income taxes67/77 | €44,283 | -€391 | €105,610 | €978 | €246,067 | ▲ 25,049% |
| Profit (loss) for the period9904 | €119,615 | €19,982 | €244,743 | -€7,452 | €516,626 | ▲ 7,032% |
| Profit (loss) for the period to be appropriated9905 | €119,615 | €19,982 | €244,743 | -€7,452 | €516,626 | ▲ 7,032% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.1m | €1.5m | €1.6m | €1.7m | €1.1m | ▼ 36.0% |
| Fixed assets21/28 | €254,255 | €513,369 | €395,091 | €670,597 | €497,637 | ▼ 25.8% |
| Intangible fixed assets21 | €1,000 | €104,660 | €11,485 | €8,485 | - | - |
| Tangible fixed assets22/27 | €253,255 | €408,709 | €383,606 | €662,112 | €497,637 | ▼ 24.8% |
| Plant, machinery and equipment23 | €249,516 | €401,889 | €379,095 | €317,377 | €2,767 | ▼ 99.1% |
| Furniture and vehicles24 | €3,739 | €6,819 | €4,511 | €4,735 | €1,252 | ▼ 73.6% |
| Assets under construction and advance payments27 | - | - | - | €340,000 | €493,618 | ▲ 45.2% |
| Current assets29/58 | €829,049 | €1.0m | €1.2m | €999,593 | €571,592 | ▼ 42.8% |
| Stocks and contracts in progress3 | €472,878 | €679,662 | €498,919 | €511,325 | - | - |
| Stocks30/36 | €472,878 | €679,662 | €498,919 | €511,325 | - | - |
| Amounts receivable within one year40/41 | €167,740 | €297,911 | €343,989 | €253,959 | €445,883 | ▲ 75.6% |
| Trade receivables40 | €79,659 | €191,425 | €176,351 | €11,842 | €107,494 | ▲ 808% |
| Other amounts receivable41 | €88,081 | €106,486 | €167,638 | €242,118 | €338,389 | ▲ 39.8% |
| Cash at bank and in hand54/58 | €180,366 | €33,132 | €379,675 | €219,524 | €110,877 | ▼ 49.5% |
| Deferred charges and accrued income490/1 | €8,066 | €7,798 | €12,841 | €14,786 | €14,833 | ▲ 0.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.1m | €1.5m | €1.6m | €1.7m | €1.1m | ▼ 36.0% |
| Equity10/15 | €295,261 | €315,243 | €459,986 | €452,534 | €969,160 | ▲ 114% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €252,690 | €272,670 | €417,370 | €417,370 | €927,370 | ▲ 122% |
| Non-distributable reserves130/1 | €3,000 | €3,000 | - | - | - | - |
| Reserves not available under the articles1311 | €3,000 | €3,000 | - | - | - | - |
| Distributable reserves133 | €249,690 | €269,670 | €417,370 | €417,370 | €927,370 | ▲ 122% |
| Profit (loss) carried forward14 | €23,971 | €23,973 | €24,016 | €16,564 | €23,190 | ▲ 40.0% |
| Amounts payable17/49 | €788,043 | €1.2m | €1.2m | €1.2m | €100,069 | ▼ 91.8% |
| Amounts payable after more than one year17 | €140,044 | €294,817 | €238,104 | €181,941 | - | - |
| Financial debts170/4 | €140,044 | €294,817 | €238,104 | €181,941 | - | - |
| Amounts payable within one year42/48 | €632,200 | €921,812 | €932,426 | €1.0m | €100,069 | ▼ 90.3% |
| Current portion of amounts payable after more than one year42 | €88,698 | €141,780 | €169,651 | €395,655 | - | - |
| Financial debts43 | - | €18,000 | €18,000 | €68,000 | - | - |
| Credit institutions430/8 | - | €18,000 | €18,000 | €68,000 | - | - |
| Trade debts44 | €381,101 | €648,387 | €507,781 | €461,055 | €18,203 | ▼ 96.1% |
| Suppliers440/4 | €381,101 | €648,387 | €507,781 | €461,055 | €18,203 | ▼ 96.1% |
| Taxes, remuneration and social security45 | €112,401 | €113,645 | €136,993 | €111,005 | €81,866 | ▼ 26.2% |
| Taxes450/3 | €45,324 | €38,151 | €82,227 | €45,639 | €61,050 | ▲ 33.8% |
| Remuneration and social security454/9 | €67,078 | €75,494 | €54,766 | €65,366 | €20,816 | ▼ 68.2% |
| Other amounts payable47/48 | €50,000 | - | €100,000 | - | - | - |
| Accrued charges and deferred income492/3 | €15,800 | - | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €119,615 | €19,982 | €244,743 | -€7,452 | €516,626 | ▲ 7,032% |
| + Depreciation and write-downs630 | €45,951 | €55,566 | €71,665 | €70,232 | €1,622 | ▼ 97.7% |
| Operating cash flow (approximation) | €165,566 | €75,548 | €316,409 | €62,780 | €518,248 | ▲ 725% |
| Investment in fixed assets (approximation) | - | -€314,680 | €46,612 | -€345,738 | €171,339 | ▲ 150% |
| Change in cash | - | -€147,234 | €346,543 | -€160,152 | -€108,647 | ▲ 32.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-10
Financial
Back to profitnet €516,626
Net result €516,626 after one loss-making year.
31-10
Financial
Liquidity times 6current ratio 5.71
Current ratio from 0.97 to 5.71; short-term debt falls from €1.0m to €100,069.
31-10
Financial
Equity above €500,000Eq €969,160 ▲114%
Equity rises from €452,534 to €969,160.
27-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
28-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-10
Financial
Equity above €200,000Eq €225,646 ▲49.4%
2 profitable years in a row build equity to €225,646.
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-10
Financial
Back to profitnet €104,026
Net result €104,026 after one loss-making year.
Show earlier events
31-10
Financial
Equity above €150,000Eq €151,031 ▲221%
Equity rises from €47,005 to €151,031.
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tremelo · 1 establishment unit since 2008
Ground area
1,492 m²
Building footprint
165 m²
Volume, LiDAR
763 m³
Parcel 24006D0424/00B000, Flanders · tallest building 6.1 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Tom & Co
since 20082.174.181.655
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24006D0424/00B000 | Flanders | 1,492 m² | 1 · 165 m² | 6.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 4 entries · 10,634 EUR awarded · 10,634 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 7,678 EUR | 7,678 EUR |
| 2023 | 1 | 2,012 EUR | 2,012 EUR |
| 2022 | 2 | 944 EUR | 944 EUR |
Recognitions · licences · registrations
Dual-learning approval
5 live approvals · 30 endedDierenzorg duaal (so)
Polyvalent administratief ondersteuner (vwo)
Polyvalent administratief ondersteuner duaal (so)
Winkelmedewerker (vwo)
Winkelmedewerker duaal (so)
Show 30 ended approvals
Aanvuller (so)
Aanvuller (so)
Administratief medewerker (so)
Administratief medewerker (so)
Dierenzorg duaal (so)
Dierenzorg duaal (so)
Kassier (so)
Kassier (so)
Polyvalent administratief ondersteuner (vwo)
Polyvalent administratief ondersteuner duaal (so)
Verkoper (so)
Verkoper (so)
Verkoper (so)
Winkelbediende (so)
Winkelbediende (so)
Winkelbediende (so)
Winkelmedewerker (vwo)
Winkelmedewerker (vwo)
Winkelmedewerker duaal (so)
Winkelmedewerker duaal (so)
Aanvuller (so)
Aanvuller (so)
Administratief medewerker (so)
Administratief medewerker (so)
Kassier (so)
Kassier (so)
Verkoper (so)
Winkelbediende (so)
Winkelbediende (so)
Verkoper (so)
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Of 1,330 companies in sector 47762 we hold annual accounts for 479. 263 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-10-2004
Fiscal year end31-10
Activities, NACEBEL 2025
47762Retail sale of pets, pet food and pet supplies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0869725556
Also
9925:BE0869725556
Registered
09-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.