Pinto Arch

Active

Private limited companyfounded 20215 yrs activeAugust Van de Wielelei 13, 2100 Antwerpen, BelgiumKBO/BCE: BE 0763.832.339

Summary

Pinto Arch has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €205,000 and a net result of €99,141. Equity is growing by ~32.3% per year across the filed fiscal years. Its solvency ranks better than 71% of 18866 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch Report Compare

Pinto ArchActiveChecked score 96/100

Risk analysis Report Compare

Activity

Computer consultancy and computer facilities management

NACE 62200IT consultancy NACE 62020

1 site

Size

€264,385total assets 2025

Equity: €205,000
Profit: €99,141

Turnover not published (abridged schema)

Financial health

96 Excellent Checked score 2025

Bankruptcy chance 12 m: < 0.1%

Structure

Accounts filed 28 d late0 of 1 deed read

Why 96+ Sector Computer programming, consultancy and related activities (NACE 62)+ Liquidity: current ratio 4.41, cash €104,916+ Equity €205,000 (77.5% of total assets)+ Size: total assets €264,385Show the evidence

Checked score

Score 2025

96 / 100

Excellent

Probability in this band: under 0.55%

Better than 72% of its sector peers (NACE 62, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 100=

equity 77.5% of total assets

Liquidity 92=

short-term debt 22.5% · cash 39.7%

Profitability 100=

return on assets 37.5%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,520 companies)

Last 22 months 01-2025: < 0.1% 02-2025: < 0.1%▼ -3.1% vs 01-2025 03-2025: < 0.1%▲ +3.2% vs 02-2025 04-2025: < 0.1%▲ +3.1% vs 03-2025 05-2025: < 0.1%▲ +3.0% vs 04-2025 06-2025: < 0.1%▲ +2.9% vs 05-2025 07-2025: < 0.1%▲ +8.6% vs 06-2025 08-2025: < 0.1%▼ -26.3% vs 07-2025lowest value 09-2025: < 0.1%● 0.0% vs 08-2025lowest value 10-2025: < 0.1%● 0.0% vs 09-2025lowest value 11-2025: < 0.1%● 0.0% vs 10-2025lowest value 12-2025: < 0.1%● 0.0% vs 11-2025lowest value 01-2026: < 0.1%● 0.0% vs 12-2025lowest value 02-2026: < 0.1%▲ +3.6% vs 01-2026 03-2026: < 0.1%● 0.0% vs 02-2026 04-2026: < 0.1%▲ +3.4% vs 03-2026 05-2026: < 0.1%● 0.0% vs 04-2026 06-2026: < 0.1%▲ +3.3% vs 05-2026 07-2026: < 0.1%▲ +6.5% vs 06-2026 08-2026: < 0.1%▲ +42.4% vs 07-2026highest value 09-2026: < 0.1%▼ -31.9% vs 08-2026 10-2026: < 0.1%● 0.0% vs 09-2026

Sector Computer programming, consultancy and related activities (NACE 62) lowers the probability
Liquidity: current ratio 4.41, cash €104,916 lowers the probability
Equity €205,000 (77.5% of total assets) lowers the probability
Size: total assets €264,385 lowers the probability for this profile

Credit up to €19,000 at 30 days acceptable

Liquidity ample (current ratio 4.41 against 4.38 in 2024; short-term debt: 22.5% and cash: 39.7% of total assets), and 22.5% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, micro). Better than this share of them on solvency 84%, liquidity 79%, profitability 83%, growth against the median 41%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk○neutral

Sector Computer programming, consultancy and related activities (NACE 62)

In the bankruptcy model this factor lowers the probability.

KBO

Liquidity: current ratio 4.41, cash €104,916

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Equity €205,000 (77.5% of total assets)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Size: total assets €264,385

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

A punctual record breaks

This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.

NBB · 5 filings

Deviation from the deadline

2025

28 d late

2024

2 d early

2023

54 d early

2022

33 d early

2021

9 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 14 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 22 July (4 of the last 5 filed years within 37 days of that day).

Companies Code · seven months

Position in the running window

03-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

28-08-26 Annual accounts filedfiscal year 2025 · micro…
29-07-25 Annual accounts filedfiscal year 2024 · micro…
31-12-24 Highest result since 2021net €101,584 ▲27.6%

Key points

Positive: Among the best 8% on net resultsector median €28,485 · 18,873 companies €99,141 View
Positive: 5 profitable years in a rowprofit 2025: €99,141 5 years View
Total assets 20255 fiscal years filed €264,385 View