PINKELTJE
ActivePINKELTJE has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €53k and a net result of €71k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 12% of 384 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▼-16
Solvency34▲+18
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity short (current ratio 0.4 against 0.48 in 2024; short-term debt: 59.8% and cash: 18.8% of total assets), and 91% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 88
Relative position
BE, all sectors
reference
Sector 88
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
9%
Return on assets
12.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 384 sector peers (2025).
NBB · sector comparisonPosition among 384 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-05-2026, 84 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
84 d early
2024
155 d early
2023
29 d late
2022
60 d late
2021
30 d late
2020
31 d late
2019
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€53k
2024 · €-18k
2018: €-44k
2019: €-47k
2020: €-44k
2021: €-83k
2022: €-174k
2023: €-224k
2024: €-18k
2018 → 2025
Total assets
€587k▲ 186%
2024 · €206k
2018: €76k
2019: €79k
2020: €93k
2021: €89k
2022: €93k
2023: €118k
2024: €206k
2018 → 2025
Net result
€71k▼ 65.6%
2024 · €206k
2018: €22k
2019: €-3k
2020: €3k
2021: €-39k
2022: €-91k
2023: €-51k
2024: €206k
2018 → 2025
Working capital
€-212k▼ 81.8%
2024 · €-117k
2018: €-37k
2019: €-64k
2020: €-111k
2021: €-153k
2022: €-234k
2023: €-284k
2024: €-117k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-83k-€-174k▼ 110%€-224k▼ 29.1%€-18k▲ 91.9%€53k
Operating result€-38k-€-87k▼ 130%€-47k▲ 45.6%€223k€103k▼ 53.6%
Net result€-39k-€-91k▼ 133%€-51k▲ 44.3%€206k€71k▼ 65.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 54% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €587k
Fixed assets
€448k▲ 355%
Current assets
€139k▲ 30.1%
Equity and liabilities €587k
Equity
€53k
Debt
€535k
Debt finances 91.0% of the balance-sheet total.
Key figures and ratios
EBITDA
€130k▼
2024 · €238k
Cash flow
€98k▼
2024 · €221k
Solvency
9.0%▲
2024 · -8.8%
Current ratio
0.40▼
2024 · 0.48
Quick ratio
0.40▼
2024 · 0.48
Debt / equity
10.11▲
2024 · -12.35
ROE
134.3%
ROA
12.1%▼
2024 · 100.3%
Interest coverage
16.72▼
2024 · 134.87
Debt
€535k▲
2024 · €224k
Debt ≤ 1 year
€351k▲
2024 · €224k
Debt > 1 year
€183k
Income taxes
€25k▲
2024 · €15k
Staff costs
€1.52M▲
2024 · €1.37M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€206k€587k▲
Fixed assets21/28€98k€448k▲
Tangible fixed assets22/27€92k€442k▲
Land and buildings22-€307k
Plant, machinery and equipment23€4k€18k▲
Furniture and vehicles24€2k€10k▲
Other tangible fixed assets26€86k€107k▲
Financial fixed assets28€6k€6k=
Current assets29/58€107k€139k▲
Amounts receivable after more than one year29€14k€12k▼
Other amounts receivable291€14k€12k▼
Amounts receivable within one year40/41€33k€17k▼
Trade receivables40€33k€17k▼
Cash at bank and in hand54/58€60k€110k▲
Deferred charges and accrued income490/1€299-
Equity and liabilities
Total equity and liabilities10/49€206k€587k▲
Equity10/15€-18k€53k▲
Contributions10/11€12k€12k=
Reserves13-€40k
Distributable reserves133-€40k
Profit (loss) carried forward14€-31k-
Amounts payable17/49€224k€535k▲
Amounts payable after more than one year17-€183k
Financial debts170/4-€183k
Amounts payable within one year42/48€224k€351k▲
Current portion of amounts payable after more than one year42-€10k
Trade debts44€7k€28k▲
Suppliers440/4€7k€28k▲
Taxes, remuneration and social security45€149k€244k▲
Taxes450/3€15k€16k▲
Remuneration and social security454/9€134k€228k▲
Other amounts payable47/48€68k€69k▲
Income statement
Code20242025
Remuneration, social security and pensions62€1.37M€1.52M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€27k▲
Other operating charges640/8€4k€44k▲
Gross operating margin9900€1.61M€1.70M▲
Operating profit (loss)9901€223k€103k▼
Financial income75/76B€446€931▲
Recurring financial income75€446€931▲
Financial charges65/66B€2k€8k▲
Recurring financial charges65€2k€8k▲
Profit (loss) for the period before taxes9903€221k€96k▼
Income taxes67/77€15k€25k▲
Profit (loss) for the period9904€206k€71k▼
Profit (loss) for the period to be appropriated9905€206k€71k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-31k€40k▲
Profit (loss) brought forward from the previous period14P€-237k€-31k▲
Transfer to equity691/2-€40k
To other reserves6921-€40k
Social balance
Average headcount (FTE)908724.229.5▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
26-02
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €206k
Net result €206k after 3 loss-making years.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
31-12
Financial
Weakest financial yearnet €-91k
Net result drops to €-91k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kapellen · 4 establishment units since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vierhoevenstraat 302950 KapellenGround area
5.6 ha
Building footprint
1,196 m²
Volume, LiDAR
6,156 m³
4 parcels, Flanders · tallest building 21.1 m, ±2 floors. Linked by address, not a title deed.
4 establishment units
Kinderdagverblijf Het Kabouterbos
since 20102.188.472.329
Mini-creche Pinkeltje
since 20102.188.472.626
Pinkelotje
since 20202.315.285.872
Het Mierennestje
since 20222.365.091.513
4 parcels
Flanders
4
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11662E0577/00C018 | Flanders | 5.3 ha | 1 · 426 m² | 8.4 m · 2 fl. |
| 11023C0225/00X000 | Flanders | 2,274 m² | 1 · 407 m² | 21.1 m · 1 fl. |
| 11023A0246/00M004 | Flanders | 578 m² | 1 · 213 m² | 7.2 m · 2 fl. |
| 11362M0496/00W005 | Flanders | 218 m² | 1 · 150 m² | 12.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 3
4 of 4 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2022 to 2025 · 19 entries · 3,981,438 EUR awarded · 3,981,904 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 5 | 1,493,049 EUR | 1,493,646 EUR |
| 2024 | 5 | 1,425,594 EUR | 1,425,463 EUR |
| 2023 | 5 | 617,673 EUR | 617,835 EUR |
| 2022 | 4 | 445,122 EUR | 444,960 EUR |
Schemes
Subsidies voorschoolse kinderopvang
Vlaams opleidingsverlof (VOV)
Subsidie aan instellingen in het beleidsdomein Welzijn, Volksgezondheid en Gezin voor de tussenkomst in de energiekost in 2023
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Subsidies jeugdhulp
Show 1 more
Inkomenstarief kinderopvang
Recognitions · licences · registrations
Food safety, FASFC
4 sitesKalmthout2.365.091.513
Kapellen (Antw.)2.188.472.329
Kapellen (Antw.)2.188.472.626
Kapellen (Antw.)2.315.285.872
Care and welfare
7 services · 4 liveHet Kabouterbos
HET MIERENNESTJE
PINKELOTJE
Pinkeltje
Show 3 more services
Het Kabouterbos
PINKELOTJE
Pinkeltje
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Of 1,590 companies in sector 88911 we hold annual accounts for 706. 490 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-04-2010
Fiscal year end31-12
Activities, NACEBEL
88911Day nurseries and crèches
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:fanny@pinkeltjebv.be
Phone:0473/63.31.25