Summary
Conclusion
the dossier summarised in one paragraphFor the legal form of PIME BUSINESS, Checked does not compute a bankruptcy probability. The 2025 annual accounts show equity of €299k and a net result of €128k. Equity is growing by ~39.2% per year across the filed fiscal years. Its solvency ranks better than 61% of 1943 sector peers (fiscal year 2025). The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 8 annual accounts.
Signals
2 signals · with evidenceSignals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Filing behaviour
From the deposit records, complete market-wide| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | 13-06-2026 | 48 d early | 2026-00158346 |
| 31-12-2024 | 31-07-2025 | 08-06-2025 | 53 d early | 2025-00125636 |
| 31-12-2023 | 31-07-2024 | 07-06-2024 | 54 d early | 2024-00116854 |
| 31-12-2022 | 31-07-2023 | 07-06-2023 | 54 d early | 2023-00115117 |
| 31-12-2021 | 31-07-2022 | 04-06-2022 | 57 d early | 2022-20046894 |
| 31-12-2020 | 31-07-2021 | 21-07-2021 | 10 d early | 2021-38200209 |
| 31-12-2019 | 31-07-2020 | 06-08-2020 | 6 d late | 2020-39700452 |
| 31-12-2018 | 31-07-2019 | 14-08-2019 | 14 d late | 2019-46400488 |
| 31-12-2017 | 31-07-2018 | 13-07-2018 | 18 d early | 2018-33500083 |
| 31-12-2016 | 31-07-2017 | 07-07-2017 | 24 d early | 2017-28900584 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsAdministrative Flags
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneFor this legal form (e.g. co-owners' association, public body or foreign branch) we don't show a bankruptcy probability: some of these forms legally cannot go bankrupt and no reliable figure is possible here.
Financials
Annual accounts & ratios
Source: NBB · 2025How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 66.5% | 53.8% | |
| Net result | €128k | €43k | |
| Equity | €299k | €56k | |
| Gross operating margin | €175k | €68k | |
| Total assets | €449k | €133k |
| Fiscal year | 2025 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €175k |
| Net profit | €128k |
| Cash flow | €129k |
| Staff costs | - |
| Income taxes | €45k |
| Dividends | €75k |
| Total assets | €449k |
| Equity | €299k |
| Debt | €150k |
| of which ≤ 1y | €123k |
| of which > 1y | €28k |
| Working capital | €-22k |
| Employees (FTE) | - |
| 2025 | |
|---|---|
| Current ratio | 0.82 |
| Quick ratio | 0.82 |
| Working capital ratio | -4.9% |
| Solvency | 66.5% |
| Debt / equity | 0.50 |
| Long-term debt ratio | 0.09 |
| Interest coverage | 117.72 |
| Gross margin | - |
| Net margin | - |
| ROA | 28.5% |
| ROE | 42.8% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €449k |
| Fixed assets | 21/28 | €349k |
| Tangible fixed assets | 22/27 | €2k |
| Financial fixed assets | 28 | €347k |
| Current assets | 29/58 | €101k |
| Cash & bank | 54/58 | €101k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €449k |
| Equity | 10/15 | €299k |
| Contributions / capital | 10/11 | €15k |
| Reserves | 13 | €270k |
| Accumulated profits (losses) | 14 | €14k |
| Amounts payable | 17/49 | €150k |
| Amounts payable after one year | 17 | €28k |
| Amounts payable within one year | 42/48 | €123k |
| Trade debts payable within one year | 44 | €400 |
| Income statement | ||
| Gross operating margin | 9900 | €175k |
| Operating result | 9901 | €174k |
| Financial income | 75 | €2 |
| Financial charges | 65 | €1k |
| Result before taxes | 9903 | €173k |
| Income taxes | 67/77 | €45k |
| Net result for the period | 9904 | €128k |
| Result to be appropriated | 9905 | €128k |
Health barometer
FY 2025 · computedUnlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.
See plans →Directors
Directors & mandates
5 directors-
Current01-01-2026 → present
Historic, not recently confirmed (2)
-
Not recently confirmedlast confirmed in an act from 2020
2 events
- 28-01-2020 Resigned· Manager
- 28-01-2020 Mandate renewed· Director
-
Not recently confirmedlast confirmed in an act from 2019
Former directors (2)
-
Former15-06-2017 → 28-03-2019
2 events
- 28-03-2019 Resigned· Managing director
- 15-06-2017 Appointed· Managing director
-
Former- → 15-06-2017
Insolvency mandates
Legal Structure
| NACE primary | Activiteiten van (gecertificeerde) (fiscaal) accountants(69201) |
| Legal form | Besloten Vennootschap van publiek recht(616) |
| Incorporation | 07-06-2007 |
| Status | Active |
| Postal code | 1360 |
Structure & network
Locations & real estate
Registered office
from the Crossroads BankThis address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Wavre 20 A1360 PerwezEstablishment units
1 locationReal-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25084C0360/00E005 | Wallonia | 1,687 m² | 1 · 177 m² | 8.7 m · 2 fl. |
Publications
Lifecycle & Insolvency Signals
Belgisch Staatsblad · acts
5 acts30-01-2026 Kathelyne COSTE appointed as director
28-01-2020 1 resigning, 1 reappointed
06-05-2019 1 director appointed, 1 resigning
- PINET Boris, Gedelegeerd bestuurder
- MARTZ Alexandra, Gedelegeerd bestuurder
26-01-2018 1 director appointed, 1 resigning
- MARTZ Alexandra, Gedelegeerd bestuurder
- KUHN, Gedelegeerd bestuurder
17-06-2014 Capital increase of €28,000 to €46,750
Analysis
Snowflake analysis
financial profile on 5 axesExceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Ask AI about this company
Checked AISoon: ask questions about this dossier, risks, curator, sector comparison, answered from the official data on this page.
AI due-diligence brief
Checked AIGenerate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
Credit advice
verdict per customer and amountSimilar
Similar companies
Comparable size, same sectorCompany registry
Company registry (CBE)
Crossroads Bank| Legal nameFR | PIME BUSINESS |