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PINOT

Active
Private limited company·Activiteiten van eetgelegenheden met volledige bediening· 2 yrs active
Rue d'Aix la Chapelle 178 ·4701 Eupen, Belgium
KBO/BCE: BE 1006.462.201
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Age2 yrs
Real estate1 parcel · 2,749 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of PINOT is 4.7% (elevated). The 2024 annual accounts show equity of €46k and a net result of €43k. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
4.7% Elevated
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Young company +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-07-2025, 30 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2024 31-07-2025 01-07-2025 30 d early 2025-00206047

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€43k
Working capital€-30k

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 01-07-2025 with the NBB · fiscal year 2024 · ander
Fiscal year2024
Depositander
Revenue-
EBITDA€85k
Net profit€43k
Cash flow€65k
Staff costs€10k
Income taxes€15k
Dividends-
Total assets€139k
Equity€46k
Debt€93k
of which ≤ 1y€93k
of which > 1y-
Working capital€-30k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.68
Quick ratio0.48
Working capital ratio-21.8%
Solvency33.0%
Debt / equity2.03
Long-term debt ratio-
Interest coverage17.81
Gross margin-
Net margin-
ROA30.8%
ROE93.4%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€139k
Fixed assets 21/28€76k
Tangible fixed assets 22/27€76k
Current assets 29/58€63k
Stocks & contracts in progress 3€18k
Amounts receivable within one year 40/41€11k
Cash & bank 54/58€29k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€139k
Equity 10/15€46k
Contributions / capital 10/11€3k
Accumulated profits (losses) 14€43k
Amounts payable 17/49€93k
Amounts payable within one year 42/48€93k
Trade debts payable within one year 44€20k
Income statement
Gross operating margin 9900€103k
Operating result 9901€63k
Financial income 75€4
Financial charges 65€5k
Result before taxes 9903€58k
Income taxes 67/77€15k
Net result for the period 9904€43k
Result to be appropriated 9905€43k
Ratios computed by Checked.

Health barometer

FY 2024 · computed
53 / 100 Fair
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue d'Aix la Chapelle 1784701 Eupen

Establishment units

1 location
ZWEITRAUM
Klötzerbahn 14, 4700 EupenGroothandel in wijnen en geestrijke dranken
since 20242.356.877.987
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area2,749 m²
Buildings1
Building footprint419 m²

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
63041G0257/00F002 Wallonia 2,749 m² 1 · 419 m² -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts
All acts · 1 updated 2 years ago
2024
29-02-2024 Incorporation of a new BV Incorporation·Elodie LILIEN
Notary: Elodie LILIEN · Eupen

Analysis

Snowflake analysis

financial profile on 5 axes
Health53Profitability100Solvency45Growth-Stability67
66 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 53
Profitability 100
Solvency 45
Growth -
Stability 67

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AI due-diligence brief

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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 2,912 of the 20,286 companies in this sector. 2,553 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Eetgelegenheden met volledige bediening56101Activiteiten van eetgelegenheden met volledige bediening56111Groothandel in wijnen en geestrijke dranken46341Groothandel in wijnen en geestrijke dranken46341Catering56210Catering van evenementen56210Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
Legal nameDE PINOT
Registered office
Rue d'Aix la Chapelle 178 bus 1
4701 Eupen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.