PINDINELLO
ActiveSummary
The computed 12-month bankruptcy probability of PINDINELLO is 1.6% (moderate). The 2025 annual accounts show negative equity (€-8k) and a net result of €-30k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 7% of 27786 sector peers (fiscal year 2025). The company has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
22
/ 100
Critical
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-58
Solvency7▼-53
Growth31▼-13
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.76 against 1.4 in 2024; short-term debt: 117.9% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-17.9%
Return on assets
-69.2%
Age of the figures
18 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €-8k
raises risk · Filed more than 90 days late
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 18-06-2026, 230 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
230 d late
2024
595 d late
2023
945 d late
2022
228 d late
2021
50 d late
2020
12 d late
2019
97 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close24-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Turnover
€249k▲ 1.2%
2024 · €246k
2019: €267k
2020: €261k
2021: €264k
2022: €290k
2023: €298k
2024: €246k
2019 → 2025
EBIT margin
-10.2%▼ 14.1pp
2024 · 3.9%
2019: 5.3%
2020: -8.9%
2021: 3.9%
2022: 5.2%
2023: 7.3%
2024: 3.9%
2019 → 2025
Net result
€-30k
2024 · €6k
2019: €7k
2020: €-28k
2021: €7k
2022: €9k
2023: €21k
2024: €6k
2019 → 2025
Working capital
€-13k
2024 · €17k
2019: €2k
2020: €-30k
2021: €-18k
2022: €-6k
2023: €16k
2024: €17k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€264k-€290k▲ 9.6%€298k▲ 3.1%€246k▼ 17.5%€249k▲ 1.2%
Equity€-12k-€-4k▲ 69.0%€17k€23k▲ 34.3%€-8k
Operating result€10k-€15k▲ 47.5%€22k▲ 45.5%€10k▼ 56.0%€-25k
Net result€7k-€9k▲ 17.3%€21k▲ 141%€6k▼ 72.1%€-30k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €25k after €10k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €44k
Fixed assets
€5k ▼ 19.8%
Current assets
€39k ▼ 32.2%
Key figures and ratios
EBITDA
€-24k▼
2024 · €10k
Cash flow
€-29k▼
2024 · €6k
Solvency
-17.9%▼
2024 · 35.3%
Current ratio
0.76▼
2024 · 1.40
Debt to equity
-6.58▼
2024 · 1.83
ROA
-69.2%▼
2024 · 9.0%
Interest coverage
-8.53▼
2024 · 4.64
Debt
€52k▲
2024 · €41k
Debt ≤ 1 year
€52k▲
2024 · €41k
Income taxes
€5k▲
2024 · €4k
Staff costs
€43k▼
2024 · €43k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€64k€44k▼
Fixed assets21/28€6k€5k▼
Tangible fixed assets22/27€6k€5k▼
Plant, machinery and equipment23€5k€4k▼
Furniture and vehicles24€432€432=
Current assets29/58€58k€39k▼
Amounts receivable within one year40/41€57k€39k▼
Trade receivables40€5k€5k▲
Other amounts receivable41€52k€34k▼
Current investments50/53€72€9▼
Deferred charges and accrued income490/1€544-
Equity and liabilities
Total equity and liabilities10/49€64k€44k▼
Equity10/15€23k€-8k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€4k€-27k▼
Amounts payable17/49€41k€52k▲
Amounts payable within one year42/48€41k€52k▲
Current portion of amounts payable after more than one year42€3k€3k▲
Financial debts43€10k€12k▲
Credit institutions430/8€10k€12k▲
Trade debts44€9k€17k▲
Suppliers440/4€9k€17k▲
Taxes, remuneration and social security45€19k€20k▲
Taxes450/3€9k€9k▲
Remuneration and social security454/9€10k€11k▲
Income statement
Code20242025
Turnover70€246k€249k▲
Goods, raw materials, services and sundry goods60/61€188k€224k▲
Remuneration, social security and pensions62€43k€43k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€367€1k▲
Other operating charges640/8€5k€7k▲
Non-recurring operating charges66A€0-
Gross operating margin9900€58k€25k▼
Operating profit (loss)9901€10k€-25k▼
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€10k€-26k▼
Income taxes67/77€4k€5k▲
Profit (loss) for the period9904€6k€-30k▼
Profit (loss) for the period to be appropriated9905€6k€-30k▼
Appropriation of the result
Profit (loss) to be appropriated9906€4k€-27k▼
Profit (loss) brought forward from the previous period14P€-2k€4k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 230 days late
18-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 595 days late
02-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 945 days late
2025
31-03
Financial
Weakest financial yearnet €-30k ▼628%
Net result drops to €-30k, the lowest in the series.
2023
16-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 228 days late
31-03
Financial
Highest result since 2019net €21k ▲141%
Operating result €22k, net result €21k, both a record.
2021
20-12
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 50 days late
31-03
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
2020
12-11
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 12 days late
05-02
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 97 days late
2018
27-11
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 27 days late
2017
10-10
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
30-11
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Châtelet · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Haies 796200 ChâteletGround area
398 m²
Building footprint
56 m²
Volume, LiDAR
486 m³
Parcel 52502B0236/00P013, Wallonia · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue des Haies 79, 6200 Châtelet
since 20032.131.790.675
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52502B0236/00P013 | Wallonia | 398 m² | 1 · 56 m² | 10.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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't SNOEPJE
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Of 4,012 companies in sector 43310 we hold annual accounts for 1,745. 1,382 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-02-2003
Fiscal year end31-03
Activities, NACEBEL 2025
43120Site preparation
43310Plastering work
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.