Equity
€224,171 ▲ 15.7%
PINEAPPLESOFT has made a profit without a break since 2009.
PINEAPPLESOFT
Lifetime
20 annual accounts with figures on one time axis, 28 filings since 1998peak €257,567 (2015)
€139,776▲ 1.8%
lowest -€3,493 (2008)
€32,004▲ 18.5%
peak €335,917 (2019)
€224,171▲ 15.7%
€67,537▲ 0.8%
Board2 names since 2020
2 directorsBenoît MARCHAL and 1 other
Documentsfilings and deeds
19-06-202642 days before the deadline
2025abbreviated format
Gross margin from €54,815 to €70,112Dividend €1,600Equity from €193,767 to €224,171Cash from €49,219 to €101,843
Key points
from the 2025 annual accountsChecked score
96
Excellent
Financially stronger than 67% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.3%▲ +0.1 percentage points vs 03-2025highest value
05-2025: 0.2%▼ -0.1 percentage points vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.2%● unchanged vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: < 0.1%▼ -0.2 percentage points vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: 0.1%▲ +0.1 percentage points vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: < 0.1%▼ -0.1 percentage points vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 2.33, cash €101,843
Equity €224,171 (76.8% of total assets)
Sector: Computer programming, consultancy and related activities (NACE 62)
Founded in 1997
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 74% on liquidity, 51% on profitability and 58% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 31,368 companies had the same profile as PINEAPPLESOFT has now. Each dot stands for 79 companies, two years later.
93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of PINEAPPLESOFT itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for PINEAPPLESOFT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €13,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.33 (1.64 in 2024), above the usual 1.5. Short-term debt is 19% and cash 34.9% of total assets. 23.2% of the assets are financed with debt and provisions.
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Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
6 signals, none raises the risk
Six signals.
lowers riskneutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €224,171
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-06-2026, 42 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
42 days early
2024
37 days early
2023
6 days early
2022
22 days late
2021
26 days late
2020
29 days early
2019
9 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 11 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 July (4 of the last 5 accounts filed within 32 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0461056044
Registered office moved within Namur
New registered office: rue des Carrières 37, 5000 Namur · Previous registered office: rue Dewez 5, 5000 Namur · General meeting of 10-11-2023 · Gazette deed
Appointments: Benoît MARCHAL (director) and Pascale DECHAMPS (director)
Capital increase of €144,000 · General meeting of 01-12-2020 · Gazette deed
First establishment
Rue Dewez 5, Namur
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| PINEAPPLESOFT Namur | €291,708 | €70,112 | 76.8% | - |
| ERPNET Somme-Leuze | €313,279 | €73,069 | 90.2% | - |
| Wizards Machelen (Brab.) | €290,357 | €75,660 | 33.5% | - |
| COBRASOFT Oudenburg | €269,534 | €68,302 | 88.9% | - |
| ORION SOFTWARE Sint-Niklaas | €301,830 | €75,922 | 76.3% | - |
| MARBLE CONSULTING Leuven | €263,416 | €69,426 | 78.9% | - |
| GIV CONSULTANCY & xWARE Leopoldsburg | €269,725 | €73,879 | 89.5% | - |
These companies have the same main activity as PINEAPPLESOFT: computer programming (NACE 62100). They are comparable in size and age: total assets between €263,000 and €313,000, founded between 1996 and 2000.
Official details
Source: KBO- Status
- Active since 14-07-1997Normal situation
- Activity
- Computer programmingNACE 62100
- Establishment unit
- 2.082.670.6675000 Namur, since 18-07-1997
- Financial year end
- 31 December
- Peppol
- Reachable since 18-11-2025
Annual accounts 2025
- €291,708▲ 11.9%
- Filing
- Filed on 19-06-2026, 42 days before the end of the filing period
Insights on PINEAPPLESOFT
PINEAPPLESOFT has been active since 1997 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €224,171 and a net result of €32,004.
Equity shrank by about 4.5% per year on average since 2018. In 2025 it rose by 15.7%. Its solvency ranks better than 78% of 3,406 sector peers (NACE 62, financial year 2025).
The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about PINEAPPLESOFT
- What is the company number of PINEAPPLESOFT?
- The company number of PINEAPPLESOFT is 0461.056.044. The VAT number is the same number with BE in front: BE 0461.056.044.
- Where is PINEAPPLESOFT based?
- The registered office is at Rue des Carrières 37, 5000 Namur.Company details
- What does PINEAPPLESOFT do?
- According to the KBO register, the main activity is computer programming (NACE 62100).
- What is the legal form of PINEAPPLESOFT?
- PINEAPPLESOFT is a private limited company (BV).
- When was PINEAPPLESOFT founded?
- PINEAPPLESOFT was founded on 14-07-1997.
- Is PINEAPPLESOFT still active?
- Yes, PINEAPPLESOFT is an active enterprise in the KBO register.
- What is the turnover of PINEAPPLESOFT?
- The turnover of PINEAPPLESOFT was €139,776 in financial year 2025, according to the filed annual accounts.Financials
- Is PINEAPPLESOFT profitable?
- In financial year 2025, PINEAPPLESOFT made a profit of €32,004.
- Where can I find the annual accounts of PINEAPPLESOFT?
- PINEAPPLESOFT filed 28 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of PINEAPPLESOFT due?
- PINEAPPLESOFT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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